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a.s | Do you know life and investment insurance? |
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Doing the Right Thing
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i know life insurance, but there's no such thing as an investment insurance.
there is life insurance that contains investments in it and these are called variable life or universal life insurance. They are the same as the cash value in whole life, except that you can pick mutual funds to fund your cash value. In any case, these products are very expensive because of the two products combined into one. If you ever wanted to use the cash value or your investments in your life policy, you have to BORROW IT and pay it back with 7-8% interest on it. This interest does not go back to your cash value, but rather kept by the insurance company as profits. In the early 1990's, the United States Senate Committee had sued many life insurance companies for fraud and failing to tell the truth. Since then, the number of life insurance agents has declined for many insurance companies. |
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werzrosn
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try this
http://www.anrdoezrs.net/ok79ft1zt0GJHMQQJOGIMIQPMN |
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Ron@InsureMe
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"Investment Insurance" or variable life insurance is a form of whole life insurance. Variable life insurance provides permanent protection to the beneficiary upon the death of the policy holder. This type of insurance is generally the most expensive type of cash-value insurance because it allows you to allocate a portion of your premium dollars to a separate account comprised of various instruments and investment funds within the insurance company's portfolio such stocks, bonds, equity funds, money market funds and bond funds. In addition, because of investment risks, variable policies are considered securities contracts and are regulated under the federal securities laws; therefore, they must be sold with a prospectus.
I would recommend speaking to a competent insurance agent to get thoroughly educated before securing a insurance policy. To get more information and to get quotes go to: http://www.insureme.com/landing.aspx?Refby=614500&Type=life. It’s a web site that will give you the information required to make a decision on which policy is right for you. It also gives you the option to call local agents to get any of your questions answered. This service is 100% free and you are not obligated to buy anything. Hundreds of companies use this service, which makes it very easy for a consumer to find the best price for a specified amount of coverage in minutes. Policies start at as little as $3 per month.
I hope that helps!
Ron @ InsureMe |
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John
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There are several types of life insurance - Term, Whole, Universal.... However, I don't understand investment insurance fully. How about the life insurance with investment!
Anyway, you may check with your local licensed agent for your question.
If I have any insurance question seriously, I check this site;
http://www.insureme.com/landing.aspx?Refby=614137&Type=life
After you enter your information, several licensed agent will contact you with their respond via email or telephone. It always work for me. |
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mbrcatz
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investment insurance is an oxymoron. No such horse.
Yes, I know life insurance. |
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