 Looking For Cheaper Car Insurance Quotes? |
| I am trying to beat my best quote so far and I wanted to ask if anyone knew of anyone I could try or some brokers who could get the price down a bit for me.... |
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 Disability Insurance Regulations, or good sources for reading about them? |
| My mother has recently been having problems regarding her short term disability insurance, and I am wondering about the regulations on such insurance policies, because for what they are doing to be ... |
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 What is the expense to income ratio needed to qualify for Michigan Medicaid? |
| My expenses exceed my income by $200 to $300 a month, yet I have been turned down twice. I can't get an answer from my case worker. All I get are form letters telling me my expenses don't ... |
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 eBay help!!!! package i send got damaged during delivery ( insurance was added )? |
| Hi, I sold a ps3 on eBay and used USPS ( United States Postal Service ). the value i sold it for was $232 shipping which was $15. i added insurance which was $4.70 i believe. okay so i sold it in ... |
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 What happens if you lie to an insurance company? |
| I covered up for my boyfriend telling his insurance company we were just driving and got into and accident, we nearly died because actually he was driving wreckless and speeding. and we don't ... |
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 Picking out life insurance for myself and family -- help? |
| We have all decided that life insurance is a good idea for each person. But because we are all different, we're having trouble finding a good company. And yes, I know that meeting with an ... |
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 What company has the best life insurance for the best rates? |
| Needing personal insurance and not the kind that pays you back or withdraw from it, too expensive. Talking about 250k to 500k for about 20-30 month?... |
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 Where can I get affordable health insurance? |
| I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage ... |
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 Are we liable? opinions please? |
| Right outside my house this morning there was a wreck. A guy ended up in the brushs. Well he said that our dog was in the road so he swerved to miss her and ended up in the trees. The driver got took ... |
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 Cheapest Auto Insurance Possible? |
| I am a college student living on campus and want to have a car but will not be driving it much at all. I am just looking for the most basic and least expensive auto insurance I can find. I am 19 with ... |
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 Is it true?Is there a proposal to fine people without health insurance? |
On my wait out this morning I heard something about a proposal to fine persons without health insurance?
I heard only this partial claim as I was leaving this morning with more after these ... |
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 are there insurances in the spatial industry ? |
launches are not the most reliable things on earth, and payloads are reaaaaaally expensive... so how does it work ? are there some insurance companies that would accept taking such a risk ?
A... |
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 Is there a way to still get health insurance? |
| I missed out on enrolling for my benefits at my current job and I can't enroll until november. So I was wondering if there is a way to enroll into other health insurances out there. If that... |
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 Has anyone ever had life insurance that really cheap? |
| I want to get life insurance on me and my 2 kids. can anyone help me?... |
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mpatricia25 | Full coverage on a 2004 Pontiac GrandAm, is it worth it? |
I am currently paying for full coverage insurance on my vehicle but unsure if this is financially a good idea. My car is a 2004 Pontiac Grandam worth about $5,000 in Blue Book. Has good mileage (80,000) runs ok but not excellent and has a few bumps here and there aside from normal wear and tear. Your thoughts? |
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mbrcatz
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Can you afford to pay $5,000 for a new car, if you get hit by an uninsured driver, or if your car gets stolen? If so, then you don't need full coverage. If not, you need full coverage. |
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onthefasttrack
 |
yea if you like the car and if the car is payed off I would see what it will cost you a year for full coverage compared to minimal coverage . Remember bullshit can happen anytime, I had a 2007 volvo s40 with only 20,000 miles on it for little over a month and some 73 old *** hit me doing 60mph and totaled my car and I am still in physical therapy and my medical bills have already got close to $100,000! So it is really up to you and where you live, if you live somewhere there is a lot of snow I would for the snowy months! |
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Gabriel
 |
Two things to think about, 1. how much will collision and comprehensive coverage cost? and 2. could you afford to replace the car on your own if it were totaled or stolen?
For question one, if the coverage costs as much as the car in a year to a year and a half, then you're probably better off without it.
For number two, if you can't afford to buy a new car but you could swing the payments on collision/comp coverage, then forget about the answer to question one. You need the coverage.
If you're stuck and you really just have to make a judgment call based on your financial situation, go for comprehensive instead of collision and drive extremely carefully/defensively. |
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Mario P
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There are a few things to consider and ONE is are you a good driver. Two is there high auto thefts in your neighborhood.
If you're always getting into accidents & cars are being stolen left & right then you may want to keep the full coverage. You might want to consider taking higher deductibles (where you assume more of the risk, but pay less) as well as making sure that you have every possible discount available through that company.
If auto theft is low & you're a good driver you can potential save the money by dropping comp & collision.
If you havent' done so you may want to shop around for insurance; visit http://INeedHealthCareBenefits.com. They have sites available that will provide quotes for all types of insurance. You can submit a request for a quote with as many sites as you'd like.
Good luck to you |
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