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 Edison pays only half of the replacement cost of my damaged appliances. Can I go after home insurance.?
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 Would personal liability as a self employed carpenter cover my personal injury claim as I've broken my leg?
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 Insurance after 19, Why am I no covered.?
Im 19 and no going to school fulltime. I recently had some ortho work done but my insurance company declined so now im stuck paying full for the appointments.

Why do insurance companies ...


 Is it possible to borrow against my life insurance policy? How much could I ask for with a $100,000 policy?
...


 What does pregnant foreigner with no medical insurance do?
My sister-in-law is 7 months pregnant and was scheduled to return to her country of origin (Turkey) this week, however, she had emergency false labor and now she is not allowed to leave the country ...


 Can I be turned down for indivdual health insurance becauses there was depression mentioned in my doctor file?
...


 Hit and run covered up by the police. What do I do?
Last year I was in a hit and run accident. The driver of the other car rear ended me and left the scene. We had bills from the hospital, ambulance, vehicle repair, insurance deductible, c.a.t. scan, ...


 Does anyone know anywhere ican get my car fixed and pay installments?
i want to get my car on the road but do not have enough funds to pay for it in one go so i was wondering if anybody knew if anywhere would take installments.i know its a long shot but you dont know ...


 Have to pay flood insurance, had to file a claim and now the insurance costs have gone up?
is this some kind of joke? would the cost have remained the same if i hadn't filed?...


 Will insurance cover a pre-existing medical condition?
I have a friend that is out of work and has no medical insurance. Recently, during her annual checkup with her OBGYN, they noticed some cancerous cells in her ovaries that may or may not require ...


 I want to cancel my direct debit from bank for insurance of car?
I want to cancel my direct from bank for insurance of car.i can do it esaily if i go and ask to bank they will do it..but my main question is after cancelation of my direct..what problems i am ...


 What is the best car insurance company for a 23 yr old female who has never had her own policy?
Hello, I am a 23 yr old female, and have never had my own car insurance policy. My car is paid off, but still in my mom's name, with my name on there as well. I have been trying to get my own ...


 Why do they call it "life" insurance? ?
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 During a job interview, I was asked "What do I expect from the company" I didn't have an answer. Suggestions?
I was applying for an Investigator position with an insurance agency....


 Cheapest home insurers in the UK?
I am renting a place in Central London with 2 other guys, wondered how much insurance would be? and what's the best ...


 Someone help us, my boyfriends home burnt down about 3 weeks ago and it was a total loss, the insurnce people
said they dont know how it started, my boyfriend was at my house.so he does not no what happened, you cant get any one with the ins co to call us ...


 Medical insurance?
my husband's job of 19 years has closed and the insurance he had with the company has days left to be active' my question is we both need to go to the doc because we feel there may be some ...


 What are you supposed to do when your kids have no health insurance?
I just got married in February and although we have been together a long time DSHS never took my "boyfriends" income into consideration, so my kids had insurance through the state of W...


 Insurance agent?
A friend of mine is planning on becoming an insurance agent, he is trying to decide whether he should represent just one insurance company, or several companies. Can you help me think of some of the ...


 Do I need insurance for my $2000 engagement ring?
I just bought an engagement ring and was wondering if I need to insure it? The place I bought it will back up any damage that is had to the ring. I don't really feel like paying a monthly fee ...



staceyL
Do you know of any car insurance companys that only look back 1 or 2 years into your drivers record?
                     
 




mbrcatz
Rating
No, here's why: If three companies look back four years, and one only looks back one year, all the people with accidents two years ago will end up getting policies from the company that looks back one year - and they will have more claims than the people that haven't had an accident in four years.

The claims will drive up their rates, which means the good drivers will go to the first three companies . .. so as their proportion of high risk to low risk drivers gets larger, the rates have to go up . . .it's a big circle.

That's why, in any state, when you see one company doing something in underwriting, the others doing business in that state usually do the same (credit scoring is a great example), so they don't get a disproportionant number of less desirable drivers.


start 6-22-06 summer time Mom
NO, not here in NJ anyway.


Marianne
No all insurance companies look back in your driving record three years for minor violations adn five years for major violations, sucha s reckless driving, DUI, DWI, and others. I think that if you go and get a drivers liscence in another state then maybe you can get a clean mvr if you go to a smaller insurance company that really doesn't know what's up.


Rexy
Rating
The shortest record that a company looks at is Progressive, which goes back 36 months.


Loollea
sorry, everybody looks at 3 yrs but if you have some REALLY
bad violations, they will be considered for up to 7 yrs


cwido25
Nope. You won't find any.

If you have tickets, sorry, you need to take responsibility for them.


tylermyhre
lol i would love to know too


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