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 I am 19 and have insurance from medicad but my cut off is when I turn 20 what do I do from their?
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 Where can i find affordable health insurance ??
I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??...


 If I let someone drive my car and they rear end someone but no ticket issued, will my insurance go up?
A car in front of us had a tire fall off and they were in the road with a tire off and the car directly in front of us slammed on their brakes, my friend rear ended the car in front of us causing a ...


 Getting health insurance with a pre-existing condition?
I just quit my job and no longer have health insurance. I also have a very mild case of Chrons disease....I take pills daily for it, but other than that I'm in great health. I would like to ...


 Do you think it is neccessary to save old bills such as elecric, water, car insurence etc. Biils already payed
Or is is best to through the old stuff away? Ex: old bank statements, water, cable bills etc?...


 I'm a new insurance agent, what's the best way to get business?
What are some strategies? Any advice would be greatly appreciated!...


 Why dont more americans join the ACLU, im so glad that they are speaking out against police tasers?
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 Home insurance ? Help please I am hoping to successfully claim for my carpet which has been ruined by pets
Being locked into the lounge in my absence. I cannot afford to replace the carpets due to redundancy last year. Still trying to find a job. I hear they always try to avoid paying out. So any ...


 Can I get Unemployment?
I left a job after about 4 years of service..They hired a manager that decided to cut my pay by about 20% and I walked of the job about a week later.I didn’t tell them anything..I just cleared out ...


 If I file a claim on my homeowner's insurance will my premiums increase?
Hi. We recently had a wind/thunder/rain storm (North Texas) which blew down the fence around the yard. My deductible is $2200. Estimate to replace the fence is $3750. I'd like to file a ...


 How will universial health affect the insurance industry?
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 What insurance companies in New York state offer individual health insurance.?
I recently left my job and need some sort of health insurance. I'm single , no children. Neeed something with a high deductible to make it affordable. I have no pre existing conditions. I live ...


 What's the best way to get house insurance quickly and comprehensively?
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 Late Payment?
My insurance was supposed to have been paid for by aug. 15. But i ended up not being able to pay it. I know have the money but lost the bill. But i wanted to change my payment plan to monthly instead....


 Any good suggestions for life insurance?
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 Is it insurance fraud if you take the money instead of fixing your car?
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 Do i have to insure my daughter to teach her to drive? I live in the U.K.?
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 My home was broken into and I had a ton of items stolen. ?
I need ideas, besides the obvious craigslist, ebay and pawnshops, of where to look for them. The police that responded to my call basically told me it was on me to find everything since they didn'...


 My uncle had a chainsaw stolen; the insurance company paid him for his loss. Then, after he replaced it..?
He returned it immediately and kept the money.. As he didn't want that machine any longer.
Is this in any way illegal, or does he have to keep it, because the insurance company paid for it&#...


 What company provides a good low cost life insurance policy for older people?
My father just retired, but he is stubborn and against getting a life insurance policy. I would like one to cover expenses he may leave behind and to take care of his wife, but he just doesn't ...



DLAR
Does anyone else hate insurance?
                     
 




priustideland
It was cheaper for us to just put the money away in a small savings account and drop what the car insurance people were charging us older folks.

Edna


tommysgirl4life
Rating
i hate having to pay for it but if not for insurance and the good Lord above back in 2005 when i lost my home to a fire its hard to tell where i would have needed up


Nate W
Everyone hates paying for insurance...until they need it.


old school
Not really. One of those necessary evils.


mbrcatz
Rating
Ya know, I REALLY don't get this. Insurance is JUST a form of gambling. The insurance company sets the odds. You know how much your bet is going in, and how much the potential payoff might be.

When you go to the track, if you put your money on the wrong horse (like, buying house insurance without buying flood insurance, and then getting upset if you have an "uncovered flood"), do you hate the bookies?

When you go to buy a lottery ticket, and you play the same numbers every day, but skip one day and the numbers come in (that would be like having a medical bill without health insurance in force to pay it), do you hate your state lottery commission?

You're much more likely to have a covered claim (if you buy insurance) than you are to win big at the track, or hit the jackpot, but people would rather complain about insurance, which pays out more than it takes in, than other forms of gambling, which pay out about 10% of what they take in.

I REALLY don't get it.


jonesy634
Rating
Oh, this is my favorite question to answer. I now work in Customer Service at an insurance company. People call in and they "hate" insurance companies. Guess what? Nobody's MAKING you purchase insurance. People call all the time wanting to cancel their life insurance (or other insurance policies) and ask "So do I get all my money back?" as in all the premiums that they've paid in. When I say "No", they say "But nothing was paid out! That's not fair!" Guess what, if you would have DIED while you were covered we WOULD have paid out. Insurance is a gamble. An insurance company HAS to make money somehow, otherwise there's no way they could operate.


Phil
Rating
Insurance sucks until you need it. And then it really sucks because you never get as much money as you think you deserve.

However, without insurance few people would be able to own a house or car. Few businesses would be able to start and stay in business. How many of us pay cash for our homes. Without insurance, that is what would be required.

The difference between a 'first world' country and a 'third world' country is functioning finance and insurance systems.


video production
lol in a way yes. But the reason I hate it is because if nothing happens, you don't get your money back.


sparkle555_2000
Rating
I love insurance lol


aaron p
I hate the agents who cause you to ask this type of question. They are doing a disservice to us all - including you.


ernesto_tig
I love insurance. Thanks to all you wonderful people paying their premiums I have a nice job in an air conditioned office that keeps the sun and rain off my head.

So let me say..thank you, thank you and thank you. And don't forget to pay your premiums.


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