What is the best life insurance for a young person 22-35? |
| I want to be able to use it against my mortgage. Is it possible to get money from it and not have to pay it back after a while or something? And will that change my policy in anyway?... |
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Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment? |
| Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment?... |
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Dad's insurance won't pay for needed treatment...? |
| I'll make this as brief as possible...my father has a blood condition; he is missing a chemical in his blood that is essential for his immune system. He receives shots or "infusions" ... |
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How can I get US health insurance for my (non US residents) parents (in late 50's)? |
| This is both an "Immigration" question and a "Health Insurance" question. My parents will start living in the US several months a year or more as legal visitors to live with us ... |
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Do they have to offer benefits? |
| I'm trying to find out where I can look to see if my employer should be offering health benefits to full time employees. I thought when a company employed a certain number of employees they had ... |
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Living on my own? |
| igonna have to leave home soon when i turn 18 so im making my financial plan. its kinda hard and im not sure if ive got all the correct numbers. how much does life insurance, dental insurance, and ... |
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Have I been tricked into a contract? |
Ok I know in a lot of cases this would be considered my fault.
I'm getting ready for college and my goal is to make the football team. I wanted to be prepared for the tryouts so I ... |
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Ok where can someone get health insurance? |
| ok where can someone get health insurance to get a vasectomy reversal is there any health insurance that helps pay for ... |
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My Dad lost one of his eyes because his health insurance wouldn't pay for it, what lawyer should I contact? |
Hello,
My dad is retired and on welfare. He has 3 health insurances total and a letter from one of his health insurances that states the other health insurance should pay for all of his ... |
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I had renters who burned down my home, my insurance company is reviewing the case any advise? |
| I have a home owners insurance policy and assumed that was enough coverage, the renters had renters insurance when they rented from me but did not keep up their payments. The insurance company said ... |
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Can I get Medicaid just because I'm pregnant? |
| I just found out I'm pregnant. I have health insurance though my job, but it won't pay for everything. My husband and I tried to save money while he was in Iraq so we could one day ... |
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Bank of america? |
| i recently got my car stolen with my bank account numbers and my id in there... is there anyway that the sadistic thief who robbed me to somehow get into my bANK account and take the money?? and no ... |
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Should I report a preexisting condition to my health insurance company? |
| I was under my father's military health care until the age of 23. Knowing this, I sought out and purchased individual health insurance through a writing agent that filled out the necessary ... |
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What's the best place to purchase both auto and home insurance from? |
| I'm buying a new home and changing my auto insurance carrier, what insurance company can offer me the best deal when it comes to providing both home and auto insurance in a combo package?... |
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Should Insurance cover water heater damaged due to failed pressure reulator? |
The pressure regulator on my home's incoming water line failed, leading to community's incoming 160PSI pressure (rather than the regulators 60-70) bursting my hot water heater.
My ... |
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Family travel insurance? |
Im going to Egypt in june with my husband and two sons,We need to get travel insurance but when i get quotes on line the prices vary from 15 pounds to 100 or more.
Any one recommend where i can ... |
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Is anyone else experiencing this homeowner's insurance problem? |
| Our homeowners insurance doubled this year. The cost is really impacting our ability to pay the premium. Every company we have talked to insist that we insure to replacement cost which of course ... |
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Allience what does it mean ? |
| allience what does it mean exactly ? is that means cooperation as well ?... |
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diane R | Does anyone know of a high deductable, low premium health insurance? |
I am looking for a catastrophic insurance policy where I would have a deductable of $10,000... I would pay for office visits and prescriptions. |
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MostChoice.com
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Most health insurance companies offer these catastrophic/major medical insurance plans. As you are probably aware, many people are combining high-deductible health plans (HDHPs) with health savings accounts (HSAs). HSAs allow you to put aside money to be used for qualified medical expenses. The money you contribute is triple tax-free: contributions are tax-deductible, interest earnings are not taxed, and withdrawals are tax free as long as they are for qualified medical expenses. Not all HDHP qualify for a HSA, however.
If you want to quickly comparatively assess local health plans and speak to state-licensed health insurance agents without cost or obligation, check out MostChoice.com. You can find it here:
http://www.mostchoice.com/health-insurance.cfm
Hope this helps,
Barnes@MostChoice |
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Andrew Noselli
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Health Savings Accounts (HSA) are high deductible health insurance plans. The deductible is about $5,000 and your contributions can build value on a tax-free basis. |
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President, www.HSAInside.com
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I would highly suggest "Health Savings Account-Eligible" plans- additionally you can also save premiums if you do not need maternity coverage, which some H.S.A. eligible plans will offer. Educate yourself on plans available, high deductible plans in my opinion are the wave of the future of Health Insurance. The consumer will be asked to pay for all medical services up to the deductible, after the deductible has been met co-insurance (a percentage of the amount billed) normally 20 - 30% is your responsibility up to the max. out of pocket. The most important part of any policy is the "max. out of pocket" this is the amount including the deductible that must be paid annually.
Feel free to contact me, I offer free advice.
HSAInside.com
Rudy Rivas, President
Health Insurance Expert since 1991 |
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sasifrass13
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You should definatley check with a local insurance broker and look into an HSA (Health Savings Accounts)account.
They are high deductible, low cost plans, and your contributions are tax free |
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Suzanne: YPA
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Check with your local Blue Cross Blue Shield plan. They have great catastrophic loss policies. |
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Dolly F
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I always refer them for my insurance plans for health, auto, life etc. They have some very low premium plans,
"http://www.dpbolvw.net/email-1961891-... |
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Kelly T
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Every insurance company offers these types of plans.
Assurant has such a plan that I like, It has a rider on the policy that pays your deductible if you have a heart attack, stroke, coma, third degree burns, cancer, kidney failure or a major accident.
It depends on which state you are in if this would be available to you and Your rate would vary depending on sex, age and any pre-existing conditions. |
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