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 Which is the that insurance one must have?
...


 Do i need public liability insurance
I am self employed in a consultancy role, however the main contractor has asked me to operate a crane on there behalf. I am qualified to drive the crane and am happy to do so, but do i require my own ...


 What happens when you dont have the insurance to bury a loved one?
nephew died and the mother didnt have life insurance will the state bury ...


 How much will term life insurance cost?
I am 36 yrs old in excellent health, I am looking at a 20 yr ...


 Can my 63 year old mom get arrested for not paying her medical bills off?
Hi my mom is on medicare she has no other insurance but medicare.
And my mom gets pounded with medical bills that medicare dosen't pay. The highest bill my mom got is a 2,000 bill from a ...


 Will homeowners insurance pay for rewiring a mobile home?
electric wiring is a fire ...


 I have a life insurance with primerica can i borrow against it?
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 Can anybody recommend cheap death benefit insurance?
My wife and I want to buy small life insurance policies on our mom's - enough for burial, maybe $5 - $6K...they are both in their mid-50's and are both smokers.

Can anybody ...


 If I lose my job and want the most basic health insurance...?
something that would just cover me for surgery with a high deductible, how much would it cost me per month, and what is the name of the plan and who offers it? I'm 30 years old with no health ...


 Can you purchase renters insurance if you live with your parents?
rather than add to their homeowners?...


 Have you heard of this insurance?
I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and ...


 Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has ta
Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has taken a policy out on me without my knowledge.

Optional Information:
Santa C...


 Does anyone know how to obtain health insurance?
when you are a small bussiness owner i need it for myself and my two children and my spouse i am in the metro detroit area is there a website or number i can call too find out . we already have ...


 When getting insurance quotes, when it says like 850-1100 premium for 6 months, covers 6 months? Or year?
Does that i would pay that premium twice a year since it says 6 months premium?
Additional Details
Insurance coverage for 6 months or insurance cover for one year?...


 Would universal health care in the United States destroy the health insurance industry?
...


 Therapist accepts my insurance, does it mean i don't have to pay?
so i found a local therapist and it charges $120 an hour and no way i have that kind of money. It says she accepts the insurance plan of blueshield. Blueshield is the insurance that i have. Im under 1...


 What is considered a roof damage?
I had an appraisal show up from insurance to check on my roof for hail damage. He said that my roof does not have much hail damage and only some loose shingles. I had a conctractor checked on my ...


 How hard is a life and health insurance exam?
...


 HELP PLEASE?What is the minimum amount of liability insurance coverage required?
A. 15/30/5
B. 20/35/10
C. 20/20
D. $100,000...


 They paid property damage but refuse to pay medical bill and lost wages?
Back in September i had an accident, in which I was not at fault, the other vehicle suffered no damage just a few scratches but the fender and the door in my vehicle was damaged.After going back and ...



Nili K
Does anyone know any affordable cheap family plan health insurance company ?
                     
 




Tom Z
Rating
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, dental, vision, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand if your family is young and healthy and you rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your other insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.


JamieGRL
Rating
What city and state do you live in ?
ages of family members ?


Jabaroni
if you are in delhi I may be contacted @ pankajverma74@hotmail.com

I work for no. 1 co. in Inssurance sector ICICI Prudential


mbrcatz
OK, the average family plan, excluding maternity, runs around $1,000 a month. Is that what you're calling affordable?

If you're looking for a $100 a month plan that covers five or six people, it doesn't exist. Just like that brand new Cadillac off the lot, for $25 cash.

Health insurance costs what it costs. If you get someone offering you something for super cheap, either 1. they're selling you a fake policy 2. they're selling you a "plan", not insurance, but a LIST, that will never pay anything or 3. they're taking your bank routing info to empty your checking account.

If it sounds too good to be true, they're preying on you, and you WILL be ripped off.


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