 Health Insurance until June? |
I'm a medical student on academic leave until late June. Basically, I need to wait for the foundations week that marks the beginning of the 3rd year at UCLA.
During the fall, I had ... |
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 Whole life vs. term--can you prove higher return with whole life? |
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 I will be 65 in March. When should I sign up for Medicare coverage.? |
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 Can an insurance company insist that you get your replacement carpet from a particular shop? |
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 Short term disability insurance help? |
| I'm scheduled to have a hip replacement in May. My question is this: is there any type of insurance (i.e.- AFLAC) that can help with some of the medical expenses that I will incur or even help ... |
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 I am renting my home, do I need to change my homeowners insurance? |
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This is in Ohio, if yes what changes do I need to ask for? I would guess the contents wont need to be insured.... |
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 How can u get fired but still collect unemployment? |
| how can u get fired but still collect unemployment?... |
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 Medical vs Medicare vs Medicaid? |
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 My former work place is still paying for my health insurance.? |
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 What is E & O Coverage? |
| I am new to the insurance industry and was told by an insurer I want to be appointed with that I am required to have $500,000 of Errors and Ommissions Coverage? being new I would hate to ask a ... |
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 What will new health insurance cover? |
| i am leaving my job and i will need to get health care coverage somewhere else. i am having problems with my back, shoulders, and neck because of my huge breast. i need to get a breast reduction ... |
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 How much will my insurance be on a Lexus IS250. I am with farmers? |
| I am with farmers right now and have a 2001 rav4. I pay 80 a month full coverage and have never had a wreck. T... |
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 Workman's comp? |
| I work as a barback. I injured my knee lifting beer. I received a phone call just now "that i should seek employment soemwhere less demandign on my knee". Can I get workman's comp? L... |
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 Why do I work so hard to pay for insurance? |
| My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We've called our insurance company and they say it'... |
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 Question about guarentee issue life insurance policy? |
| I've purchased a guarentee issue life insurance policy for a family member with a chronic illness. The policy is only payable after 2 years. The premium is $61 a month or $645 a year. I'... |
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sokrates | Do you think that critical illness insurance is a good investment? |
This is a type of insurance that pays you, if you have a heart attack or are diagnosed with cancer. If one does not suffer or die from certain illnesses, then one's beneficiary is given the premiums that have previously been paid to the insurance company.
Additional Details
Let me clarify my words. By "investment," I don't mean that I will make money from having the insurance. But I mean, is it a good way to spend my money. Or is it a waste of money? |
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TedEx
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It isn't a bad deal. Suppose you do die from cancer?
But you might do better to buy life ins, that pays for just aboutanything you might die from.
When I worked in Insurance, we called these "submarine accident in Kansas policies."
The chances of being in a submarine accident in Kansas is soooo remote...
With limited policies like this, you must ask "is it a good deal, " and , if so, for who?
I am not saying, "Don't buy it." but you can be insurance-poor. |
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bugs280
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It's paying off for my mother-in-law. She was diagnosed with breast cancer last year and been under going all the treatments, chemo and all that. The benefits from the policy have kept her out of the poor house. |
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ricks
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As long as the premium is affordable to you & you may think you are in a risky category, it is a great use of your money. Sometimes being off of work for extended periods of time can be a horrible experience. If you are unable to work due to a critical illness like cancer, heart attack, stroke etc., you most certainly could use that money to keep living expenses going. Being ill & having to re-coupe over months, can be a true hardship to anyone. Having a years salary paid out to you (or more) can really help a family out, like bugs280. |
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McCael
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If u think buying the critical illness insurance as an investment then u better put in other investment tools in the market. This is because the insurance purpose is to cover ur living expenses during the illness strikes. And i dont think that the insurance company will only pays u the money when u died from one of the illnesses, is if u diagnosed one of the illnesses. If the insurance term are as u mentioned then is more worst if u treat it like and investment tools.. |
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mbrcatz
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It's a waste of money - you need to have health type coverage that pays NO MATTER WHAT goes wrong with you. |
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carlota_2312
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I dont believe in insurance. Its better if you invest your money in a business and be an entrepreneur. Now, that's a good investment. Question is: what's a good business to make? |
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