 I am a 27 yr old breast cancer survivor...? |
| Now that I am all done with treatments, and I AM totallt healthy and cancer free by the way, I am having a heck of a time getting a job. I have been aplying for everything from working in surgery to ... |
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| Under what circumstances will your average life insurance policy not pay a claim for your death? |
| Under what circumstances will your average life insurance policy not pay a claim for your death?... |
|
 Im starting a new insurance agency... i need a name? |
Staring my own Insurance agency & I need a really good name.....
something...insurance agency. Any Ideas i would really love it. Thanks Guys.... |
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 Insurance and pregnancy? |
| I just found out today that I am pregnant. Also today I found out that I got a new job that I had applied for. I currently work at Wal-Mart and was planning on staying there part time. I have ok ... |
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 Is there such a thing as affordable health and dental insurance for someone that is 60 years old? |
And in pretty good health? What company(ies) would you recommend. I live in Omaha, Nebraska United States. I currently pay $330 a month for PPO BCBS a month and it is killing me! Thanks
A... |
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| How would I get My medical insurance to pay for my abdominal plasty? |
Hello! I had a breast reduction last year ago and everything went well, my Insurance which is Tricare paid for everything, but it was due to a Medical condition.
I heard Tricare is very ... |
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 Where can I find health care assistance for adults in North Carolina? |
| I am 19 years old, diabetic, and enrolled part time in college. I have a job but I also live on my own and support myself. Diabetes supplies and medications are very expensive and I do not have ... |
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 Term Life Insurance Vs Whole Life Insurance? |
I am shopping for a decent life insurance policy. I have a question.
Say, if I go for whole life insurance through company A for 20 years and say if Company A goes bankrupt after 10 years.<... |
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 Medicaid insurance will do what! is this true? |
okay, so i work a part time job
im 18 years old and live with my mother
we have medicaid
i have made almost $1,000 in 4 months, which is not much
BUT she says that when i ... |
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| How can he sue me for injuries if he wasnt injured? |
How can he sue me for injuries if he wasnt injured?
we had a car accident, its hard to dtermine whos fault it is(about 2 months ago) and now i get a letter from the lawyer saying he is going to ... |
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jdb331 | Do term life insurance policies pay out in case of suicide? |
No- I'm not going to do it. Just a question that came up recently. |
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Andy B
|
Typically life insurance has a waiting period (in terms of years) to prevent people buying high dollar policies and then killing themselves to help their family (or other beneficiaries). You would have to check the fine print of the policy. |
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Chris C
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In most policies, whether term or whole life, there is a 2 year suicide exclusion. IF the insured commits suicide within 2 years of when the policy was taken out, no claim will be paid (some companies will cut a cheque for the premiums paid though). Some older policies (like 20 years or older) do not have this clause in it though
After 2 years, there is no suicide clause specifically, but ANY claim, not matter how long into the policy the person is, can be investigated and possibly have the claim denied. |
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extra_37
 |
Typically yes, but only after a waiting period, usually 2-3 years. This is to prevent suicidal people from purchasing life insurance right before they act. |
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insurance4women
 |
In Australia, there is a 13 month exclusion period where a claim for suicide would not be paid. Usually though the life company refunds the premiums paid, although they are under no obligation to do so. |
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mbrcatz
 |
AFTER the contestable period is up, IF there is no absolute suicide exclusion on the policy, yes it will pay.
The contestable period varies by state - it's usually two to three years. |
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Doctor Foo
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no |
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moonlightonalake
 |
The answer is, usually, no. Many policies have a 'suicide clause' which states that they will not pay out if the insured person takes their own life. |
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bud68
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There is always - at a minimum - an initial exclusion period. |
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