Can I block a monthly auto pay. ? |
| I signed up with Stamps.com a few months ago. It is a monthly membership. I have decided to cancel this membership but the only way they will allow you to do so, is by phone. I have called and been ... |
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What Insurance factors determine when I have to return my rental car? |
| I was rear-ended in an accident, the driver who crashed into me had insurance to provide a rental car for me. My car was totaled out. So, when or why will I have to give the rental car up?<... |
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Taxable income on whole life insurance? |
| I have a $200,000 life insurance policy that has a $100,000 loan on it and the company says that I must pay $4000 minimum to keep the policy in force. I am 70 years old and if the policy lapses the ... |
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Can Life Insurance refuse payment after the 2 years suicide clause expires? |
Can Life Insurance refuse payment after the 2 years suicide clause expires?
Contrary to public belief, I've found that the laws of most states and the policies of most life insurance ... |
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At 18 am i still covered by my dads health net insurance? |
| cuz im 18 and just found out im pregnant yay i want to know if your parents have health net are you still covered at 18 cuz im not getting married untill my fiance comes home from boot camp and we ... |
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Pregnancy and Insurance, Please help!? |
| Alright. This is a little complicated, so bare with me. My husband and I are trying to conceive. We are currently on different insurances because his requires him to be there for 18 months before ... |
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I need disability insurance. I've been declined by several companies due to a diagnosis of sleep apnea-hints? |
| The apnea diagnosis is so slight that I do not require treatment with a C-PAP machine. I'm surprised that I've been declined. Does anyone have any suggestions?... |
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Are there any appeals/grievance processes against health insurance companies who deny policies? |
| This just takes the cake! My son is 4 months old. When he was born, the doctor heard a slight murmer in his heart. It was checked out with an Echo and we also followed up at 2 months with a ... |
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What is an affordable health insurance that I can apply for in Southern California? |
| An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.... |
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I need cheap health insurance...? |
| and I need it fast. I need a quality health insurance company for an affordable rate. My husband and I just recently got married. So we're a young married couple putting ourselves through ... |
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With commercial insurance I need to know what it means when the defense costs are outside the policy limits? |
| I need to know with commercial insurance what does it mean when you are asked; Are the defense cost outside the policy limits.... |
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Life agent? |
| what's the average income for a new self-employed life agent?... |
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Have issue with state farm insurance company.State Frarm is looking to deny my claim.What should i do.? |
| I cooperated completely but now they want all my financial records,phone records, etc.. plus a 3 hour deposition under oathe. Ive already given to recorded ... |
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My Obgyn nurse is a.....? |
| Need advice!!!! OK. on July 11 I went in to talk to my obgyn because I wanted to get an iuc inserted. He told me I was a good candidate I was healthy and could defenatly get it if that was my choice ... |
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Why would I pay more for less coverage in whole life insurance? |
| when I can get the right amount of coverage I need for less money in term insurance?... |
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What are options when health insurance coverage is cancelled? |
| My daughter recently lost her job and a few days later needed to be hospitalized. The hospital checked her insurance coverage and told us it was okay. We have since been called by the hospital and ... |
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P H Plum | Does liberty mutual, state farm or interinsurance exchange has better homeowners' coverage? |
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anaise
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I understand Liberty Mutual has good rates; it just depends on what state you live in for the most part. Get quotes from independent agents, too. You would not believe how many independent agents dig deep to look for great carriers-even if they are medium to small. Just because the big ones are well known doesn't mean the small to medium size carriers don't have great coverage and low rates, too. Check them out and you'll be surprised. |
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mbrcatz
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It doesn't work that way. They all have different FORMS. You have to actually sit down, and compare FORMS.
That's where having an agent helps, you could have them sit down and compare the forms FOR YOU - what one company covers, that the other one doesn't. |
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mikeduptwo
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Depends on where U live. U should look at every company's rates and compare everything. Some companies might give U a better deal, but leave loopholes in ur coverage! |
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Good♥Gyrl
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It will depend on where you live, the type of dwelling you're trying to insure, for how much, etc. The issue will be who has better coverage for your situation. Get a quote. |
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Tom Z
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There are some minor differences from company to company but most companies use base coverage forms that are very similar. These forms are referred to as HO-3 or HO-5.
Where you need to be careful is in the optional coverages you choose. Jewelry has limited coverage unless you add a floater. Silverware coverage usually has a dollar limit unless you add a floater. Make sure your policy covers replacement cost. Companies handle water damage to a finished basement very differently make sure you understand the option to add additional coverage, if necessary.
These are just a few of the endorsements that are available. Have an agent go over the various optional coverages with you so that your policy is customized to fit your particular situation. |
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Millie
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I work for Liberty Mutual, and it really is a great company to have. I also have my homeowners there and they have very good rates. I recommend that whatever insurance carrier you use, sit down with an agent or if you're insurance savvy, talk over phone to compare rates. Your agent will be able t tell you what endorsements and what form will best suit your needs. |
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