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 Term life insurance would it still pay out in the event off death in less than two years?
If i got term life insurance and a year went by and lets say I was killed in a wreck or a fire or a car i was working on fell and crushed me would the insurance company still pay out since it hasn...


 IS 317.00 PER MONTH CHEAP FOR HEALTH INSURANCE THAT INCLUDES MATERNITY COVERAGE? please answer?

Additional Details
NO, IT IS NOT THROUGH A COMPANY- MY HUSBAND AND I PAY FOR IT OURSELF. AND WE ARE YOUNG, AND IN GOOD HEALTH...


 Need phone no. of AXA insurance agent in Malaga-spain?
I have insurance policy number-29188385-AXA insrance.but no tel. or address.my friend is in hospital in uk ,he is in a coma,so any info. is from yourselves....


 I have house insurance. the deductible is 1400.00 and i pay 700.00 per year. good deal?
...


 If I have replacement cost coverage on my homeowner's insurance, can the co deduct for depreciation?
My house was robbed and I'm dealing with the ins company and they're telling me they deduct for depreciation - BUT my understanding was that replacement cost coverage meant there was no ...


 My husband is a carpenter and needs to get insurance for his business...?
What kind of insurance am I looking for. He just needs basic insurance as he is the only person involved....


 I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?
...


 Loss of use standard per diem?
we had a serious problem with a sears refridgerator. they have agreed to settle the claim (about $30,000), however, we will be unable to live in our home for approx 6-8 weeks. does anyone know if ...


 Auto Insurance, College Degree, and Underwriting?
I am changing to Farmer's Insurance for Auto Insurance. My agent tells me that they will need to scan my college degree for underwriting to process my application and discount.

My ...


 Can I Get Life Insurance For My Dad?
My dad is 62, recently retired and lives in NYC. I want to get life insurance for him so that my mom will be taken care of when he passes away.

The problem is my dad has diabetes, high ...


 What is the difference between usps and ups?
...


 Where these all name brand prescriptions going these days even we have health insurance?
Where these all name brand prescriptions going these days even we have health insurance at work and even people who has medicare+medicaid benefits?Most people these days getting generic brands only....


 Can you go back to work in your field after you have collected on a work disability.?

Additional Details
What if you have collected a lump sum allready in a settlement? You are no longer collecting. Can you then just resume your career as if nothing ever happened?...


 Does anyone know if there is a place where I can find information for all the Workers Comp Boards?
...


 Student job at college-- 20 hrs a week. Am I eligible for health insurance since it is not under 20hr/wk?
I need health insurance. I am a college student. I may have to take a few semesters off so I can get a job so I can qualify for health insurance benefits. My husband is a business owner and we pay ...


 How many homeowners have been denied claims by NationWide and how do they get away with it??
Several Katrina victims have reported that NationWide, after almost a year, denied their homeowners claims. NationWide knows that they don't have the money to appeal. They really know how to ...


 D. What is the big difference between insurance and a security?
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 A Week After Bailout: AIG Execs Take A Vacation?
Just six days after sticking taxpayers with an $85 billion bailout, AIG's top executives dropped $500,000 whooping it up at a swanky California beach resort.

Among the charges A...


 Is an advanced payment from insurance company a "use it or lose it" type of money?
Our home was damaged by fire and the insurance gave us a substantial advance payment. I'm wondering if we should be a little more liberal in spending it, or will it simply lower the amount we ...


 Does anyone have any pointers on selling life insurance or any other life license related products?
...



haufhunter
Employer promises to keep health insurance going for one month after he lays me off and then drops it anyway?
My employer that I was with up until 2 months ago when he laid me off stated that they would keep my health insurance active until the end of March.

The day they let me go just happened to be the day after I told them I had to have a heart procedure done and I would be out for a couple of days. My dilemma is that I did not pay Cobra on account that they said they would keep my insurance going for one more month. Needless to say medical is not cheap and this procedure came in at over $60,000 dollars. Now I have multiple people breathing down my neck. Is there any recourse here or am I just out $60,000 dollars?
Additional Details
Thank you all for your comments. Sadly enough I did not have this in writing. As part of my termination package they paid me one month’s wages. In regards to it being a miss understanding on my part is untrue. The owners and the receptionist all said the same thing that they would cover my insurance for at least one month. This was in order to allow my new insurance a month to kick in. If they had not stated this I would have paid my Cobra and would not be in this predicament. I also would have waited to have the procedure done after my new insurance started.
                     
 




CJ
Wow, that really stinks. The laws about these things are different in every state. If I were you, I would call my state respresentative (senators, reps, congressmen, etc...) and they should be able to lead you in the right direction.

I work for a state senator, and that is the kind of work we do for people.


bostonianinmo
Unless you had a written agreement that the employer was going to pay your CORBA bill as part of your separation package, you have no recourse if you didn't pay it yourself.


SPIFIMAN1
Rating
Unless you got it in writing? You are S.O.L. Sorry dude.


Insurance Biz CT
Rating
I would think that the only recourse you have is if the employer did not follow the COBRA/State Continuation guidelines. Did you receive the notification? Did you respond to it? Has the window in which you are allowed to elect COBRA/Continuation expired? If not, you may still be able to elect coverage, but you would have to pay all premiums due through the end of March.


mbrcatz
As your employer apparently DID send you the COBRA notification, and you didn't pay it, unless you have something in writing from the employer saying they would keep your health insurance and THEY would pay it, you're out $60K.

You'd have to sue the employer, you'd have to prove they offered to PAY it. You see, there could have been a miscommunication here - the employer could have been thinking that the COBRA they offered was the insurance they were talking about, and that you'd just pay it. And YOU were assuming that they'd keep you on their group policy. If I were the employer, and you were suing me, that's the defense I'd use. And heck, it might be accurate.

So, I really don't think you'd have a strong case for suing the employer for the uninsured medical costs.


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