Does state farm punish you and jump insurance rates if they find out about bankruptcy (13 now paid)?

Bought a 2004 Pagsta 97cc mini chopper and was extremely hard to insure for some strange reason. through progressive it cost $269 a yr for liability only!! what to do, afraid to check rates and have our other rates jacked up! we turned in one towing bill paid and already have seen about a dollar increase a month (think reason why) HELP

Porter K	Lori M, For auto insurance the quick method to get a low quote is do a auto policy comparison. Be sure to choose the same coverage levels, you can get an accurate quote to compare against others. Use the same zip code, car make and model, mileage and driving history to ensure you get an apples to apples comparison. To get easy auto insurance quotes, go to http://www.goodinternetdeals.com/Auto-Insurance.html and you can compare the major auto insurance companies.

banks	Most insurance companies will use your credit report during the rating process. Your best bet to get the best rates is to do what is necessary to raise your overall credit score. Another reason for high rates is due to the vehicle itself and risks it represents.

debijs	~~No they will not change your rates due to your filing bankruptcy.~~

car253	It depends on your state. In California Bankruptcy or bad credit does not count. Your premium going up a dollar had nothing to do with your tow bill. It maybe because your paying monthly on an automatic withdraw. For that service, they charge $1.00 a month. Maybe you just never noticed it before. Oh, just for your info, ask them about renters or homeowners or life insurance to get another discount on your auto insurance. Call your agent and ask them to be sure. It could be a number of other things too.

§ ☼ JLG ☼ §	Call and get a quote - unless you tell them, they will not know about the bankruptcy. The agents office can't see your credit report - the system gathers the information and determines where you should be. Even still, writing a MC policy will not affect the cars you have with State Farm. It can't. And, I can guarantee that the towing bill has nothing to do with the increase - it is so small, it is more likely just and overall increase in your area. Call your agent and get a quote - it can't affect your other rates.

mbrcatz	LIFE punishes you for a bankruptcy. It's called, "Natural Consequences". Most insurance companies in all states except California, use credit scoring as part of your rate determination. A bankruptcy will tank your credit scoring.