I am planning to invest 2000 pm in life ins. can any body tell me how much can i get in 10 years? |
I am planning to invest 2000 pm in life insurance. can any body tell me what is the sum assured after 10 years. is there any policy for 10 years. can i close the account in between.
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Can I be added to my boyfriends health insurance? |
| Me and my boyfriend are in a commited relationship, and have a daughter on the way. I am still on my parents insurance, but that will expire at the end of the year. Our plans our for me to stay at ... |
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Insurance denial? |
Can your employer/company refuse to insure your significant other because you are not married ?
My nephew started a new job and put his girlfriend on his insurance.The company just found out ... |
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Is there anyway to get around exclusions in your insurance policy? |
| I have United Healthcare and my particular policy excludes any surgery for obesity. I was hoping to have the bypass done, but since it is excluded.... I would have to pay for it out of pocket, and I ... |
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With regards to car insurance, what does having a deductable mean? |
| For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?... |
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Do rich people need insurance? |
| I was just wondering..if they have so much money....do they really need insurance?... |
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My car is a w/off due to fallen tree, t p insurer advised damaged not covered as act of god, dam to hse is ok? |
| it was gale force winds today, i had parked outside my mother's house, the tree from over the road blew accross the road onto my car also damaging two houses. my mother's included. The ... |
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Does New York Life Insurance make its agents bug all your friends/family for life insurance? |
| I have interviewed with New York Life, I really like the partner with whom I would be working for but he never gives me a straight answer on how we get leads, or where our clients come from. He gave ... |
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How will my insurance company pay out on acidental damage to my PC? |
| I have home and contents insurance with Norwich Union and have just dropped my PC and now it wont work.How do I go about reporting it and what happens when I call them. I have never claimed so dont ... |
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Is this term life insurance worth it? |
The monthly premium stays the same for the entire term.
Female, non-smoker, 28 yrs old, in good health.
Monthly premium: $12.39
$50,000 coverage for 56 years (until I'm 85 ... |
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Car accident!? |
| A guy ran his red light totaled my car.. i made a claim through my insurance so i cold get an adjuster and i called the other guys ins bcuz nobody contacted me. So i made one for his insurance to. ... |
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Any expert advice on one person health insurance for the self-employed? |
| I have no idea where to start looking for health insurance for the self-employed. Any advice??... |
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How do I get my ring valued? |
| I'm wondering whether I should get my engagement ring insured. Does anyone know how I can get a reliable valuation?... |
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Are these health insurance ads I'm seeing on TV for real? |
| I have open enrollment at my job for next year but I pay $500 a month for family coverage. Can I do it cheaper without compromising my families care?... |
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flickerstik_dude | Do you have to pay insurance on an apartment? |
i am going to be moving out soon and i want to know if i need to pay for insurance for an apartment. |
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Mariposa
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No, but it wise to get it. It will cost you about $10-$15 a month. You never know what your neighbors are doing. Say one of them accidentally catches the apartment building on fire and you loose everything. The insurance will reimburse you for your items and help you get back on your feet. |
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sdr35hw
 |
its called renters insurance and its cheap |
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Carol G
 |
You won't pay insurance for the apartment itself, the owner will have to do that. However, you would be well advised to have renters insurance....Your insurance agent will tell you what documentation you will need in case you have to file a claim. Good luck with the move! |
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nurse ratchet
 |
Normally you don't have to, but you might want to get some contents coverage to protect your stuff. It is not expensive, and better than losing everything you own if a fire breaks out in the building. |
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rlvanhazel
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Depends on how much stuff you got. If its not much and you can replace it for less than $2000 then dont worry about it yet.
If you have 15,000 or more worth of personal property, you should consder it though.
One of the customer service reps for an insurance agent friend of mine, her whole apartment complex burned down, even though she worked for an insurance agency and wrote those policies all day she didnt have one on herself and lost everything she owned, plus she was 8 months pregnant! I know it doesnt apply to you but you never know what could happen.
Insurance is all about rolling the dice and taking chances. |
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fighting saints
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Yes you need to get renters insurance ot protect yourself (liability portion of the policy) and your personal property. Most claims under a renters policy are for when renter causes damages to the building. (candle fires, grill on the patio, kitchen grease fire and cigarette fires are the most common)
If you caused damages to the building and didn't have renters insurance then you are stuck paying for all your own personal property plus the buildings insurance company will come after you for reimbursement for the damages they paid for.
Renters insurance is very cheap and well worth having. The downside of causing damages without have a renters policy can cause you to be sued and have a judgment against you. Then you might lose part of your salary to garnishment. It's ugly. Buy the renters policy and sleep better knowing that a mistake won't screw up your future. |
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Karin D
 |
Many renters believe that if there is a fire or other disaster, that the apt owner will reimburse the renter for their loss. NOT!. Renters insurance not only covers your personal belongings anywhere in the world, but pays temporary living expense if you have to vacate your apt due to a covered loss. In Ca, its under $20 a month for $25000 in contents coverage. Go to a reputable company |
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mbrcatz
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Most leases, but not all, require it. It usually costs about $150 a year, so it's not a big deal. |
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hightechchic
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You won't have to pay insurance for the apartment itself, no.
Some apartments require that you get at least liability coverage (in case someone visiting you were to be injured, or you knock something off your balcony and damage something -- among a million other things.) In truth, it's difficult (and more expensive) to buy liability insurance alone.
Besides, you're much better off to go ahead and get coverage for your own belongings. And you'll want to get replacement cost coverage on them (otherwise, you'll get a depreciated amount. You know when people always complain that their car was a total and they owe more than it's worth? That's depreciation. And yes, it applies to pretty much every thing you own.)
You may not own very much if you're just getting ready to move out on your own, but you'd probably be shocked if you knew what it would cost to replace just the contents of your bedroom closet, much less the electronics and computers you might have on hand.
Typically, you can get this kind of coverage for $100-200 a year (and you can even get a discount on your car insurance, too, if you use the same company for both.) You can also usually pay it by the month, if you prefer. |
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