just wondering how much the check would be from the insurance company? (for pain and suffering) i was in a hit and run and the driver was drunk, (this is coming from that guys insurance company AIG) ...
I am currently 22 and a grad student out of state. I claimed independence (you are required to as a grad student) and I am in the process of obtaining residency. Right now I'm on my dad's ...
What company can be trusted the most for renters insurance in the Chicago area? I am a college student moving to new apartment and don't want to wind up getting scammed if my stuff gets ...
A friend of mine just got a brand new car last week and she wants to return it because she is unsure of her home lifem what is the usual policy with that? Is it fine within 30 days and no damage?...
There was a small storm and most everyone in the town got a new roof. The neighbor just died and the estate put in a claim with the insurance company for the roof, but they did not get the roof ...
I am currently employed, but do not get health insurance through my employer. I am looking for a decent but fairly inexpensive health insurance company that will take me on. I'm single, 24 years-...
k right, my boyfriend works for a small company fitting bedrooms.
it's the type of place that doesn't particularly care for its employees and if you're off sick, you don't ...
My step-dad is making me do a little report on when i'm going to move out on my own and i have to fiqure out how much i would have to pay for medical ...
damage to my car is estimated at 800 and my laptop which was in my trunk was broken to, its worth 900(theyre gonna pay for its replacement). I had to go to urgentcare right after the wreck for back ...
Hello everyone. I come from a country where health insurance always covers everything, and I never cared of that so much. Now being in the US I find everything very confusing and would highly ...
I live in an area that is said to have the "big one" hit soon, but the cost is $480 a year with a $36,000 deductible. It's a wood frame house, so could that much damage possibly occur ...
Insurance Is state farm.
State Is georgia.
I lived in a room of my parents house. The entire house was lost. I have written a list of the thing lost in the fire that were MINE and in my ...
Small G
Does anyone know of any affordable health insurance for individuals or small businesses in texas?
Small G, Health insurance can be very tricky. Since I live in Georgia I'm not familiar with the Texas regulations, so I suggest you contact a nearby health insurance agent. http://www.goodinternetdeals.com/Health-Insurance.html They will be able to assist you.
Tom Z
Ultimately you, not the insurance company, will determine the affordability of your health insurance plan because you decide how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.
Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
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