 I had an heart attack while on the job working for a rental furniture company 2 years ago.Never recieved comp. |
| I was on a delivery with a guy while deliverying a 65 inch tv and started having chest pain. Went and sat in truck. Passed out and had heart attack.Recieved by pass operation. Was fired for missing ... |
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 Where is the best place to compare travel insurance products and find the best value? |
| I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the ... |
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 Just want to know, Can my employer take my whole week paycheck? ? |
| they took my whole paycheck to pay for my insurance premium health. no money left for food is that legal?... |
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 I am 55yrs old and have been caring for my disabled husband.? |
| Sadly he as died and i was wondering if i should get a pension,i am going back to work in 4 weeks (full time).i really don't know if i'm entitled to anything?... |
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 Should I have a higher or lower car insurance deductible? ? |
| 2 cars one year we were quoted 1049 w a 500 dollar deductible. To save some money we can do a 1000 deductible and its 824. we have money in the bank and usually do not use any insurance. I just ... |
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 Can the insurance company give the court/police the information? |
| Over two years ago I was pulled over (in my now EX boyfriends) suv... he didnt have his new insurance card in the vehicle but the suv WAS insured. After this incident (just my luck) I broke up with ... |
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 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
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 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
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 COBRA medical coverage question, please help.? |
I got laid off and my medical benefits are ending. The benefits officially end on March 1, 2008. The question is:
I have 60 days from that date to elect COBRA. If in those 60 days, if I ... |
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 ER visit without insurance...how much will it cost me? |
| I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood ... |
|
 Who told me State Farm was reputable? |
| I almost got life insurance with State Farm. I searched Consumer Reports no insurance company complaints were forth coming. I called the commissioner of Insurance and they said they no longer ... |
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 Would my insurance be high if so who is cheaper? |
im 20 male
one speeding ticket
and 2 wrecks
since i was 18
will my insurance be high
one company said 5000 a year
Additional Details
currently im paying 40... |
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 When I buy a house and the insurance comp. comes to take pictures do they do just the outside? |
| Do they need access to my back yard? Also, how long after closing do they usually come to take the pictures? You can tell me from your own experience bc I know there is no set time. Also, if it ... |
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Kennith J | Does it make since to pay a 500 dollar deductible before getting a basic exam ? |
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Zarnev
 |
It depends upon your policy. The good policies have preventive care and doctor visits that are not subject to the deductible. This means all you pay is the co-pay without first meeting the deductible.
In your case it sounds like you have to pay the deductible first before the co-pays kick in. The insurance companies negotiate with the doctors the payment for each procedure. You will have to pay that negotiated cost of your exam. The amount you pay probably won't be $500 but whatever you do pay will go toward the deductible. You'll want to call your agent for a better explanation on your particular policy. |
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Christie
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What do you mean by "basic exam"? A routine physical?
On many medical plans, routine services are not subject to deductible. A co-payment covers the entire service, up to a yearly dollar amount maximum.
Many other medical plans waive the deductible for routine services.
I guess the answer to your question really depends on a couple of things - what do you mean when you say "basic exam", and what kind of medical coverage do you have? |
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mbrcatz
 |
Well, you don't pay it before. YOu pay for the exam. The cost of the exam counts, towards your deductible. |
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I got answers!
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No, it does not. Check on what an office visit will cost you for that exam. It is surely cheaper than the $500 deductible. |
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Lori S
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The cost of the basic exam will be applied towards the deductible. If the cost is less than $500, you will only need to pay that cost. You should ask the dr what the cost is so that you are prepared to pay that. Also be aware that if there are any x-rays or labwork, you will also have to pay the lab and the x-ray technition. The providers will bill your insurance and once the costs are considered, you will recieve a bill. Once you meet the $500 deductible, your insurance will begin to pay whatever benefit level you purchased (e.g. 75% of charges) until you meet your out of pocket amount (again whatever you purchased e.g. $5,000 in benefits or $1,250 out of pocket). |
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Fearless
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I do not know what kind of insurance you have but I do not want to be anywhere near it. You are getting screwed in the worst way. Drop your current insurance, and contact the better business bureau |
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