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 I had an ins claim due to water damage to a storage bldg. Co is cancelling my ins on Dec 5. What can I do?
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 Precious Insurance?
How much should I spend a year to insure jewelry?...


 What medical insurance options are there for foreigners traveling in the US?
Is there any medical insurance plan (international?) that would provide coverage for US medical expenses, in the case of a foreigner?...


 Can I use term life insurance instead of PMI?
I have to close tomorrow and my good faith estimate has me paying $500 for PMI, I am in Texas, can anyone explain this for me?...


 Claiming insurance? I have lost my engagment ring. But I don't have proof of how much it cost. ?
I have personal belongings cover on my home insurance up to £3000 the ring cost £2700. can I claim????? Please help!...


 How much money does AIG need?
...


 Is there a website that lists the types of health benefits that major U.S. employers have?
You can't ask this kind of question to the employer because it kills your chances of getting hired. I would like to find out what employers have health insurance that would cover gastric bypass ...


 I'm pregnant withno insurance and my husband makes to much to recieve medicade. we can't afford to pay for it
What can we do????...


 How can I make a claim to Medicare when the doctor does not mail any kind of insurance claims for his patients
I moved from Alabama to Missouri. In Alabama, my doctor submitted all insurance claims including Medicare. I don't know how to start to make ...


 Surgery without insurance?
My husband broke a bone in his hand and has to have surgery to fix it. We don't have insurance and no doctors accept payment plans. His income is to high for any kind of gov. aid and it cost $3...


 What are the odds that my wife will be denied Kaiser Health Care covereage?
I applied at Kaiser for my wife's health coverage and they said it will take 2 to 4 weeks as the application is under review.

My wife is 25 years old and has no medical problems.
...


 Who plays Flo in the insurance commercials ?
Where can I find a picture of the actress who plays Flo in the Progressive commercials?...


 Where does the Unemployment benefits actually come from?

Additional Details
Did I actually earn them....


 Is there a law in NYS that says all health insurance companies are obligated to pay for a home birth?
I am having a home birth and want to find out if my health insurance company is obligated to pay. When I call them, they give me no answers. (Empire Blue Cross) Someone told me there was a law that ...


 Health insurance advise; have member id, not in system???
My company changed group insurance from one company to another with an effective date of 2-1-08. As of today, I still have not recieved a card or anything. Yesterday, the broker sent me over a page ...


 How much do you pay for your home owner's insurance?
I am doing a survey and this would really be helpful for me.

Please let me know how much you pay for your home owner's insurance.

If you pay monthly or yearly.

T...


 Could u pls list out the life insurance companies in india on performance basis?
i would like to have list of life insurance companies in india with its performance details for a PG Diploma project ...


 How do you find out if an old insurance company still exsists?
my father in law passed away and had a life insurance taken out some 68 years ago. we are trying to find out how we can cash in the policy as we cant find out any details of if the company is still ...


 My wife has $60k debt from her personal credit cards. Will I be liable or my house at risk if she can't pay.
...


 Patient deductible?
patient has a 100.00 deductible which has not been met. his charge at the doctor's office is 225.00. his insurance ia a 70/30 policy. how much
should he pay at time of the visit ?...



davidw5748
Errors and Omissions insurance for a new brokerage?
My problem is pretty simple, and yet is turning out to be surprisingly difficult to solve. I am turning to all of you for your experience and help.

I am planning to start an independent insurance brokerage in California. In order to do that, I need to be appointed, and in order to be appointed, I need E & O.
There is of course no shortage of E & O companies in California. What I am having an extraordinary amount of difficulty in, is finding one that will insure a NEW brokerage, that doesn't have 1 year as an established business. I know there must be one out there, or there would never be any new agencies in the state.
Can anybody tell me what company to shop with? And maybe some insurance companies in this state, that appoint agencies with less than 1 year established?
Really, any information at all that you can give me will help - there are surprisingly few resources online to teach someone how to start a brokerage.
And please don't answer with "Don't start a brokerage."
Additional Details
To clarify, I am asking if anyone can send me a link to an insurance carrier that will provide E&O for a startup brokerage.
And "sheetal y", the link you sent me to was a life insurance company. They do not provide E&O, thus that link was useless to me. Thank you anyway.
Come on folks, help me out!
                     
 




Sue
Rating
Have you been working a long time in insurance? Have you been licensed for a few years at least? If yes, submit your resume to the agent looking for E&O for you - see if that will help. If the answer is no to these things, you may have a difficult time getting E&O. Have you tried a surplus lines carrier? If you have been licensed & working in an agency, you have a working relationship with some companies & they may be able to help you or send you in the right direction. Or, another route, see if you can get appointed with a direct writer.


mbrcatz
Contact your local branch of IIAA - they'll be able to steer you in the direction of a carrier that writes in your state, that will do a new agency.

www.iiaa.org


Mikhail Portnov
Aragon-Haas brokerage specializes in E&O. They are the best I know. Just go to their web site (http://aragon-haas.com ) , find the phone number and askfor Sindy


Dallen B
Rating
Help me understand this a little better: you are opening a business as an insurance broker and you are asking this kind of questions? What qualifications does California have to become a broker?


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