If by any chance, anyone know what type of people buy insurance like age or lifestyle (single, or married etc.)? Is it normal for a teenage guy to look insurance up?
-Insurance as in Auto, Life,...
And car insurance salespeople called AGENTS? Additional Details Dealers are selling someone else's product. Like GM, so actually they are agents for a much bigger company....
My husbands little brother, who turned seventeen in December has been in a coma since July 2, 2007- he was hit by a car while riding his bicycle. My husbands mother is possibly going to loose her ...
I got with my insurance broker about the insurance cost of a car and it would average to be 187 monthly... IM 16 I WORK 2 JOBS AND I DONT HAVE THAT MUCH $$$.
What is the montly insurance ...
jessrinkel
Do you have to have home insurance if you are just renting an appartment?
In most places renters insurance is not required but you NEED to buy it anyways.
You don't buy it to cover your stuff if something happens, although it will do that.
The reason you want to buy it is in case you mess up and damage the apartment building or rental house. Renters often start fires (cooking and cigarettes) and burn down or damage the building. Having a renters policy will cover that damage if you are at-fault. If you don't have a renters policy then you get stuck re-paying the building owners insurance companies for the repair cost.
I have a ton of files where renters are making monthly payments to us of anywhere between $75 to $300 per month because they didn't buy a renters policy. They are cheap to buy, $10 to $15 per month.
Lori S
You will want (and the landlord may require) that you have renter's insurance to cover your belongings in case there is a flood from someones plumbing or some other catastrophy. It is not expensive and worth it!
smpurves
Renter's insurance is an option, not a must.
If there is ever a fire or someone robs you, it will replace your stuff and it only costs about 10 bucks a month.
Deuce
You have something something called renter's insurance which basically covers your property and perhaps gives you some liability coverage as well.
Maria V
No
mkyd03
Nopey Nope.
amylovescalvin
Not by law, possibly the landlord could require you to have it. But if your apts catch on fire or flood if you dont have the insurance then you will be out of luck. It really is a good idea to have. I just started up a policy for a girl who had auto and with the auto rent discount her payment ended up staying the same monthly for both as it was for auto alone!
mbrcatz
Unless you signed a lease or rental agreement agreeing to carry insurance (most lease or rental agreements state this) you do NOT have to carry it.
But it's silly not to, because no one else is going to "cover" you if the building burns to the ground, you get robbed, or someone sues you because your dog bit them.
David M
You should definitely get it. It not only covers you for loss of personal property you may have due to a fire, or wind storm, or burglary. But it will also protect from a possibly much more costly loss. Suppose you are golfing and you plunk somebody on the head and injure them badly. Or you are skiing and run somebody over. You could be sued for thousands and thousands of dollars due to medical costs, lost wages, pain & suffering. And this aspect of renters insurance is very cheap. You should probably get $500,000 worth.
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