 MEDICARE A & B - What do you consider Medicare Supplement Plan/Ins? |
| Hello, please comment. We do not know which is the best insurance plan would be that supplements Medicare A & B. Let's say 'relatively' money is not a consideration at this time.<... |
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 INSURANCE INFORMATION...10POINTS? |
| I need a life insurance company that doesn't require MEDICAL exam;also very cheap; INADDITION, that's allows online application and immediately effective.... |
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 How much is car and home insurance? |
sorry this is kinda long.. but...
im doing a project for economics class. and we have to figure out our future, like make a resume and a job app a cover letter, and all this other stuff after we ... |
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 If you buy an end of terrace house are the insurance implications higher..with aroad on thefront and side too? |
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 Is a customer liable for merchandise she damages while shopping? |
| I had a customer come into my store and damage merchandise beyond being able to sell. She then picked up another item of the same type and took it to the front of the store to purchase. At the ... |
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 How do i go about getting a life insurance policy for my brother,he has none in case he passes away? |
| my brother has been very ill for a year and hes not getting much better,he has a young son.i want him to have life insurance in case.i would pay the premiums.has to be one with no medical exam.any ... |
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 How do you transfer insurance to a another company ? |
Additional Details
i just found a new insurance who is better then the one i have right now and the old insurance is asking for £50 to ... |
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 My sister, age 57, was disabled 2 years ago because of COPD. How can she find health benefits asap? |
| She has been notified that her 2 year, company plan term has run out. She has serious health concerns and must find a replacement plan by Aug. 30th. Many companies have contacted her but she is ... |
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 Can a Japanese buy US life insurance policy? |
| I am living in Japan and no visa status in US. But i am half of the owner of a US company. Will I be able to buy any life insurnace in US?... |
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 Insurance settlement question? |
| I was rear-ended and I hired an attorney, I had lots of damages. I am better & my lawyer presented a letter to the insurance company asking full limit policy ($25,000) my laywer doesn't ... |
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 Would you buy Family Leave Insurance if it was cheap? |
| When your child, spouse, or parent is ill, or when you have a new baby, you either keep working or lose pay while you take off work. But buying insurance that pays 70% of your salary for up to 12 ... |
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 Will my auto insurance pay for this? |
| i got into an accident in the school parking lot. me and this other girl backed up at the same time and hit each other. my rear bumper probably needs to be replaced. it is hanging down and once i ... |
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 How do I find a reputable independent insurance agent in NYC? |
| I received some great advice about coverage on this site for which I thank you all. I used the website ehealthinsurance.com to compare plans but would like to talk to a person as well. Can any ... |
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 When buying auto insurance, why do they do a credit check? |
| Why does your credit effect your insurance premium. My insurance company withdraws my premium directly out of my checking account, and if I do not pay my insurance, they would simply cancel my ... |
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| How do I find out about my deceased dad's life insurance policy? |
| My dad left a policy to be divided between me, my cousin and his wife. They keep tellingm me that nothing has came, but different things make me think differently. How do I find out info. about his ... |
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 AIG insurance sucks! Oh in the form of a question? AIG insurance sucks DOES'NT IT? |
Ripped me off to the tune of about $10,000. Been 9 years now. I'll start the answering off with, " YES THEY DO SUCK!"
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*UPDATE TO POST*
While I was ... |
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 How long can a insurance investagation take.? |
| I had a house fire about 6 weeks ago and the insurance company keep telling me the are still investigating.... |
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 How do you file for disability in Florida? |
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 Company Insurance plan? |
| When you start a new job and you are offered insurance should you be able to pick your own plan or are they supposed pick it for you?... |
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yopude | Do you think it's necessary? |
Does anybody know if it's really necessary to obtain "flood insurance" if you already have home owner's insurance? What are the chances a flood may occur? |
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ME
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Flood is excluded on your home policy, and everyone is in a flood zone. If your mortgage co. isnt requiring you to carry flood ins. then you're probably in a low risk zone.... but look at what's been going on lately. Floods can be extremely costly, so you may want to look into getting a quote. Since it's regulated by FEMA, you can't shop around. So I would recomend calling your homeowner ins. carrier for a quote (it's easier to have it in the same place) and discuss whether you would be interested. |
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TEA
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I live in Oklahoma and floods in my area are a rarity, so I did not purchase flood insurance. However, what you (or I) might consider a flood and what the insurance company considers a flood are two different things. The city's sewer system backed up into my house. My insurance company would not pay for damages since I did not have flood insurance. I now have flood insurance. You never know what's going to happen, so it is better to be safe than sorry. |
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CPA/PFS
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Yes. There are cases where it is needed even if you are not in a flood plain ... or don't live near a lake, stream or river.
Most street drainage systems are designed to drain a maximum of 2" per hour. After that the street itself is intended as a secondary drainage system.
Here in Texas, it is not uncommon to receive 6" of rain in a matter of hours. Periodically, a summer time low pressure system will stall out and some areas will receive as much as 10" to 30" in a day. The water has no where to go when it rains that hard that fast.
No homeowners insurance policy covers water from an outside source.
$250,000 of flood insurance only costs me $300 per year. Well worth insuring against the risk. |
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juniejuly
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If you live in a flood plain you need flood insurance. Reg. home owner's insurance does not cover floods. |
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AriesJWR
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You can go to the NFIP website (sorry I don't have a link!) and see if you are in a "flood zone" the necessity for flood insurance is always going to depend on where you live.
You Homeowners Insurance (no matter who you are with) does NOT cover Flood. If you are in certain zones your mortgage company is required to require YOU to carry the insurance.
Check with your insurance agent, they usually have records on your home |
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