 What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials? |
| I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???... |
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 My $500 deductable? |
| I have a $500 deductable, its going to cost $300 to fix, why would I still have to pay $500? that seems alittle crooked.... |
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 Insurance without getting bummed? |
| Anybody know where I can get car insurance, as an 18 year old male, without being screwed up the **** and given maddddd quotes. I have one year experience, no accidents, but as a named driver no ... |
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 Can I receive benefits from my ex? |
| I was married for over 20 years before my divorce. My ex husband is 58 years old, and is not retired. However, he does receive a disability check from the government. I know that I can receive social ... |
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 Is going into the insurance field a joke and really even safe right now? |
| I ask this because I have a job opportunity at allstate doing auto and homeowners. However with the coming recession/depression it seems likely that the field will be severely affected and jobs will ... |
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 I know this may seem like a silly question, but can you insure just a body part? |
| my husband is an artist, and I was thinking one day what if (God Forbid) my husband injured his arm. That is basically something that could devastate us financially. Could I insure his arm/hand?... |
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 Does ICICI Prudential handles insurance claims genuinely? |
| I heard that ICICI Prudential is not handling the insurance claims genuinely and they are naive and are worst in dealing death claims and funds settlement.... |
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 Which is the best life insurance? |
| I want a million dollars divided evenly for my adopted 10 kids. Being no matter of which way to self destruct or die.... |
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 Is it legal for a car dealership to charge a salesperson for a customer's bounced check? |
| My mother is an assistant for the top-selling sales person at a local car dealership. It is a reputable dealership, and is one of the largest in the area. A customer of theirs had written a $1500 ... |
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 Will my homeowners insurance cover electronic devices? |
| Recently a bad storm hit and we were out of power for a few days and when we finally regained power I noticed my t.v. does not work properly. The colors seem to be all messed up now. Also I had roof ... |
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 Health insurance benefits...deductible?? |
| Ok I need help explaining health insurance to me. My husband and I (and our son) receive insurance through my husbands work. We have a $400/individual deductible and $1000/family deductible (I guess ... |
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 A guy dies accidentally in your car, are you personally liable for death benefits that exceed the insurance? |
| If a person dies accidentally in your car, can you be held personally liable for death benefits that exceed your policies limits?... |
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 I have an old laptop bought in 2003. was working fine uptill now when my son spilled a glass of water on it.? |
I tried to dry it in the sun, took out the battery dried that too. Now, the laptop does work but most keys of the keyboard dont work. I can only make it work by a keyboard connected via USB.
I ... |
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 What is State Farm Universal Life Insurance Option 1? |
| My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I... |
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MK | ER visit without insurance...how much will it cost me? |
I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood pressure twice, gave me an epinephrine shot, 40 mg of prednisone, 2.5mg of Benadryl, and took two X-Rays of my lungs. I wanted to know how much that would cost me. I am a college student, and I'm not currently working, so if someone could provide an alternate way for me to pay the bill other than out-of-pocket, I would very much appreciate it. |
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mbrcatz
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Well, you're probably looking at $500 to $1000 of retail service.
Best thing to do, as soon as you get the bill, is to call the hospital and ask them to "reprice to a cash price". That could knock it down 50% to 80%.
The only way for YOU to pay anything, is out of your pocket. Or under your mattress, if that's where you keep your money. You can always ask your church or family to pay the bill for you. As a college student, assuming you're not getting a full ride based on your income, you're likely not going to qualify for any "financial aid" at the hospital.
If you DO, you should also sign up for Medicaid - welfare health insurance. But if you're someone's dependent, it's THEIR income that counts, as well as your own. |
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sarah314
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The total ER bill could be very pricey. And there's no way for you to get insurance after the fact.
The good news is that the hospital likely has some sort of income scale that they will use to give a discount on the bill. Make sure that you call the phone number listed on the bill as soon as you receive it to discuss your options.
You'll still be responsible for what's left on the bill after the discount, but if a person has low enough (or no) income then the discount could wipe out most of the bill.
(Again, make sure you call the hospital's financial department as soon as you get the bill...if you ignore the bills for awhile, you might lose your opportunity to get the discount. The hospital system I work for has requirements where the person needs to call within 60 days of an ER visit to be eligible for all the discount programs...other hospitals may have similar requirements.) |
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Insurance Pickle.com
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It won't be cheap. I'd guess a minimum of $1,000, but I'd assume less than $4,000. Problem is with no insurance you're not going to get network negotiated rates. So, it could be even more than that.
As mentioned you could probalby set up a payment plan. When all's said and done you should get some insurance for the next time.
Jeff |
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Bumblebee
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When you get the bill you can usually go back and apply for reduced billing. You'll need to pay the doctors' fees but the hospital will hopefully absorb their costs. Look to $600 as a low figure and $2000 as a higher figure if you didn't call the Ambulance. |
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src50
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Contact the hospital's billing department to work out a payment schedule. If you do not pay, they will send the debt to a collection agency and your credit record will be damaged. |
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katiesquilts
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It really depends on the hospital, based on location, etc. The x-rays will be at least $200 each, unfortunately. Did you go to a non-for-profit facility? They're a little more forgiving, and they usually have a low-income program in place to write off bills. Once you receive your bill, call them and ask if they have something like this in place. |
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