 Stop insurance from sending info about my doc. visits to my parents? |
| I am on a policy that my father holds. Is there any way i can prevent my insurance company (UHC) from sending info. about when I went to the doctor, how much the claim was, to my parents? I live at a ... |
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 Is it possible to discontinue LIC premium payments? |
| I do want to discontinue making payment for a LIC premium. The policy is 3 years old. Kindly let me know is it possible? If possible, whether LIC is going to pay me the whole invested amount or it ... |
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 What can be done if someone stops a check they have already written? |
| We own a garage and someone wrote a check for work we did on a vehicle. After they left our shop they stopped the check because they took the vehicle and traded it in the same day. Which had to be ... |
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 How soon I can use my employer supported health insurance? |
I am going to start a new job from the last week of June.
I am getting health care through my employer.
I am wondering, would I be able to use my health insurance from July 1st? If I have a ... |
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 Just got a roommate, a tree branch fell on his car, I rent a house &? |
| The landlord doesn't know I have a roommate, or he would charge us more rent. The roommate only has liability on his car. The dent is pretty big. It is from a tree on the landlords property, I ... |
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 Can you regularily add family members to an insurance plan who don't live with you? |
| I would like to get health insurance for my parents who cannot afford it, and am wondering if it is possible to just add them to my plan since they do not live with me (or even live in the same state ... |
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 What is Jello made of? |
| I heard it was made of ground up bones.... |
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 We want to change our Life Insurance after fifty. Should we go with term insurance? |
| we have found out that our insurance is universal and has taken us this long to figure out that we were paying for nothing really. Should we switch to a term insurance at this age?... |
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 Do you believe that husbands or wives with the necessary wherewithal are obligated to have life insurance? |
| I have life insurance on myself to protect my mate or child in case I die. It is often difficult to make the payment for life insurance and some friends have told me to drop the policy and not worry ... |
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 Life insurance for seniors? |
does anybody know any good life insurance for seniors?
i need to try and help my parents some life ... |
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 About how much does General liability insurance? |
Any Independent Contractors out there that could give me an idea about how much it cost, because I have no idea.
Additional Details
oops: About how much does General liability insurance ... |
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| Which is the best Health Insurance Plan or scheme? |
| Many companies are suggesting many plans which is best suitable ?... |
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 Homeowner's Insurance FIRE question: Tenant's property covered? |
| Two tenants displaced...Fire, lot's of property... Insurance has 180K limit, plus has 18K for "personal Property", 18K for "other property", $500.for personal property 3rd ... |
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 Stolen laptop :'( can i claim on house insurance? |
| first time ive ever left my laptop in a vehicle and it has to be my girlfriends brand new mini. she went to manchester adn whilst she was enjoying a fashion show at harvey nics, some theiving ... |
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 If i was named the only beneficiary in my significant others life insurance would i have to split it with the? |
Additional Details
wife of only 1 month, he past away on his honey-moon,we talked befor the wedding and he said he was keeping me on the insurance and not putting her on any thing, I ... |
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 OK this ones kinda of a tuffy but really important Please don't ignore!? |
| I recently had a kidney transplant (a year ago) I was on my fathers insurance,medicare,and medicaid when i had the transplant the medicare people messed up and said it didnt cover the transplant so ... |
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 Life insurance? |
| What are the different types of life insurance policies avaliable and which is the best? My wife and I are in our mid 30's with a new child.... |
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 Is our Life Insurance enough? |
I am insured for 250K
My husband is insured for 750K
My children who are 7 months and 3 yrs old are both insured for only 50K (whole not term, will be paid off by the time they ... |
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 Insurance Questions, 5 weeks pregnant. Hubby switching jobs....? |
| I am 5 weeks pregnant. I purchased geisinger ins Jan 1st 2007 and then dropped it Jan 31st 2007 since there maturnity coverage was horrible! My hubby has had the same ins for years Blue Cross / Blue S... |
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John D | Do you have to use your primary health insurance at a doctor's visit, since I have secondary insurance? |
I have a better secondary health insurance from my spouse. I tried to drop my primary insurance, but I have to wait a year by law to drop it. I went to the hospital for a MRI. It would cost me $600 dollars with my insurance, or cost me $300 dollars with the secondary. I went the cheapest way. DO I HAVE TO USE THE PRIMARY? Is there any kind of law the I have to use the primary first? I have got my medications with my primary, but my spouse did send the co-payment bills to the secondary insurance to get some money back. |
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sarah314
|
Yes, you have to use the primary insurance.
A secondary insurance company won't pay anything until they receive a copy of the EOB from the primary insurance company. They need to see what the primary paid in order to determine what share they (the secondary) will be responsible for.
After your primary pays, you can have a claim filed for the secondary insurance to make payment towards the remaining balance. (according to your benefits)
You're making this more complicated than it needs to be - yes, you have to file with the primary insurance. However, if your secondary insurance is "better coverage," then they should pick up at least a portion after the primary anyhow. |
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Lori S
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You must use your insurance as primary for you. Your wife's insurance should pick up the balance (usually) up to what they would have paid if primary, so your out of pocket costs should be the same as if you billed hers alone. |
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Gem
 |
Yes, you have to use your primary first. Primary means first in line.
Sorry. |
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stephenweinstein
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You do not have to use any insurance. You could pay for the entire cost yourself, instead of just the insurance copy, but it will cost more.
To use any insurance, you must use the primary. The secondary covers only the difference between what the secondary would cover if it was the primary and what the primary does cover. Also, if you have, but do not use, the primary, then the secondary might not cover anything. |
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bud68
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Yes, the primary pays first. Then you can ask the provider to file with the secondary, which may pick up a portion of what the primary did not pay.
Your employer insurance is always primary - you can't "opt"
to make the other primary. |
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growing inside
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You have to use the primary. This is not a law, it is in your insurance contract. The primary insurance is the one in which the ploicy holders birthday falls earlier in the year. So if your husband was born in March and you are born in April, the insurance you have through him is primary. |
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HealthQuote360.com
 |
Yes, you will probably be required to use your primary insurance first before the secondary insurance will ever pay out. Of course, every insurance company has different procedures for working with other insurance companies and your claim may slip under the radar so it is hard to say. Your insurance agent or your HR rep should be able to let you know definitively. |
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ERIC P
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I would like to suggest you get as much information as you could before taking action,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is a good place for that. |
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