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Allen | Does auto insurance cover stolen in dash cd players.? |
IT happened to my brother
Additional Details
It happend to my brother, we use state farm |
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real4the99
|
sure if u have recipt but its just cheaper to go and buy another one helpful hint the pawn shop is a great place to shop in addition Black Friday is comming so look and see if any are on sale |
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Moxie Crimefighter
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It depends on his policy and what type of coverage he has. |
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Tom-SJ
|
It depends on the coverage as written in the policy.
"Comprehensive" damage covers stolen items inside the car, as well as cracked windshields and other non-collision damages. But there may be a deductible (eg $250, $500, $1000), which means your brother pays for any losses up to that amount and the insurance company pays the rest. Usually, radios and electronic equipment are included under comprehensive, but you need to read the fine print for any exclusions.
"Collision" coverage damage to the body of his car or another car or other items (light poles, freeway signs and barriers, etc.) while suffered in a collision. That would not cover stolen radios.
"Medical" is obvious.
Good luck. |
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Mn
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If it is permanently insalled in the car it should be covered.
If it just in the car it probably is not. |
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mbrcatz
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Not if it's removable. If it's permanant, and original factory installed, then yes, it should. If it's added, and you didnt' insure "customizing equipment" and pay extra for it, then no, they don't cover it. |
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bbumple
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If you have comprehensive coverage this will be covered. Anything that is permanently attached to the vehicle is covered. Example: Satellite radio with the suction cup on the windshield=not covered, satellite radio attached to the vehicle with screws and cannot be readily removed=covered. Sounds like he has an aftermarket in-dash cd player, which would be covered. Like previous answers said, unless it is a real high end unit its probably not worth making a claim. |
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mamatohaley+1
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It typically has to be permanently installed to be covered so I would say yes. Deductible would apply. |
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Mr. Spin
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read the policy.
If you got a "quickie" 15 minute company, like GEICO, good luck. Even a caveman knows that much. |
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Darby
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It depends on your coverage. A lot of times the deductible is higher than the loss or damage so the car owner sucks it up (pays for the loss him/herself). I doesn't hurt to check with the insurance carrier though. |
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Zakia S
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not really, unless you have insurance on that. Sorry to hear that it happened to him. |
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pluca
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yep, if u have the receipts...but it usually isnt worth it because your deductible could be more than the cd player was worth. happened to me recently. |
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