 OK Does anyone know how quickly it takes an insurance company to give you a check after your car was stolen? |
| herees what happen...my car got stolen yesterday Sun Jan 14th and i called the insurance company Nationwide Ins. and they told me they would call me today about the claim i made...does anyone know ... |
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 Why I am rated high-risk for insurance? |
| I'm a 29 year-old non-smoker w/a spotless family medical history - not even high bp for my 65 year-old-dad. I recently applied for life insurance and was surprised when I was rated in two risk ... |
|
 Is it customary for an insurance company to not tell you specifically why they denied your claim? |
| Or to tell you what their criteria is to cover a certain surgery? I am trying to get a breast reduction 38E! I was denied...WHen I called insurance to see why she said cause I didnt meet all criteria.... |
|
 Would an insurance annuity make sense for an IRA investment? |
| An insurance agent is showing me a product called MasterDex 5. I retire in 12 years. Thx.... |
|
 Group Term Life Insurance - Scam or The Real Deal? |
| My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been ... |
|
 Cancel my Health Insurance? |
Can my previous employer deny/cancel my health insurance if I was fired? If they dont offer COBRA support can I seek legal help into this?
Additional Details
I am an extremly healthy 22 ... |
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 Is it possible to work for two insurance companies with similar policies? |
| I have 2 companies that want me to work for them. They are similar but one has a few more subplamental policies. I would work independently for both companies and only check in for training or ... |
|
 What does having a proof of postage by the post office entitle me to? |
| I've been in a situation where I have ordered an item from a seller on ebay and haven't received the item. I'm getting concerned as it has almost been 2 weeks. The seller refuses to ... |
|
 Does Anyone use Farmers Insurance? |
| I have had my car liability insurance with Allstate for a while now, but Farmers has given me a much much lower quote. Whats the difference? (besides the $200 over 6 monthes)... |
|
 What type of water causes problems with insurance? |
| We're thinking of buying a house which is about 200 metres from a large pond. When trying to buy home insurance, will this be a problem or do they only take into account flowing water?... |
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 Legally, can a child be covered under two insurance policys? |
| My husband and I live in Wisconsin, My step sons mom lives in Texas. He is currently covered under our insurance plan. He will be going to see his mom in Texas in a few months, legally is she allowed ... |
|
 Applying for health insurance, will i be tested for smoking? |
| i assume they test for aids, etc., but will they test for nicotine?... |
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W D N | Does a Homeowners Policy in Texas cover damage to house foundation from shifting and settling of the soil? |
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 |
 
mbrcatz
|
No.
No homeowners policy ANYWHERE covers shifting and settling. |
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brngn_sxy_bck
|
Every state is different, but on a manufactured home in New Mexico, if you have the endorsement on your policy, it WILL be covered. On a Homeowners policy, which is different, there would not be coverage unless it was caused by an earthquake and you had the endorsement on your policy. If it ws caused by a mudslide, or any other type of settling water, that would be covered under a flood insurance policy. But remember Im an agent in New Mexico, and I'm not to sure of the rules in TX.. |
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mkulda
 |
Most insurers use standardized forms called ISO forms (for Insurance Services Office) for their homeowner's insurance policies.
There are several different kinds of homeowner's policy forms used by insurers. For example, HO-1, HO-2, etc.
Because of some special issues in Texas, the state was even using some specialized ISO HO forms there.
But almost universally, no matter what HO policy form was used, they all exclude shifting and settling of soil. |
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Nancy Kay
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you must review the exact terms of your insurance policy...not all policies are alike, even in the same state... |
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Princess
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You need to pull out your policy and look at the policy exclusions. These are the pages with all the legal gibberish! LOL!!! If you don't have that you can call your agent or the company directly and either 1) request a copy of the policy "jacket" or 2) ask your agent/or company if this is a covered loss. |
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Badkitty
 |
Most likely not, shifting and settling are usually standard exclusions in ALL homeowners policy's EVERYWHERE!
Sorry. |
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Kathleen M
 |
You need to read your policy and see if it covers that. Was it from storm damage? An act of nature? How old is the house?
If it's a new home I'd say that your contractor did something wrong and you may have to get legal assistance. Good Luck. |
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