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 Medical insurance..can I add family? |
I start my full-time job at a public accounting firm in a couple months and had a question about medical insurance.
Can I add my parents and younger sister? We currently don't have ... |
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 Anybody use Geico Insurance? I've always used a local company. Good or bad results? |
Additional Details
I've used an agent in my city and the insurance was thru travelers. NO tickets or claims in many years but my insurance is high. I did an online quote with Geico ... |
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 WHAT HAPPENS IF YOU DON'T PAYMEDICAL BILLS? |
DOES THIS GO TO COLLECTION? EFFECT YOUR CREDIT?
Additional Details
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| Hi. I was wondering if I am actually able to be added to my boyfriends benefits he gets from work. We live in Las Vegas, Nevada and he works at the Clark County Detention Center so its the County. ... |
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 Pregnant two weeks before insurance starts? |
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lero | Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee? |
A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community forgets that "cash cows" have $93.60 taken from their Social Security each month to put into the Medicare. Every year the cost goes up because of their outrageous prices. |
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no its not fair. the system is corrupt! |
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MSAD
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The Dr's charges are always separate from the facility fee.
The facility fee is for the use of the room and equipment. The Dr's fee is for the time he spent talking to you. If you went to the ER and had x-rays - you will get an ER Physician bill and a radiologist bill. Very often - the Dr's are not employees of the hospital.
As far as "cash cows" go - if you are Medicare - the hospital did not make any money off of you.
Example: the hospital charges 897.00 for a service/procedure. Medicare cuts the bill - their write off knocks the charge down to 174.00. So the hospital only gets 19% of their standard charge. I doubt this 19% covers the hospital's expenses. |
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sarah314
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Yes, its fair.
What's important to keep in mind here is that the doctor was likely paid a reduced rate due to the facility charging for their share of the services.
It generally all balances out in the end - either the doctor maintains their own office and all the expenses that go along with it, and bills for his/her services accordingly. Or, the doctor uses someone else's facility and only bills for his/her time. The facility then bills for all the other expenses that go along with treating you. (Supplies, nursing time, use of the actual facility and equipment, etc.)
Again, it ususally balances out in the end - no one is likely getting anything "extra." |
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Carpanone Kid
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Sounds like nickel and diming to death, but if you don't like it, go somewhere else. |
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Howard H
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Well, the "facility" pays the doctor out of the doctor fee. They also have to pay for rent, utilities, insurance, nurses, desk people, billing people, management people, and supplies. |
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Heather
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Yeah, the facility fee sounds like the bullshit fee to me. Healthcare costs enough as it is...ESPECIALLY for those on low or fixed incomes....geeze you have to pay to sit in a chair...I'll stand thank you. |
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