I've a rather old laptop & had been thinking to buy a new one. Up until recently this laptop had been working OK except that it's been hanging up every now & then while using. Local PC repair shop couldn't do much about it & the only option that I was recommended to was to falsely claim it being damaged as a part of home content insurance.

Since I've never done such "fiddling" with insurance, I felt less comfortable but seeing this being the only option of either getting it repaired or getting it replaced, I'm inclined to give this "fiddle" a go, with my insurance claim.

I've already reported insurance company that I've had laptop dropped accidentally on the stairs while taking it upstairs, they've arranged their company to have my laptop collected & get it inspected.
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So far I’ve mentioned about the “real” problem of PC getting hanged up after a while, however, just to be more certain of it getting “replaced” rather than merely “repaired”, I wonder how exactly could I damage it further. Now, since I already mentioned to the insurance that there’s no visible damage (mistakenly, since I initially called to “inquiry” & hence wasn’t prepared enough to “lie”, at that stage), I wonder if I could NOW do anything that could cause damage “internally” & hence is NOT physically visible. If so, how exactly could I cause “internal physical” damage to the extent that the laptop become BEYOND REPAIR & hence could be considered for “replacement” & not “repaired” ???

Speaking of such “immoral” & “unethical” way of claiming insurance, is there anyone around brave enough to share their experience with people around ???

Is anyone around technically inclined to the extent that he/she could possibly point me in the right direction ???