blesst_624
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Nope. Renter's insurance covers your personal property. But your landlord should cover the cost of the damages since it was your neighbor's fault. Make sure you try to do a little investigating to find out who actually broke the window. Sometimes landlords will try to blame the tenant for the damage so they can keep the tenant's security deposit. However, if you've already established a pretty good relationship with your landlord, you shouldn't have that problem. |
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RedwoodLife
 |
Yes, but with most insurance it costs more once you use it.
They can even choose to not insure you in the future if you use it all the time.
Contact the neighbor. Even if they agree to half the cost of a new window, it might be cheaper that going through your insurance. If they are mean, file a claim with THEIR insurance. |
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whoa
|
that should be covered under your landlord's insurance....your rental insurance is for your personal belongings as well as if anyone falls or get hurts due to your negligence and decides to sue you. Any building repairs inside or outside is covered under your landlords insurance. |
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Lucky
 |
Renter's Insurance covers your belongings. Your landlord Insures the building and appliance's so that would be his insurance but if you saw it come from the neighbor then you need to let the landlord know that and let him/her handle it. |
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druid
|
Speak to the landlord. That type of damage should be covered under his insurance. You should not have to take any responsibility or use your insurance. |
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Sabin
|
if you are renting-that should be the landlord's responsibility |
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C R
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Your landlord owns the property and as you are not legally liable for the damages, he should do the repairs.
Your renter's coverage will probably not cover structural damage any way. |
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XUSAAAgent
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I would say no. It is the landlords problem. Possibly the neighbors policy (should they even have one) could cover it from a liability point of view, especially if it was done by a child under 12-13 yrs old. But that is a stretch. |
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John M
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It's the landlords problem! Your renters covers YOUR property and/or liabilty, and since the door is not yours you have no claim under your policy. |
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mbrcatz
 |
No, the landlord's policy should cover that, subject to the deductible - and your lease might make you responsible for the deductible part of it. |
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