 Should she or should she NOT call her Homeowners INSURANCE CLAIMS DEPT? |
Hi, I would like you opinion about a Friend of mine and if you think she should bother calling her Homeowners Insurance company. I will try to keep this short and relevant:
She lives in W... |
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 Is it legal for a doctor's office to bill my insurance company for a missed appointment fee? |
| I had called and left a message on the answering machine of my doctor's office cancelling my appointment awhile back. They charged me a $50.00 missed appointment fee anyway. I just received ... |
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 Looking into LapBand surgery does anyone know insurance coverage for BCBS? |
Additional Details
boy why do people have to be so rude, aren't we supposed to ask questions on here.... |
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 National insurance Number? |
| is it possible to get a job without requiring National insurance Number?... |
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 Would i need to switch health care providers if i'm moving to another state? |
| Before i move i was just wondering if it was necessary for me to switch health care providers if i move to another state. but the thing is, i'm the only one moving to another state, while the ... |
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 What happen if i have life insurance and after 5 years of paying it i got lost in the Amazons? |
| i want to know if i got lost in some place and they never find me, how the insurance company will do, if they will give the beneficiary the money or the company will keep ... |
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| I can't get insurance, what do I do? |
| I am 20 yrs old, I need commercial auto insurance for two trucks. Isuzu NPR-HD's one new, one used. (2007 New, 2001 w/177K) both at 14,500 gvw. the trucks are small and the business idea is ... |
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 Dental insurance vs dental discount card? |
| hi all! so, i need two root canals and two crowns, and as a poor full-time pre-med student i have no dental insurance. i looked into the option one dental discount card, which is 55 bucks per year ... |
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 My parents have left me everything in their will, and i am the beneficiary of their life insurance.? |
| in the event of their death, is it my legal responsability to settle their debt I.E. credit, loan etc. can these company come after me for settlement? can they go after the life insurance left to me?... |
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 What insurance does my partner need? |
| My partner is a fully qualified carpenter/joiner, and his boss has decided to dissolve the company, leaving him out of a job in two months. We both see it as the perfect opportunity for him to set up ... |
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 Health Insurance? |
| Hello, I currently have health insurance now with my job that I've been with for 6 years. However, I'm going to be leaving the job but do not want to be without health insurance. I do have ... |
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 Could you answer this health insurance question? |
I recieved a health insurance bill post surgery. It gives me:
1. Submitted charges- 3,000
2. Ineligible amount- 2,000
3. Deductible applied- $0.00
4. Covered amount- 1,000
5. ... |
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 I'm studying to become an insurance agent. My study book says the following: ....? |
| My study book says the following: "It's important to remember that insurance is a BUSINESS. Some people think of insurance as a service that helps people in times of need. Insurance ... |
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 She wants to call the insurance company and tell them about it but she's scared what should she do? |
| My friend got into an accident dui and was in jail. the other person in the accident called her insurance company. They called her and she told them that it was an inproper left turn. which she got ... |
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kkp | Does any one know about any 0 deductible health insurance plan with low monthly payment? |
State California |
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Tom Z
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays or as you desire a 0 deductible your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.
Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage. |
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Doctor Deth
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no such thing.
At my work, I just heard insur costs were going up 20% next year, which means the premium just for a single person coverage will be over $300 per month-I have to pay 25% and copay is currently $15 and will probably go up and some of the copays on my meds are as high as $35 each. You will never find a plan like you are seeking - maybe 10 yrs ago, not anymore |
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Don
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Kaiser Permanente, has several $0 deductible plans available in California. Their plans have high co-pay's that don't end until you reach your annual maximum, so it's not much different than a deductible. I am sure there are other as well, but call a local agent to find out what all your options are.
There are lot's of "Limited Benefit Health Plans" that are not insurance and don't have a deductible. Make sure that you get a "Major Medical" health insurance policy instead.
Don
http://mtnhealthinsurance.com |
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MARK T
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Typical situation you have like many other people,be patient and check out
the resource here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm i found useful.
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JaredBalis
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I am in Utah and we have one company that offers a $0 deductible. You should contact a local agent in your town. You can do that by filling out a form here: http://www.myinsurancequotes.net. A local agent will contact you and you can ask them if there are plans with no deductible available where you live.
Sincerely,
Jared B.
http://www.utahinsurance.org
http://www.healthinsuranceinutah.com |
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mbrcatz
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With health insurance, you get what you pay for. If you're 20 and perfectly healthy, at a healthy weight, you can get health insurance with no deductible, an HMO style plan, for about $250 a month. THAT IS a low monthly payment.
If you're 50, and perfectly healthy and a healthy weight, you're not going to find that kind of plan for under $500 a month, or even more.
If you're looking for a no deductible, $25 a month health insurance policy, it doesn't exist. Just like you can't buy a Cadillac brand new off the lot for $25. It costs what it costs, and the less healthy you are, or the older you are, the more it costs. |
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