Fully comp on my insurance and had my car 3 wks it got smashed up and is a write off no v5 will they pay me?
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 mbrcatz  |
OK, this question is mostly incoherent, so let me tell you what I think you're asking, and what the answer is. You had "full" collision and comprehensive and liability insurance on your car, which was three weeks old when it was declared a total loss. Will they pay the loan off? The answer is, only if you purchased "gap" coverage on the car, to cover the difference between the loan balance and the book value of the car, which is probably a pretty wide gap. |
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 MrQ1979 |
The main problem is the lack of the V5 log book. Without this, you have no way of proving you own the car. However, to get insurance, you must have had to provide details so they should know that the car is yours. Legally though, the car is not yours until your name is on the V5 log book. |
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Nimbus |
They will pay up although they will need to have the V5 |
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richard h |
You should be able to contact the DVLA who will have details of ownership of the vehicle and ask for a duplicate of the V5. But basically without the V5 you are screwed as before the insurance company payout they will ask you to submit all your documents and keys. |
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 India 55  |
As long as its registered to you and there are no 'dodgy' circumstances then yeah, thay should pay no prob |
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justhinking |
SORRY I DON'T KNOW WHAT V5 IS. |
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