 I have no insurance in my job(beer store) if i get lay off(unemployed money)? |
| i have no insurance in my job (part time job) will i get unemployed money if i get lay off??? 5 days a week 4 hours a day $8/... |
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 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
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 Health Insurance??? |
| I am needing to find a health insurance plan for my family. It will be for my husband & I and our 2 girls. I am looking for something that will cover it all....health, dental, vision....whatever. ... |
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 I own a small business, what are my options in California for affordable health insurance? |
| What I'd really like to know is, if there are some of you out there who own their own business, how much are you paying monthly for health insurance? I need to cover my wife and 2 kids and not ... |
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 Does the homeowner's insurance have to cover the mortgage amount? |
The market value of the house is worth 300K.
The loan amount is of 275K.
The cost to rebuild is 200K.
Would you be required by the mortgage company to get insurance to cover the ... |
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 Who should pay deductable...? |
| Who is responsible for paying the deductible if my car is slammed into by another responsible party?... |
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 Are the Jews to blame for the global financial crisis? |
Without wishing to be controversial or offensive, if we look at what has been happening over the past few years, is there more to it than meets the eye?
These institutions created this ... |
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 I have a complicated question regarding health insurance, read details.? |
| At the beginning of this year I was supposed to receive health insurance through my employer. I can't go into all the details, but in a nutshell, I made numerous calls to my HR rep as well as ... |
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 What can freelancers do for individual health insurance? |
| I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for ... |
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 Insurance question.? |
I turn eighteen in Sept.
I wrecked my first car [a Hyundai Elantra] on July 4, 2007.
Now I have a Ford Explorer Sport.
The wreck upped my insurance obviously, but I don't know by ... |
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 Can i cancel life ins. policy and get money? |
| have had policy for 25 yrs. and it is a 25 thousand dollar ... |
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crappa | Does home owners insurance cover rotted wood siding.? |
We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount for the siding. I just got an estimate to have the siding replaced and it was for $24000.... Does anyone know if homeowners insurance covers this sort of thing? |
 |
 
acermill
|
Rotted siding is a maintenance issue, and is not covered by any insurance on your home. The time to have gotten the estimate for the replacement was BEFORE you agreed to buy the property. Then you would have known that the cash offer with the refrigerator was woefully inadequate.
Sad to say, this is an expense you will have to bear out of your own pocket. |
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mbrcatz
 |
No, rot is specifically excluded from all policies.
You have to figure in the cost to repair, with the purchase price of the home.
Homeowners insurance is for sudden, accidental issues, it's not a maintenance contract - it's up to you to do the maintenance stuff. |
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src50
|
No - that is not damage, it is ordinary wear and tear. You might want to consider some other exterior finish rather than replacement-in-kind. |
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Doctor Deth
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probably not and it was an existing condtion when you bought the house so it wouldn't pay for repairs anyway - rotten wood is due to weather and aging - nothing that insurance would cover |
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Queen B
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more than likely they would not cover it since it was there at the time of purchase and rot is caused by not properly maintaining the home. |
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Jim
 |
Replacing siding would be like replacing the roof. Its an issue of maintenance, not damages. |
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65% water
|
Would you please stop asking this same question over and over in slightly different ways? |
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David M
 |
I never say never, but I would be greatly surprised if it did. Normal wear and tear is almost never included in insurance policies.
Having said that, I suggest you check your policy and talk to your agent. |
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