 Are AFLAC policies a ripoff? |
| My company offers AFLAC as an "employee paid" benefit. I find their package confusing and hard to figure out. My first reaction is that they are very expensive for the limited coverages ... |
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 I have a leasehold flat and the freeholder is supposed to be paying for the building insurance? |
I don't think they have and it is written in my lease. Do I have a claim and can I sue them? I need to claim because my dishwasher leaks and has damaged my laminate flooring. Thanks
A... |
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 Insurance question, sent check, i spent it? |
| My health insurance company sent a check to me for the amount of the my hospital bill (well some of it) for when I had my daughter. My husband and I needed extra money so we used some of it for other ... |
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 I have a life insurance question? |
| how do I get life insurance on my BF? or do he have to get one and make me the beneficiary?... |
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 Help! Incorrect Insurance Billing for pregnancy? |
| This is making my husband and myself crazy! I am 6 months pregnant and the Insurance Handbook clearly states that all my prenatal care is covered, with the exception on the initial $30 co-pay at the ... |
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 I need to get rental insurance, where should I look and what should I look for? |
the only thing i am worried about is my computer, books, and flood.
and i have never bought insurance before so i don't get all the terms.... |
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 Home insurance... am looking to be covered on the inside and outside of the house, where do i start? any ? |
any advice on who is best company to be with and not to expensive!! all answers would be a massive help! is contents in or outside the house? and how muchcover contents would you put down.
... |
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 How do I get out of an HMO I am enrolled in...? |
| I just got my first paycheck of the year and I am paying almost double what I paid last year...398 dollars a paycheck for coverage...what can I do to get out of this...My open enrollment period is ... |
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 Will any doctor who accepts medicaid see me before i get my card? |
| will any doctor who accepts medicaid see me before i get my card? i had a miscarriage and i am pregnant agian and want to get to a doctor asap to see how things are going. i am six weeks and 2 days.... |
|
 "can i take out term insurance at my age? I am sixty-nine yrs ? |
| Since the insurance company are so restricted is it possible for me or anyone older then dirt-take out term life insurance???,thinks for any answer!!... |
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 I am looking to switch Auto Insurance companies, and would like to hear some experiences ? |
| that others have had with other insurance companies as policy holders. Right now Liberty Mutual has given me the best price. I am currently with Allstate, and will have to sell a kidney to pay them (... |
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 Can My Car Insurance be cancelled for failing to provide my fiance's information? ? |
Here's the deal, My fiance does not drive my vehicle, and has her own.
We are not married, but ever since my insurance co found out I was engaged, they have badgered me for her s.s.# and ... |
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 So WE have to pay thousands??!!? |
| me and my mom are a little confused. we were in a car accident about a year ago. the insurance company finally agrees on an amount. well, let me just show you what the letter says from out lawyer. it ... |
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 Negotiate settlement with own insurance co under uninsured driver policy? |
| After being injured by an uninsured driver, the uninsured policy on my own insurance stepped in and paid for the medical treatment. Now they have made an offer for settlement that includes pain and ... |
|
 Travel insurance? |
i need single trip insurance which lets me take part in volunteer work abroad.
most travel insurance companys online and through the online quotes do not give in depth enough detail which shows ... |
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Tanner | Excessive ambulance bill? |
I was charged $2,000 for a 4-mile ambulance trip and my insurance paid $500. Now the EMS company wants me to pay the balance. I think the charges are ridiculous and I wonder if they would write off the balance since they already got some money out of my insurer. |
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halestrm
 |
See my answer to your first question. This is not unusual, and you need to check with your insurance company. If you post your city and state I will find the rates for your area. |
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TaxGurl
 |
This sounds pretty standard. My dad was a hospital administrator for years and he once told me that simply starting the helicopter engine was a $1000 bill for the patient. The helicopters were expensive to operate and they were happy to pass the costs on to the patients.
However, there is always room for negotiation with medical bills. Check with your insurance carrier for the details on your policy. It seems unlikely you would have a 25/75 split with them but they may expect you to pay a portion of each bill. Maybe they can provide you with the reasonable and customary charges for ambulance service in your area. |
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ericbryce2
|
NO sh*t, that's like $14.00 a foot. That's outrageous. Those bastards charged me once almost that much for a trip that was more like 4 blocks. Tell them when you called they misunderstood you and that you were not interested in buying the ambulance just riding in it.
Some ambulance services have a deal where you can become like a member and you pay a yearly fee. Then if you use the service and you have insurance, they will still bill your insurance company for the full amount. I wouldn't pay it. Screw em. |
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MoNoPoLy
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when my dad got in a car accident the airvac company wanted to charge 12,000 for airvacing(sp?) him to the hospital about 20 miles away. I dont know what you can do but my mom got the company to charge only 8,000. |
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katiesquilts
 |
Your insurance paid only $500? Did they process it at a non-preferred rate? Some policies consider ambulance services one of those services that are catch-as-catch-can, so they are always paid at 100% after deductible, since so few are preferred providers. Check your policy and find out if there's a way to get your insurance to pay more on it. |
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butch
|
having a membership with the ambulance service has privalges - they accept what ins pays them as payment in full
non-members has to pay whatever ins does not |
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