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 Insurance quote help for 1995 Contour.?
I need to find out where i can get quotes for auto insurance on a 1995 Ford Contour. Its like a faded black color.

I'm not sure what insurance company my parents use but they are ...


 20 years old - Can I get a months Car Insurance?
I am 20 years old and want a months car insurance for the christmas holidays - is there any company that will let me do this? Every one I have looked at appears to have a minimum age requirement of ...


 Is there a web site that lists or rates insurance companies on how well they handle claims?
...


 Trying to find a good cheap Insurace company ?
Hi I have have had no tickets or d.u.i"s. just a few late payments ,
I am paying too much like 800 a yr , I need only what the state needs ,No car theft etc,, can some one Please help
...


 5 weeks pregnant, laid off in october, no insurance
Ok, so I am 5 weeks pregnant, and I am getting laid off in October. My husband wasnt able to get into the army due to a bad knee and that was our only way for medical coverage. I dont qualify for low ...


 I need career advise! Entry-level into the Insurance Industry?
I am 22 years old and graduated from a university in May 2008 with a B.S. in Marketing. I am currently unemployed, but working side jobs to make some money. My father owns an insurance brokerage ...


 How many people in America die because they dont have medical insurance or cannot pay the medical bills?
How many people per year in the USA die because they dont have medical insurance? or dont have enough money? Does the hospital really turn you away if you dont have insurance or money? I live in A...


 Our house was damaged by fire heighbors house who is responsibletheir insurance or ours?
sidin was damaged and it is going to rain tommorow. house covered with plastic. not sure what to expect. any advice would be helpful. we just want our house fixed soon. ba dexperince with a car ...


 If 20 yr. old Kid has own auto insurance-own auto. Can parents list him as dependent on tax and not be liable?
1.Would claiming son as a dependent on tax return make parents financially liable if son were to get into an auto accident even though he has his own auto insurance?...


 Is worker's compensation insurance expensive?
...


 Girlfriend as spouse for auto insurance?
What could happen to me if I claim my girlfriend as my spouse on my auto insurance quote to get a better quote?...


 Should we combining home insurance with auto insurance?
...


 What type of building and contents insurance should i get?
what do i need? what type of cover? i live in a area where there i zero crime, so should i reduced the amount of cover?? thanks....


 Help Choosing Life Insurance Policy?
I am looking into life insurance policies for my husband and I, but I am not sure what kind of policy I need (term, whole, universal, etc..)

I just want something to where if one of us ...


 Notarize a document?
My friends and I would like to host Airsoft competitions on a course we have been making. We would like to charge for it and create a liability waiver which protects us from being blamed for damage ...


 Newly built property insurance?
we have built 5 one bedroom properies and need to insure ...


 Can my insurance company refuse to pay out if i am charged with dangerous driving?
I had an accident and injured 3 people, they are suing me for compensation - the paperwork has been sent to the insurance company as I have third party insurance. I have been charged with dangerous ...


 What is reinsurance? how does it differs from insurance?
...


 What exactly is a CO-APPLICANT to a bank account entitled to?
I want to avoid life insurance or a will, I simply want another person entitled to have rights on my bank account ONLY IN CASE OF MY DEATH. What exactly do I ask for in this case? I do not want this ...


 What is a good internationally health insurance plan for a college student?
My 18 year old daughter is going on a nonprofit church trip to Amsterdam and I am wondering if you could recommend a low cost health insurance plan to cover her while she travels overseas for six ...



roseofsharon
Does insurance deductible have to be paid before insurance will pay? how do you prove it?
                     
 




Dianamite
Normally, after the work is done (let's say, for a car accident), insurance will send a check for the amount of the repairs less your deductible. So, if you had $1000 in covered repairs and a $500 deductible, they would send you (or the repair shop) a check for $500 (the difference).


zippythejessi
Rating
Are you talking about health insurance or auto insurance?

Auto insurance - the company sends you a check for the estimate minus your deductible - it's understood that you pay the repair shop at time of service.

Health insurance - you are not to pay up front - the provider is supposed to bill the plan first and then the insurance tells the provider how much to bill you for. That's how that's tracked.


Argumentative
Rating
Your deductable is the amount that you must pay out of pocket within a benefit period, (usually 90 days), before your insurance will pick up the tab, except for medicare supplements, most of which are designed to actually cover co-pay and deductables by payments of premium.


Barkley Hound
Rating
The doctor or auto repair always sends in a claim to the insurance company. The insurance then subtracts the amount from the deductible that it is keeping track of. There is nothing for you to do. The doctor or auto repair will send you a bill for any amount the insurance company does not pay.

With a doctor he is paid directly. With an auto repair you receive a check to give them. In either case there is always a claim and the insurance will keep track.

If you have a $1000 deductible and $500 damage a claim is still filed to keep track of it.


mbrcatz
Rating
Yes, it's the amount you pay, BEFORE the insurance kicks in.

You have to submit the invoice to the insurance company, they will "disallow" the first XX dollars, up to the deductible amount.


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