What is the most ideal auto insurance ratio for a person on a budget? |
| I am switching insurance now and I know their are some ratio's like 50/100/50 and such. My wife and I are on a real budget. She does not drive now, so would not be part of the quote at this ... |
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If I purchase insurance and require surgery 1 month later, is there a time gap that is needed? |
Does there need to be a time gap between the time period that I purchase the health insurance and the time that I get my eye surgery? Or is it considered an emergency and it will cover it? A... |
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Help! $10,000 plus in Medical Bills, no Insurance!!? |
| My husband and I had our son 4/11/2008, we are uninsured. We were denied the Oregon Health Plan (Medicaid) because we "make too much money!" PLEASE!W e are both working at fast food joints ... |
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How long??? |
| My aunt passed away and left my mom as her beneficary for 10,000 dollars! How long after her dead should my mom recieve the money! She wants to purchase a head stone for her with it!... |
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Lap band insurance help!? |
| My husband and I want to get the lap band surgery. He's looked into it significantly, and we know pretty much everything there is to know about it. We both have health insurance (under my name)... |
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Can I become a millionaire? |
| My question is how does someone become a millionaire?... |
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How do I sue a company for giving false information to an insurance company? |
| Work stated that I was constantly late off sick and had no commitment, I have proof to state ... |
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No insurance-broken wrist?? |
what a should i do? Additional Details it happened at the beach. ... |
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What insurance company would cover pizza delivery driver?? |
| O.K... I was just offered a job delivering for Papa Johns and I called my insurance company and they said they do not offer "commercial insurance" and they would not cover me. Can anyone ... |
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No Insurance. Car damaged. Should I call the insurance company? |
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged.
My problem is I don... |
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State Farm vs. Farmers vs. All State? which is best? |
| I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking ... |
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I was left an insurance policy, how do I find it ? my grandparents passed on, so how do I get it ? |
| My grandfather left an insurance policy in my name, passed on in 1980, and grandma passed 2 months ago. My aunt is an evil catholic who won't send it to me, she wants my mother's address, ... |
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No ins. have back problem...how can i recieve help? |
| for 13 yrears have had lower back pains...hoped it would go away,wrong...now am unemployed.no ins.dont know what to do?... |
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Whats a good annual premium for a 50,000 whole life policy? |
| I'm 28 perfect height and weight and don't smoke. No health problems and no family illnesses. Thanks.... |
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Would it be a good idea for insurers to give a % of income they give out in claims? |
We all look for the cheapest premium, but we have no idea how they would perform if you had to claim.
I heard somewhere that car insurers give out much more that household insurance (or ... |
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Where can I get a cheap eye exam for contacts? |
| I need an eye exam and my new insurance plan does not cover vision. Where is the cheapest place to get an eye exam?... |
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momsggirl | Does anyone know how to get a beneficiary from a life insurance policy that was left to me? |
This policy or policies were kept from me by my other sibilings. And is there a national office which I can check for my benefits that were left by my parents, at no cost, for free etc. Need help please! |
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mbrcatz
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If you're not the executor of the estate, or the beneficiary, you're not going to find out - it's not your business.
No, there is NO national office, no national database, no clearinghouse where you can look it up. Not even for money.
Also, beneficiaries can be changed, at ANY TIME.
So, if you want to know what your parents left you in their beneficiary clause - ask them, or ask the sibs, if they've passed on, or ask the executor of the estate. The ONLY way you'll find out is by asking someone who knows - the information is private, and it's illegal for the insurance companies are not permitted to tell you, by law, if you're not beneficiary, policy owner, or executor. |
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Jim W
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I would email the companies with the Policy numbers & see what they say. Check with the national office with the above question . . . |
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smallguybighair
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Sounds like you may need to speak to an estate or probate attorney if you are on as a beneficiary and they purposely left you out. One way to check is to call the insurance company and tell them your parent's information. They would be able to help you out with the correct information provided. |
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MissV
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There's no easy, short answer. First, the insurance company would have to have received a death certificate as proof of your parent(s) death. Without this info, (unless it was already a paid up policy) they may assume that the insured allowed it to lapse.
If you don't have access to your parent's financial papers, this would be time to get an attorney who can legally request the records which may show the bills your parent(s) were paying, i.e. insurance payments.
On the other hand, if the insurance company knows of you, then your funds may be with unclaimed benefits in the state you reside in.
Either way, be absolutely sure that there were policies for you before spending any time or money. |
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David
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to get a beneficiary from a life insurance policy that was left to you can be found on this site below:
www .best-ranks .com/life_insurance.htm |
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GC
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Depends on where you live...If US...depends in what state...If Canada...depends in what province. One way might be to contact your insurance agent (if you have one) and ask him to direct you to the right place...You could also try to contact the in the States or Canada, the superintendant of insurance. Every state and province has one. Look it up in the phone directory. Hope this helps. |
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