Home Insurance? |
When i enquired about home insurance, i was asked if i had a criminal record.
Would they find out if i said i didn't have one?... |
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Legal rights for life insurance? |
| My late husband beleived that I was the beneficiary of his life insurance. I REMEMBER early in our marriage that we both changed our beneficiaries to each other. He told others that I was the ... |
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Why would they want my car insurance information if i was the pedestrian injured in an accident? |
I was crossing the street and was hit by a car. Why do they want my car insurance information? Additional Details Why would they want it? and what if my insurance expired?... |
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Is it legal for a doctor to refuse doing a procedure because insurance doesnt pay them enough to do it? |
Additional Details let me add some..I am on medicaid, i want to have a procedure called essure done...medicaid covers it and there are a list of docors who perform the procedure that ... |
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Cancel Health Insurance? |
| My boyfriend works for DynCorp and is not happy with his insurance. They're charging him $375 per payday (he gets paid bi weekly), and it's just for him and his daughter. They told him ... |
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Mortgage Payment Protection...is it worth it? |
| We currently have mortgage payment protection & are going to try & find a cheaper policy for it as our one seems quite expensive. But is mortgage payment protection worth it? I've read ... |
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Fiance's mom pushing life insurance? |
My fiance was recently diagnosed with Hyperemeis ( http://hyperemesis.org ), a disease which affects 1% of pregnant women. Due to this she's been in the hospital 3 times in the last month.
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Ok big decision here so I need some expert advice. Question about Life Insurance? |
| I'm buying Life Insurance. I have a 8 month old and I'm 28, non smoker and in perfect health. I got a quote that is for 30 years and for a 1,000,000 premium I would pay 70.84 a month. T... |
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Car insurance WITHOUT a bank account? |
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card.
can only pay with cash by monthly ... |
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I own a office condo , i was told that i didnt need property insurance,? |
| because the condominium association does that since condo owners only own whats inside not the structure itself, but i have the bank calling me about property insurance., What kind of insurance ... |
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Where is a safe place to keep important papers like life insurance policies, your will etc.? |
| I read that you shouldn't keep these in a safe deposit box but the article didn't say why.... |
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Does term life insurance take into account the combined income of a married couple? |
| I have seen around the internet that the maximum term life insurance policy allowed for a person in their 20s is usually 20 times their income. However, I was wondering if there are any policies that ... |
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Ive had auto insurance in my own name for 2 years and ive payed it every month in full and on time? |
| now if i were to try and get a loan for a new car would that help as far as credit or anything? like if they ran my social securiy number and name would they see that i have good bill payment history?... |
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Is and insurance companey responsible for providing a rental while repairs are being made? |
| i had a furniture truck back into my car and need to bring it to be fixed , yet the insurance companey of the people who backed into me will not pay for a ... |
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Is a persons spouse entitled to a life insurance policy no matter who is named as the beneficiary? |
| my husband has a life insurance policy but his mother is the beneficiary.........am i entitled to any of that?... |
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Dan Insurance Man | Do you think it wise for people to take insurance advice from this website? |
90 % of the answers/advice i have seen are incorrect & some even lean towards fraudulent & encourage deception- seek professional advise from an insurance broker! |
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welcome news
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Hi Daniel - John Here - submitted the article on IA forum.
Yes this is a **** dangerous place. I will try and correct inaccurate information as appropriate. |
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Janet P
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I have to agree there is a lot of fraud, never do business from here. But, most people are looking for opinions and feedback. I doubt they count on this for solid choices. |
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MissV
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How did you arrive at 90%? |
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Rachael H
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It's the same with anything on here. I suppose people just draw on each others experience - sometimes I might read something and think that something similar has happened to me, however I'm careful to point out that it is only my opinion and by no means fact.
I can only hope that people are not so naive as to believe everything they read on here! |
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Ahwell
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I agree, I also think it is madness to ask 'am I pregnant?' (some of these appear every day) or 'what could these symptoms be?'
How do these people think a load of numpties sat at their computers can diagnose their ailments? |
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nurse ratchet
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I guess that depends on who they trust and checking out the information they receive. I personally do not answer the questions that I am not 99% sure I know the corrent answer to. I feel that the ultimate responsibility to make sure the answers are valid is on the person asking the question.
I agree with you - there is a lot of bad advice on here. Everyone should have a good agent that they trust for advice if at all possible. But on the other hand, I have gotten some quick and good answers to things on this site a few times. |
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mdk
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You have to sort it out.
The ultimate decision is yours. |
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DFW Broker
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I find it somewhat useful as a startig point before doing the hard stuff on your own with the assistance of a professional. I do find it funny at just how many people make blanket statements, much in the vein of a Suze Orman, that may be correct some of the time or even most of the time but state it like it is all the time. The result of a sound bite society. But I enjoy the field and feeling like I contribute something to the world so sharing my knowledge is a pleasure. |
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mbrcatz
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NOPE, it's stupid. That's why a LOT of the time, you see something in the advice that says, "SEE YOUR LOCAL AGENT". |
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loucksie
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I agree with you 100%. Anyone asking a question has no proof that any of us responding know what we're talking about. Don't take our word for truth. Use our answers as side-information. Take our information and find a professional in your area. Everything we discuss can be used as a list of questions to a professional, to better inform you and help you make a truly educated decision.
Again, it is not a good idea to follow our advice without confirming its accuracy with a professional. And people here who claim to be professionals don't count. You have no way of knowing if they are who they say they are, or if they are some 27 year old still living his mommy's basement. |
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