I have a big water leak in the basement. Water is leaking from between the flooring and the walls. The house is about 75 years old. Do homeowners policies usually cover fondation damage? I can...
What can I do I really want to go to the doctor but don't want to cause a financial disaster. Any suggetions help I'm in AZ. Thanks Additional Details Its an eroting esophagus ...
I recently settled a law suit and then came to find out my health insurance has a lien on me for a portion of the settlement. The company says they are entitled to this because of a Subrogation ...
I am leaving one job on a Friday and begin another job on the following Thursday. I was told my Health Insurance ends on my last day of work and then my new employer begins on my first day. I am ...
My company has gone from offering a good medical plan THIS year to one with either a $1500 deductable or one with a $3000 deductable. Both options stink. Are other companies doing this? AND is ...
She is still in good health, with the exception of some mild Alzheimer's, which makes me wonder if maybe she's forgotten she has it. Her husband passed away almost 40 years ago now, so one ...
I have a small one bedroom rental property that a tree fell on recently. My question is what does depreciation value mean? It was a old frame house. There is major roof damage, all of the ceiling ...
I am currently renting a home in Canada. Our landlord has asked to come and measure each of the rooms for the purpose of "house insurance". The house was for sale for a year almost a year ...
You will need to visit a local independent agent. This person knows the plans available in your area and can find the best plan for your situation and budget. They don't charge you any extra for the service and will be a local "go to" person if you have any questions about your policy.
Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in that state that took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card. See this link http://www.insurancejournal.com/news/west/2006/11/22/74554.htm for more information. Many other states are starting to ban these cards.
Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.
mbrcatz
If you're young & healthy, you can get a major medical policy for around $100 a month. That's as cheap as it gets. It would likely have a $5,000 deductible - the amount out of your pocket, before the policy kicks in.
Steph
Absolutely...I work from home for the largest health/dental benefits company in the nation.
www.mybenefitsplus.com/smckeith
I CAN and would love to help you!
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