 My house was broken in to and laptop was stolen,hows does the insurance company deal with it?.......? |
| My laptop was stolen and I have insurance. I have insurance which covers belongings like digital camera ect and my laptop insured separately to £500. do I have to prove how much I paid for it and ... |
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 To do insurance? |
| what do i need to do in order to open up an in surance company and also become certified in order to do ... |
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 HMO insurance.....what happens if you go to a hospital that's not your site number? |
| I have HMO, and I have to go the the doctor and hospital that they have on record for my site number, etc.....even if a place takes HMO, i can't go there if it isn't my site number. But if I... |
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| I want to sell insurance, can I make any money and how much is the average.? |
| No experience in selling, but want to give it a try. What is a day in the life of an insurance seller like?... |
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 HMO or PPO? |
| Okay I dont know if I should get an HMO or PPO. I am a 23 year old female with mild asthma. I dont take any prescriptions regularly except birth control (which is only to regulate my hormones). So ... |
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 What is the best medical insurance company? |
| i'm going to get personal insurance for myself since my job doesn't hav benefits, whats the best company to go with?... |
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 If you have renters insurance and your apartment is destroyed? |
| would you get money for what your stuff is worth now or the cost to replace it. If you don't have pictures how do you prove what you have, or how much you would get?... |
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 Can I collect unemployment if I have only been with a company for 2 months? ? |
| I actually been working with this company since early March of this year, but it was through an agency, then I was hired in June. Can I still collect unemployment, even though I have only been ... |
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 Is any one else entering the insurance agent business? |
| I just took a 60 Q questionare how do you think I did? I feel nervous I did not not my own car and home policy limits?... |
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 I want to put insurance of my stamp collection ,what steps should I take to have it apprasied? |
I also want to make sure that it is coveraged due to hurricane,flood,etc
How can I make sure it is covered by insurance.
I live in Florida do they have to be a person with a ... |
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 What is the best maternity insurance? ? |
| my husband and i are ttc and i am trying to find some maternity insurance for when i get pregnant. he cant apply for insurance through his work for another 5 months. so in the even that i do get ... |
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 What is the most affordable HMO Insurance I can buy in California under $200/mo. I am self employed.? |
I have recently begun contracting. Previously I was on a PPO healthplan with BLue SHield from my employer.
I am 26. Healthy. Have almost never had to go to the hospital, but for regular ... |
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 Pregnant girlfreind and i are not married what kind of insurance should she apply for? |
| I am 22 years old and my girlfriend is the same age, she is 23 weeks pregnant. I earn over $50,000.00 a year and she earns around $23,000.00 but since we are not married I cannot put her onto my ... |
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 How old do you have to be to own an car insurance for yourself? |
| Im turning 16 and im gonna be getting my license soon so i was wondering how old i would have to be to own car insurance papers for myself instead of my mom or someone adding me on theirs? Whats the ... |
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 I met with an accident during walkthrough for my new townhome. Should I approach a lawyer for liability ? |
| I fell through the attic while inspecting a structural lapse. Builder did not inform me to not go near the insulation-cotton (sheath) area. I slipped and fell through but did not end on floor ... |
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 How do health insurance deductibles work? |
| Basically, I'm looking to get new health insurance (my work insurance blows) and I have a choice between one that is $180 per month but with a 1,000 deductible and one that is $480 and has no ... |
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single occupant | Do you think that insurance companies are out of control? |
Or is the bottom line justified in every human endeavor?
Additional Details
spock, I find your answer coldly accurate. However you may perceive my question, I am not into repealing freedom for those poor insurance guys.
How about we give greater freedom to your average white collar criminal. Wouldn't that be the best, in your highly logical opinion. |
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Aaron M
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Absolutely! They make a lot of money and when it comes time to pay out...they've got every loop hole to slip out from that responsibility. |
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Spock (rhp)
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every attempt to control the industry always results in one of two groups being hurt
if your controls effectively underprice the product, the companies withdraw and buyers can't find it anywhere
if your controls effectively overprice the product, the buyers pay excessive prices and the insurance owners enjoy excess profits and their share price goes up an extra amount.
you can not effectively tell people that they must bet on the losing side in a capitalistic economy. losing providers simply exit the business. too much profit attracts competitors which lowers prices and fixes the profit issue. |
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mbrcatz
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Insurance companies are pretty tightly controlled.
There's a phrase for companies that operate without regard for the bottom line - aka, profitability; OUT OF BUSINESS.
Insurance companies HAVE to make a profit, so they can pay their telephone bills, postage, and employees.
If YOU are willing to work for free, thus cutting down the overhead of an insurance office, thus freeing up $25,000 or so to pay claims, please email me your contact information, and I'll get you in an office within a week, full time, answering phones, filing, and doing other unskilled labor tasks.
**Nope, the people who make $25K are unskilled labor. The people who RUN the offices, don't answer phones & file. I won't offer you THAT without a resume.** |
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bud68
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Can you be more specific? What type of insurance has attracted your attention? |
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Dion J
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I'm sure there is a socialist country someplace that would welcome you and your unenlightened Pollyanna ideals.
Go there.
*Univee- Your guess would be wrong. Way wrong. |
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pedro
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The concept is basically that a pool of gamblers wager that you will not take their bet. That is not much different than the old 'shell game', and once the lawyers underwrote the shuffle, everyone pays.
Edit:
http://abcnews.go.com/GMA/story?id=4043101&page=1
I personally have had enough of economic decisions in my life. To own a vehicle I must register (transfer title from me to the state) and insure it. I can drive just one at a time, but must pay hundreds per vehicle. Their discounts mean squat compared to the initial cost, taxes, fuel and repairs.
I prefer to pay out of pocket for 'covered' repairs, no need to give the profits to the underwriters.
I don't believe drivers should drive or own a vehicle unless they can be trusted to safely operate one. Street racing, distractions, and DUI make the risks of suburban living higher. Some of the wealthiest corporations are insurance companies.
I personally don't have health insurance, coverage, or any form of other forced participation scheme to benefit the actuarial pool operators. I do insist they keep their laws off my property. |
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