 How do i insure household items like jewelry, phones, laptops, etc? |
Additional Details
and also what kind of insurance could i get for say my laptop if i travel with it a lot?... |
|
 How can a health insurance company do something like this? very confused on this? |
| I had a visit two months before I was forced to changed coverage(I was coming off my parents insurance to an individual policy) to a chiropractor's office. The reason for my visit was that I was ... |
|
 Can I make Walmart pay? |
| I was in Walmart and my car was hit. Can I go after walmart to pay for the repairs?... |
|
 Do I have to get Home Owner's insurance? |
| I don't really know anything about buying homes, but I'm considering buying my first house. I've heard that you have to have home owner's insurance. Do you really have to get it ... |
|
 Sheilas wheels car insurance, car insurance for women? Isnt that 100% sexist? Would male insurance be allowed |
I think not! some crazy women wearing comfortable shoes and a pair of dungarees would complain most vocally,
Additional Details
Listen to their adverts, do they mention male drivers? ... |
|
 Question about Health Insurance?? |
| I wanted to get added on to my husbands health insurance, but the secretary who works for the company he does(it's a small construction company) says I can't get added until open enrollment ... |
|
 Will my insurance company keep my abortion confidential? |
| If I do decide to get an abortion I don’t want my mother to find out. I will pay the 10% required right then and there but im curious will my mom get like a receipt of some sort in the mail saying ... |
|
 Life Insurance? |
| Am I overreacting or is something really wrong here? My mother in law (husbands mom) went and took out a life insurance policy on our 4 month old baby boy. Instead of making my husband which is the ... |
|
 I want life insurance but they ask the question about smoking and I have had a few cigars this last 12 months. |
They want to know if I have smoked in the last 12 months. I have, but I am not a smoker. One cigar a month does not make me a smoker, why should I get labeled as one?
How should I ... |
|
 If I am on my parents health insurance policy, will they know why I went to the doctor? |
THe doctor diagnosed me with an std, will my parents find this out if I am on their health insurance policy?
Additional Details
fth106, i'm a 20 y.o. thanks everyone for ur answers!... |
|
 Friend got hurt, has over 100,000 dollars in insurance bill,what should he do?? |
| My friend got shot in the leg two years ago, and he has like over 130,000 dollars in insurance bills cause he didnt have any insurance, are there any programs or anything he can do to help him pay ... |
|
|  |
videogamer1979 | Do people really get a $500,000 check from the life insurance company if they have a $500,000 policy? |
I never really knew anyone personally who got such a huge amount of money when their loved one passes away. |
 |
 
Mike M
 |
most of the time these only pay out before the age of 65... so most people never realise them!!
a contract is a contract - the policy does not say "up to ..." therefore the payment is the one quoted... |
|
financing_loans
|
They really do.
I have around 4 million in life insurance policies. Im sure my family is hoping I die. |
|
tim d
 |
They just wont give you the check you probably have to wait a while and might have to go through a lawer to get that money sometimes. |
|
pun9175181970
|
Yes, they do.
I was an agent for Prudential and the company issue the exact amount on the policy.
It took less than a week after Prudential receive the death certificate.
Actually, it's a great investment for those that are not financially well off or rich.
Buy $500,000 for only hundreds a year and if something happens to you, your love one will be set for life.
Good Luck! |
|
tone
 |
If the policy is current and no loans -YES |
|
aaron p
|
Yes, I've been involved in several death claims. We aren't selling pixie dust here. Most policies are canceled or lapse before they have a chance to payout, however. |
|
Big Momma Carnivore
|
Yes.
Ron Paul forever |
|
src50
|
Yes, the beneficiaries do. |
|
Jane
|
yepper pepper |
|
Fred S - AM Cappo Di Tutti Capi
|
Yes, you do, however most people only have large life insurance policies when they are younger and need to protecttheir family; most people die when they are older and no longer carry a policy. For a family with children $500,000 really isn't alot of money of the the primary earner in the family dies. After taxes, that doesn't last very long. |
|
sactoking
|
You've probably never heard of it because A) it's a touchy subject and B) the average person is way underinsured. I can unabashedly tell you that a $500,000 WILL pay $500,000 so long as none of its exclusions are met.
Also, contrary to a few posts here, the proceeds from a life insurance policy are granted 100% TAX FREE. That's right, the benefits from a life insurance policy are NOT subject to income taxes. That's one of the things that makes life insurance so valuable as an estate-planning tool, even for the rich. Average people view life insurance as a way to 'provide for their families', which is perfectly noble. But what if you have $3,000,000 in cash? The government takes their share. What if it's not cash, but a house? Survivors usually have to sell the house to pay the estate tax. A life insurance policy prevents that, b/c the death benefit can be used to pay estate taxes, since life insurance is not part of the estate! |
|
Financial JUSTICE
|
Yes they do. I recently delivered a $1 million check to someone. There was lots of sad emotions going on through me, even though I didn't know the person that well. It makes me wants to work harder and get more clients. |
|
mbrcatz
|
Maybe they're just not talking about it, because the grief of the loss of the loved one is much, much more overwhelming than getting a load of cash.
Yes, policies pay out all the time. Sometimes a lot more, too.
But most people would rather have their spouse/parent back, than a load of cash. |
|
dcgirl
|
They do pay those big payments. Your taxes get taken out first, and there's sometimes no-pay clauses (like you don't usually get a life insurance payment if the deceased committed suicide) but for the most part, you get paid what the policy says. |
|
100% Organic Snark™
|
And you have to pay tax on it. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 24 minutes(s) ago
| | | |
15 | 28 minutes(s) ago
| | | |
15 | 1 hour(s) ago
| | | |
15 | 4 hour(s) ago
| | | |
15 | 7 hour(s) ago
| | | |
15 | 10 hour(s) ago
| | | |
14 | 2 day(s) ago
| | | |
13 | 3 day(s) ago
| | | |
15 | 6 day(s) ago
| | | |
15 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
