 Buying insurance against an event with fixed probability, what should the insurance company's profit margin be |
| I'm trying to buy $250K of coverage against an event that is known to occur with 10% probability. Thus, the expected value of this insurance is $25K. I'm getting a quoted insurance ... |
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 I have a question about pre-existing conditions? |
| Okay lets say you & your kids have health insurance & all is going good & then you find out your child has a disease due to a genetic mutation like sickle cell or rett syndrome...would ... |
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 Can someone legally take out a life insurance policy on another person without their knowledge? |
| Is there a way to find out if someone has taken out a life insurance policy on you, without your knowledge, much less permission? And if they have, is there a way to have that policy cancelled or any ... |
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 Lost/stolen wallet? |
| I just canceled my debit card. but i have all my id in there, including my bank card and my social security card. what do I do about that?... |
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 Will i get my money back? |
| i just recieved a package froma seller on ebay. the thiing was tottally ripped open and empty! the post office stamped it w/ a " recieved w/ out contents"stamp. is there anything i can do ... |
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 Life insurance claim? |
| My partner of nine years past away while using a drug called ketamine. He never used drugs before but decided to experiment. I am wondering if I am going to have a problem collecting on the life ... |
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 25% rule for insurance coverage in replacing your roof? |
| We just had a hail storm in our area and our insurance agent claims that just the back half of our roof was damaged in the storm. In talking with a roofer, he said that there was a rule that if the ... |
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 What do u do about your credit after being hit in a car accident, I was walkin. bills are mounting until court |
| I have been off work since the accident. the insurance company isn't paying the medical bills fast and they are going to collection. Hurting my score!!! What can I do?... |
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 Laid Off but want to work temp jobs, Will I still get UI if I have no more temp work after a while? |
If I am laid off in October but obtain temp jobs for 3 months or so, if there are no longer assignments available, can I then apply for unemployment, or will it be too late?
I want to make ... |
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 My Daughter Lost Everything In Apartment Fire... What Else Can She Do? |
| She has just $3,000 in renter's insurance. The fire broke out on New Year's Eve, in Virginia Beach, while she was up here in NY home for the holidays. It was fault of a tenant, smoking ... |
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 How does homeowner's insurance cover belongings? ? |
Maybe this is a stupid question, but I'm new to this.
So my fiance and I bought our first home pretty recently. Yes, I'm a bad person and did not read through or understand ... |
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 Covered Auto or Mobile Equipment??? |
| If a client has a truck which no longer is licensed for road use, and is only used on the business property to move supplies, should this type of vehicle covered under the commercial auto policy, or ... |
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 How can insurance companies be allowed to screw people? |
| My mistake was making a phone call to my insurance company to make a claim. We had a bad storm and it rained in my house, well the carpet got wet and the water leaked down the wall in my bedroom ... |
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 Worker's Comp process and when do we need an attorney? |
I am a nurse, and work on the insurance side of medicine. I need advice from anyone who works in Worker’s Comp.
Not a lot or room so make it quick. 33 y/o f Rt. Radial nerve damage at ... |
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 What can landlords do to reduce risk of lawuit when renting to tenants with dogs? |
| I have some prospective tenants who have dogs, one of which is a Pitt bull. Even though these particular dogs may be gentle, the fear is that if they get out and injure someone, I, as the property ... |
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 Life Insurance Policy paid in full? |
Is it possible to purchase a million dollar life insurance policy, at the age of 22, in FULL for 60,000.00, and pay no premiums ever again?
Will the policy pay whenever I die? Even if I ... |
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big_saint23 | Does insurance pay for flights home after surgery? |
My dad is getting back surgery and he is getting it in Chicago and we live in Detroit...Will insurance pay for a flight home for my dad? |
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sarah314
 |
No.
If your dad is choosing to have surgery in another city, then he is responsible for the transportation costs to and from that city.
The only type of transportation that is generally covered by health insurance is emergency/medically necessary transport, and even then there are limitations to that coverage. For example, air ambulance/helicopter services are generally only covered in a medical emergency being taken to the "closest available hospital that can accept your case". (Not the hospital of your choice - the closest available hospital that can handle your emergency.)
You can call the insurance company to confirm if you wish, but I'd say there is just about a zero percent chance of having that type of transportation covered. Sorry. |
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Starlight
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No. Some insurance companies reimburse for travel expenses, but you really need to call the insurance company representative to find out how much, if any, they will reimburse. |
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acermill
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No, it won't, in most cases. Many insurers won't even cover the cost of 'flight for life' transport, even when medically required. You will need to check the coverages offered by your insurance policy, but generally transport is not covered. |
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mbrcatz
 |
It's not commonly covered. |
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DOROTHY G
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Like in your situation,I would like to advise you have a look here http://www.InsuranceFreeTip.info/insurance-for-free.htm . |
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Sofia Z
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Home insurance is actually very flexible. I don't understand all the fine print of my homeowners policy, but my homeowners insurance agent is always helpful. Try calling your agent or a homeowners agent in your area. http://www.easyhomeinsuranceguide.com They will be able to assist you. |
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