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 Health Insurance Problems / Not Insureable / Ga. Resident?
I am a resident of GA. My job no longer offers health insurance and I am not married. Anyone have any ideas. I cannot get health insurance becuase I am deemed un-insurable for past problems. PLEASE...


 Help with insurance?
okay i am getting insurance at work and there are 2 plans one is 8.75 a month and does not have supplemental inhospital surgery or maternity coverage and the one that is $13 dollars does. what should ...


 Do you think that insurance is the closest thing to legalized fraud????
It now costs over $400 per month for the average group medical plan that has a $500 deductible and then only covers 80 percent.

Say you have a major trajedy, your still screwed, you'...


 If i get fired will my company discontinue my health coverage right away?
...


 Insurance will not deal with me since i am and was not the primary insurance holder?
...


 Why are we offered discounts on insurance, etc. if we purchase it online?
...


 Auto accident not my fault, how will this work out?
I was in a wreak Monday. This guy failed to yield at his yield sign, then he illegally crossed 3 lanes of traffic to get to the side street across the main street. Here's a drawing of the ...


 What if every American had Health Insurance?
What would it do to costs? What would it do to quality? Would there be a shortage of Healthcare workers?...


 Can I sue Paypal in small claims court in Virginia ?
...


 How much life insurance do I need, can I be overinsured?
Lately, I've been thinking alot about my death, I have two sons and I don't want my passing to leave them in debt, in fact i would rather they both ended up with something. I have a policy ...


 Insurance, Void or Not?
I live in a Listed Building owned by a Housing Association. Entry is gained via secured doors. One of these doors has been broken for several weeks, allowing anyone to just walk in. The Association ...


 I recieved mails from someone i don't know,he wants to know some info about me to inherit me fund.is it true
...


 I need a social security card replacement for my son?
I need to get a replacement card for my son....


 Hiring 1099 contractors that are not insured?
I hire friends and some of their friends to help set up events. Each event is different and these guys work for multiple companies not just mine. I have them sign a Independent Contractor agreement ...


 $70,000 medical bill! HELP!?
I have a friend who was in an ATV accident a few years ago. At the time of his accident, he busted up his arms pretty bad and had to be Mercy-flighted to Buffalo NY. He did not have health ...


 Can i qualify for medicaid if i'm NOT pregnant and still live @ home?
I'm 23 and graduated from college in june, but cannot find a job with medical benefits. so i currently work a part time job for minimum wage and live with my parents.... but when i graduated, my ...


 Is it fraud?
Is it fraud if I had my car damaged by someone else and they want to pay out of pocket for it, and I get an estimate and they pay me, but I don't get it fixed. Is that considered fraud?...


 Does anyone know anything about working for primerica?
I am looking into working for them or some other. just seeing if anyone has any experience with them....


 Medicare Health Insurance Question!?
My Grandmother has a medicare health Insurance card.
It says effective date 10-01-1992
Is Entitled to Hospital part A Benefits only

Do you think this card is still good? Can She ...


 Is renters insurance worth it?
considering getting rental insurance but is it worth the monthly payment? since i'm renting, i assume the owner has homeowners insurance, and wouldn't that cover us in case of emergency?...



RAINBOW
Flat upstairs has water leaking into mine?
which has in turn leaked into the flat below me,we all own our flat's who is responsible for what insurance wise?
                     
 




Casino Rob
Rating
Unless your neighbours have been negligent in some way then you should submit a claim via your own insurance. If you believe that your neighbours have caused the damage through negligence then you should ask for their contents insurance details as this policy will include public liability cover.


amust2407
I would suggest turning in a claim to your insurance carrier. Since I don't know which state you live in, it would be impossible to tell you if the other person could be held liable. If your insurance company thinks someone else is responsible for the damages, they will subrogate against them to collect the money they've paid out on your claim. And unlike what a previous responder said, most insurance companies won't increase your rates if a claim is not your fault.


glencat67
Rating
CONTACT YOUR INSURANCE COMPANY THEY MAY PAY OUT TO YOU BUT THEN THEY WILL CLAIM IT ALL BACK FROM THE COMPANY THAT IS INSURING UP STAIRS. WITH HOUSEHOLD INSURANCE THE PREMIUM DOES NOT GO UP IF THEY MAKE A RECOVERY OF THEIR MONIES. NOT YOUR FAULT AFTER ALL


reynoldsbarry
Rating
the owner of the building, due to the fact that it came from one of his flats. providing of course thy are rentals, if not I hope the upstairs tennant has a good insurance policy to cover all three


bill.oreilly@btinternet.com
You should contact your insurance company and make a claim, if appropriate. If they want to claim against the insurance company of the person upstairs then it's up to them.

You can try to sort it out yourself with the person upstairs if you want but you pay your insurance company to deal with these hassles!


philhoonoseitall
This is a building insurance claim.
As you are all in the same block of flats , you will all be on the same policy.
That policy will be held by the landlord, so contact him to make a claim.
It is the landlords responsibility to insure all the flats in the block for buildings insurance.
But your individual responsibility to insure the contents of each of the flats.


phedro
the flat up from you is responsible and their insurance will need to pay out. Try to keep the discussions friendly though, it makes it all a bit smoother.
Don't contadt your own company as they will see this as reason for claim, even if you don't claim, and your premium will go up.


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