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 Will the insurance go up?
I was diagnosed with a mild asthma a couple months ago. I am now on a continuous treatment of two medications and an emergency inhaler. I am in my late teens, so I am still a dependent for my ...


 Is there anyway my mom can get medical insurance with a pre-existing condition (cancer)?
She doesn't qualify for any social services (such as medicaid) and doesn't have enough money for chemotherapy. Hospital is already going to sue her for her bills that she has no way of ...


 When u get cigarette promo items/coupons at a bar and they scan your ID does it get back to your insurance?
I was out at a bar and got a free lighter and they scanned my license... will this ever get back to my insurance co. or my employer?...


 What is the going price for workmans compensation insurance?

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Janitorial B...


 Steps to getting your life insurance license in CA?
I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is ...


 How do i claim life insurance for my mother after my dad has deceased?
My father has 2 different life ins policies, when calling bankers life they said they need the original policy. One of the policies was over 50 years ago, no way i will find the original. Where do ...


 How do i cash a four year old insurance check that was forgotten about?
...


 I am going to have surgery in the next couple of months and do not have disability coverage at my current job.?
I am leaving my job in a few weeks to prepare for the surgery so I won't be freaking out afterwards. Now b/c I do not have disability at this current job, what about disability that I've ...


 High risk occupations??
What is the highest and lowest risk occupation band for insurance purposes??
I've heard that engineers are lowest and journalists are the highest, this can't be true??????
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 I just got my property and casualy license and was wandering if i should get my life and health also?
i'm wandering if both of them will benefit me , and would it be better to get them and open up my own company as soon as i get enough ...


 Does my employer who recieves a group rate for health insurance have to offer it to me?
I have been at my job for 2 and a half years and both my boss, his wife and son have health insurance through their business at a group rate and all three are employees, but they have not offered it ...


 Significant other health insurance?
My significant other's employer offers health insurance for domestic partners of the same sex, but not for partners of different sex. This would seem to be discriminatory? Any thoughts on this?...


 Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want ...


 If you work part time at mcdonlds can you still get benefits and health insurance?
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 Best insurance?

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just stared a new business and need to know what insurance company is ...


 Have you saved up to weather 6 months of economic hardship? Like loss of employment.?
...


 Can an insurance company deny my family health care because I'm pregnant even though I'm not in the plan?
I have my own health insurance and my husband and kids were looking at health insurance just for them, and because I'm pregnant they were denied even though I would not be on the same plan or ...


 I dont know how to claim, Please help!!!?
Ok, I am 19 years old, I was married Novmeber 18th,2006 and I turned 19 Oct.11th, 2006. I lived with my mom until november 18th, and was on her health insurance ect.. and once i got married and moved ...


 My mother And I have been taking care of my grandmother who is 92,24/7 Am I able to take out life insurance?
Can I carry a lfe insurance policy on my grandmother?...


 Our financial advisor is telling us to get permanent life insurance, is this a good idea?
My husband and I are 24/26 and in great health. The payout is $250K each if we die and there is a cash balance that we can pull out after 10 years. It will cost $63/month for me and $78/month for ...



SCUZE-ME
Getting paid cash under the table?
My 18 year old son just took a job as a painter/maintenance man that pays him $15 under the table working for a guy who owns quite a bit of property. I feel very leary of this. Not to mention the kid needs medical insurance. The police station called today and offered him an interview for dog catcher but he turned it down. What do you think?
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Grrrrr....I'm so mad at that kid!!
                     
 




Gem
I think he is crazy.

A government job with pension & benefits, vs a cash job where the money ends if he gets hurt. He will regret his decision when he is forty.

Now, is his job really "under the table"? Is he paid in cash? or check? Checks are traceable and his boss could end up issuing a 1099 at year end, then your son would HAVE to pay his 15.3% social security PLUS state and federal income taxes, as he would be considered self employed. Plus, without declared income he can't get a loan, or an apartment and legally he is still obligated to pay the IRS.

I feel for you as most 18 year olds think they know everything and they often don't find out they don't until it is too late.


Jason S
Rating
Well, people get paid under the table all the time. That does not make it right, or even legal. Tell your son if he gets injured on the job and can not work, he will get next to nothing from Workers Compensation because he does not have any proof of the amount of money he made. $15 an hour tax free is a great deal until something goes wrong. I'm sure there are other painting companies that are looking for employees and are willing to do things the right way.

Just don't tell him he HAS to, because he will do the opposite lol!

Good luck!


anaise
He may need a vocational assessment to get him going in a better career path. Start at the local college.


dolphinfan
Rating
Hello I would say good for him when I was eighteen I had an under the table job in my families cabinet shop and the worst decision I ever made was to try and grow up and get a real job which I got injured at and has now had me out of work stuck in the system with no pay for 2 and a half years I say staying out of the system is the best thing you can do you will be far happier that way and just because you have medical doesn't mean they will pay.They have tried everything to not pay me even claiming fraud when the doctors say I cannot go back to work you would think after 2 surgeries on my face and shoulder surgery tons of mental and physical rehab they would have no case but they are trying.So tell your son to stick with it as long as he's happy cuz once he does change jobs he won't be not to mention taxes and how they take money straight out of your pay for the benefits.


rogue
I doubt your son would be getting any benefits even if he was paid above the table. If he gets laid off he will not be eligible for unemployment benefits either. You don't say why he turned down the interview for dog catcher but sooner or later he will be let go by this property owner or he may find a person willing to do the same work for less than $15/hr. This is not a career path with any future and the sooner he realizes this the better off he will be.


mbrcatz
Rating
I think he's nuts to turn down the dog catcher job. Regular pay, decent benefits, AND, it's legal.

People who work under the table usually end up regretting it - either by having injuries they cant' get covered, or no benefits, or some such.

Employers that are willing to screw the government by hiring under the table, are usually ALSO the kind willing to screw the under the table employee. Then the employee starts squawking about things not being "fair" and not having any place to turn to . . . well, they EARNED it!!


Yo' Mama
This is bad, bad, bad! If he gets injured on the job, there will be no workman's comp. If he loses his job, there's no unemployment. And, obviously, there are absolutely no benefits of any kind to protect him. Just because your son doesn't want to pay income taxes, he is going to get the short end of the stick. The employer gets off scott free without having to pay employment taxes--which ultimately would benefit your son under certain conditions--unemployment insurance, medical or any other benefits. It's unfortunate your son turned down the dog-catcher job but maybe he just didn't like the nature of the work. I suggest he keep looking. I'll bet there are other property owners out there who would love to have a maintenance man and would be willing to pay him on the up and up. Anyone who would cheat the government in his business, wouldn't think twice about cheating his employees.


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