Do landlords usually have homeowner insurance? |
| Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have ... |
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Ticket for no proof of insurance but i do have it? |
| I bought a new car and got new insurance for it .orlando florida, i got pulled over for going 20 over the speed limit i didn't get a speeding ticket put i got a citation for no proof of ... |
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I need Health Insurance, 23 and on my own!? |
Can anyone recomnd a company or policy that would be a good way to go????
I am a 23 year old/female, and am completly on my own, workin 2 jobs to cover the bills (including some medical/... |
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Does homeowners insurance cover loss from remodeling theft by contractor? |
| We hired a liscensed and bonded contractor to make an additon to our home. He did demolition to the rear of our home so he could begin the addition, asked for $33,000.00 for materials and labor and ... |
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Insurance policy for my deceased husband? |
| my husband always said he had a insurance policy but never knew exactly the name cause his grandmother had it from when he was little. Now he has passed on since 2006 and I do not have a clue where I ... |
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I carry an HMO insurance for our family. My husband is offered a PPO thru Beechstreet...? |
| I've not heard anything good or bad (except the few answers here) about Beechstreet but can't find any of our doctors on their lists. He is being told that having their insurance would ... |
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Life insurance questions? |
| My brother owes my son some money. Can I take out a life insurance policy on my brother and name the beneficiary as my son? Does my broth have to know about it?... |
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Can kids under 18 apply for any type of medical care? |
| i really would like to, my parents cant afford that :(... |
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What is Retroactive Date for a General Liability Policy? |
| Could some one give me a couple of examples of what retroactive date mean???... |
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National Insurance Number? |
When is your NI number supose to come?
some people say 15 and 9 months .. but my firend is 16 on the 12th of this months and she got hers like 2 weeks ago.
If you get it when youu 15 ... |
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Will an insurance company reject you if you casually smoke pot? |
I'm looking to get health insurance but i'm kinda worried
I know they do urine test during physical exams, so i was just wondering if the insurance company would reject me when ... |
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I bought an Item on Ebay. see details? |
| The seller insured the product through UPS and when it came to me it was beyond repair. Ups then wrote a insurance check to the seller. Shouln't I get this money. Or does the seller get this ... |
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Who can someone contact to make a complaint on an insurance company? |
| I was involved in an automobile accident almost two years ago and we have been trying to settle the claim. We mailed in the paperwork accepting there offer and it has been almost two months and we ... |
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Is my check still valid i found it, in my bag and its from 2006? |
| this check was from a company i us-to work for in 2006 and i just found it and was wondering, if its my money and i never cashed it,can i cash it still in the bank? or will the date be a problem ... |
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What are some cheap Auto Insurance Companies? |
| I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?... |
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SR-22 Question....Personal Experience Please!!!? |
| Can I have full coverage insurance with one company and then do my sr-22 with another company or does it all have to be on one policy???... |
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Medical Office Co-Pays? |
| Is it legal for doctor offices to charge their patients an additional fee for all copayments not received by the last working day of each month? I got a letter from my doctors office charging me an ... |
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Morgan le Faye | Do you believe in having lots of insuriance or very little? |
I hear people talking about life insuriance, auto insuriance, home owner's insuriance, etc., etc., etc.... how much do you believe in having? Which kinds? Or do you believe that paying for insuriance is a waste or a scam, as some do, and prefer to save up youself for future problems? What do you believe? |
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PRS
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Insurance is one of those things that seems like a waste of money until you actually need it. I wouldn't be able to sleep at night if I didn't have adequate homeowners, auto and health insurance. I have life insurance on both my husband and myself to cover at least 2 1/2 years wages.
My homeowners insurance will cover the replacement value of my home and contents and pay for me to stay somewhere else while it is being rebuilt.
My auto insurance covers me for liability and the current value of my car plus I have additional coverage for uninsured or underinsured motorists. Because you never know....I might get clobbered by one of those people who think that they don't need much insurance.
Health insurance is important, again because you never know...
We have life insurance on each other because in addition to being able to pay all the end of life stuff like funerals (expensive) We have debt obligations that require both incomes. If something were to happen to my husband and I didn't have life insurance I would be unable to pay my debts. With the life insurance I won't have to worry. |
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purple angel
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I believe that anyone who has ever needed to claim on their insurance never believe they paid too much. You pay the ultimate price when you have under insured |
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Eric, RI
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I drive a cheap car slowly and carefully.
My miles per day are less than average.
I do not think I need much car insurance.
I have it because it is legally required. |
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Globalwide Insurance
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Hi thier insurance is about protecting from a major loss, such as your car, home, life insurance and medical, Lots of variables come in play so people are actually over insured and some dont have enough coverage, the best way to look at it is if you have something you dont want a lawyer to sue you for like your home, protect it with having adequate coverage check out globalwideinsurance.com |
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mbrcatz
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I believe in insuring like you're going to die tomorrow, and investing like you're going to live forever. And more importantly, avoiding debt.
For me, personally, the grownups have term life in my house. We have auto, homeowners, and an umbrella - but no flood policy (and yes, we're in a flood zone). We have medical insurance - I HEAVILY believe in the best medical plan you can afford, especially if you have children. We have disability coverage, but only through work. We have life insurance through work, in addition to the private term insurance, but don't think about it in our long term planning. We have 401K's and IRAs - self directed - and a savings account.
There is such a thing as being "insurance poor" - spending SO much for insurance, that you can't save any money on your own. Just like everything else, there needs to be a balance. But if all you're going to do with the extra money you would have spent on insurance is eat it (take out food/restaurants) or wear it (clothes) or drive it (newer, fancier car, which is a depreciating asset and a stupid investment), then that's not doing you any long term good, either.
But most people I know who have financial troubles, skip medical and life insurance, don't pay their auto premiums on time, have heavy debts, huge fancy houses, brand new cars - one for every driver - and CANNOT live within their means. They don't do preventative maintenance on the cars or house, or preventative medicine on the people, so they can't catch things early - it's always a HUGE expensive problem. Amusingly enough, I see this more with people with six figure incomes than five - they just spend and spend and spend themselves into bankruptcy. No, you DON'T need a new car every four years, and a Ford Focus gets you to the grocery store just as well as a Porsche. |
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wild-man of Borneo
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Just have an insurance for all the needs that you require in case things go wrong in planet of apes.
Better to save and have extra cash when you retire at old age in planet of apes.
Not worth having a lot of cash when you are dead.
With children fighting over your grave in planet of apes.
When they too has two hands to grow up and learn to survive for themselves with time in planet of apes.
Ever wonder why grow broke at old age but rich when dead in planet of apes? |
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