 Can i cancel life ins. policy and get money? |
| have had policy for 25 yrs. and it is a 25 thousand dollar ... |
|
 Whay is it the government feels it has to aid dead beat homeowners? Can't pay morgage? Lose house!? |
| President Bush outlines plan to aid people who may lose their house because they cannot pay their mortgage. Many people actually bought a house they could afford, where is the aid for responsible A... |
|
 I am an insurance agent, and I'm trying to find an avenue to write Life Insurance on an 80 year old male? |
Know any companies? Preferrabley a "gauranteed issue" type of deal, I'm not sure his health is so good...
Looking at something around 10k face amount, pretty much just a ... |
|
 Can a 17 yr old sign an insurance contract in nc? |
| my 17 yr old daughter got her own ins. on my car without me knowing and now found out she has to pay 260 a month is she legaly responsible to be held in this ... |
|
 What kind of health insurance should i get? |
| I just finished college and work at a job that does not pay for my medical or dental insurance. I am perfectly healthy right now, but you never know what can happen, so I want insurance. I am ... |
|
 New Homeowner Insurance Policy---QUESTIONS!? |
| my husband and I have found an "older" mobile home, and have been preparing to buy it. We got all the way to the insurance and found that the first yr. has to be paid in full as the "... |
|
 How do you become an insuranse broker? |
| I have a Health and Life license and have been a captive agent for an Insurance company. I want to expand and have the availability to offer clients many different options/prices instead of just ... |
|
 Should i get home insurance as a home owner or a rental ? |
| i own a house and i rent out part of it . i pay about 925 per year. i am moving out of state should i switch to "rental property" rather then owner occupied insurance ? which one is better ... |
|
 Contract phone broken, no insurance? |
| I've been on my 18mth contract with o2 for 5 mths but my phone is pretty much broken and I'm in dire need of a new one. I don't have insurance. will o2 give me a replacement (of any ... |
|
 What is a cheap car insurance company in Arizona? |
I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place.
... |
|
 I am separated from my Husband. Can he cancel my health insurance? |
| I recently separated from my husband, I am covered under his health insurance. ( Blue Cross Blue Shield) Can he cancel my health insurance? I heard somewhere that he couldn't. Is this true? I ... |
|
 How can I help my wife and family manage my life insurance benefits after my death? |
| I have about $1.3 million in life insurance benefits. My wife is not very good with managing money and I'm worried that if something should happen to me, she will run through it in a few years. ... |
|
 Which is Best health insurance policy in India for individual? |
| So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health ... |
|
 Does Yahoo Answer provide Health insurance for every individual in here? |
Yahoo could be sometimes traumatizing. LMAO
TREATMENT For people with:
Psyquiatric problems
Psycological problems
ANGER managment
trauma because of account ... |
|
 Is someone claiming on a piece of mail that they had returned you are deceased a federal crime? |
| My exhusbands new wife wrote on an insurance piece of mail that they need not send mail there ever again to that person, that this person was deceased. My insurance company contacted me immediately ... |
|
 Should I actually buy life insurance through Primerica? Should I shop around for good life insurance? |
| I have no need for selling life insurance I just get a creepy feeling about Primerica? They seem a little shady. I just want my hard earned money going into the things I choose as far as investments ... |
|
|  |
purple | Do you have life insurance? |
Is it important to have life insurance or is it another money making scheme based on arousing peoples fear... |
 |
 
Michael M
 |
If you buy the right product based on your situation then it is a great thing. When people get convinced to buy bad products or products they don't need out of fear or bad advice then it can be a mistake.
Life insurance as a rule is a fairly inexpensive way to cover the financial risks of an untimely death. Say that you and 5,000 other people have $10,000 in savings and you all pay $50 per month for a $500,000 life insurance policy. If something were to happen to you tomorrow your family is not going to be able to survive very long on $10,000 and it would take you a while to save up to $500,000. The insurance company collects the $50 per month from those 5,000 people so that they can pay the $500,000 to the family of the one person that dies. Once you have the $500,000 saved up on your own you probably don't need the $500,000 policy anymore. These are all made up numbers but hopefully you can at least see the value that life insurance provides to people who need the protection and how it could be a waste to people who don't need it.
For example, I work and my wife stays home to take care of our children. If something were to happen to me and we didn't have any life insurance we have a little savings for the transition period and the funeral, but she would probably have to go back to work pretty soon to make ends meet. My kids are definitely going into day care and they will probably have to move to a smaller house and cut back lifestyle drastically. Because I have life insurance, she's not going to live like a queen, but my wife could continue to stay home and raise our children with the life insurance money and then go back to work 10 years from now when the children are older. |
|
Insurance Pickle.com
|
Money making scheme? NO, people do actually die. I had a friend die from cancer and after paying an insurance company $400 for 7 years her family received a tax-free check for $500,000. Nothing else can provide that kind of security. And if they stuck the $400 in the bank instad they would of had $3,000.
Churches don't have bake sales for the well insured -- only those that didn't plan and left their families with nothing.
So, yes I have it. |
|
Murzy
|
i have life insurance since i own a house and have a family to protect |
|
valley of the dolls
|
i do the average funeral is over 3000 dollars .and its not up to grief struckfamily to pay for it . |
|
james m
|
I'll tell you how important life insurance is.
Most policies sold today, whether it be term or whole life, have a living benefit. If the insured gets a prognosis, due to his/her illness, that he/she has a short time to live, (less than a year, usually 9 months or less) the policy will pay up to 50% as a living benefit. Upon death, it pays the balance.
I had a $400,000 life insurance policy, and in August, 2006, I was diagnosed with metastatic colon cancer, and was given 6-10 months to live. A month later, my doctor gave me a statement of prognosis which stated that I had 6-9 months. I submitted it to my insurance company, and in a few weeks, I received a $200,000 check.
Thank the Lord that He saw fit to allow me to live a little longer. After 10 months of chemotherapy, surgery to remove the cancer from my liver, Cyberknife radiation on my kidney cancer, according to my last PET/CT scan on 5/30/08, I don't have any malignancies at this time. But the doctors tell me that there is no cure for the cancer, that they just "tuned back the clock".
I still have $200,000 left on that policy, plus another $25,000 policy to take care of my wife when I take my last breath.
Buy all the life insurance you can afford. |
|
Lady_N
|
Definitely.
Protecting urself is very important as it's not for urself but for your loved ones like for your parents, your spouse or children.
It's a blanket of love.
I'm in the financial planning industry. I'm always more than happy to share with you information that are beneficial to you and for your better understanding.No obligation. |
|
jason.russell10
 |
I'm in the military. You don't understand how important it is until it happens. |
|
ravenous7848
 |
No it is important to have insurance, especially in an emergency. Laboratory work, Radiology work, overnight stays, specialist visits can all be highly expensive, with out insurance no contractual discount would be applied and depending on what is needed (MRI, EKG etc..) you can find ourself thousands of dollars in debt easily. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 2 minutes(s) ago
| | | |
8 | 8 minutes(s) ago
| | | |
8 | 27 minutes(s) ago
| | | |
8 | 51 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
8 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
