 What does Umbrella insurance really buy for me? |
Already have pretty good coverage on auto (multiple cars), and home (one). Do not own commercial property/business, etc.
Under what scenario does umbrella coverage really kick in, and in the ... |
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 How is your experience with progressive auto insurance? |
| they seem to have good rates and all from the places ive looked so far and everything but really im still new to this so is their coverage good? ive been on my grandparents insurance which is state ... |
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 Health insurance? |
| need a good policy and agent, self ... |
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 Insurance on exhusband? |
| My sis has life insurance on her exhusband, they got the poilcy when they we married he is remarried and the insurance company tells her the policy is still good, her son is also going to benfit from ... |
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 Is it safe for a person to go into business with pre-paid legal services? |
| Even though u have to put up money in order to earn i see the profit for it in to long run....i think....... |
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 Do Insurance companies give you money if you totalled a car in a DUI? |
| One of my friends just bought a 16,000 dollar jeep liberty and she drove drunk and TOTALLED it....she got charged with DUI....will her insurance company still cover it? She had full coverage. She ... |
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 Is my real Father allowed to still hold a life insurance policy in my name now that I am over 21? |
| My parents are divorced and I have no relationship with my father. He took out Life Insurance Policies in my name and my brothers back in the early 90's. We are both now over 21 and have ... |
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 How do I find out if I have money coming to me from a long ago life insurance policy? |
| My Great Aunt bought me a life insurance policy on me at age 13, I dont remember the name of the company and she is long dead. Is there a way to find out if I have money coming to me from it being ... |
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 Another life insurance question, what should I get? |
| I'm a single 44 year old female with a 20 year old daughter who lives at home and attends college. I'm employed full time and have the life insurance offered at work. The insurance at ... |
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 What is disability insurance? should i buy it? |
| a guy came to our company today and talked about disability insurance, but i'm in good health and athletic. should i have it?... |
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 Cheap car insurance.? |
Just insured my olde 2.3 go faster Volvo - for £145 with RAC, group 16 though mind but, fully comp, £100 excess.
I'd been on RAC web-site, and others, but Elephant was my best ... |
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 Is it true that insurance companies will cut you off if you are not a full time student taking 12 units? |
| my mom is telling me this but i feel as if its a lie...I'm 17 will be 18 next month and supposedly once i turn 18 the insurance company will ask for my classes to see if I'm taking 12 units.... |
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 How do I find out the previous owner of my houses insurance claims? |
| I know there has to be a way, I know you can do it with cars and tell if they were in accidents so I would assume there has to be some way. Please help. Thanks for taking the time :)... |
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 AIG is not good insurance? |
| my vehicle was stolen a little over a month ago and was recovered, aig said they would have to investigate....well they sent out a investigator to speak to me now they want me to talk to their ... |
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 I am looking for buildings insurance for a house I am buying.? |
| I am concerned about the question that says if I have made any claims in the past 5 years. I have had insurance for houses since 1968,and only claimed once in the 70s,when a chemical factory blew up. ... |
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nimesh | Give me the details of HDFC standars life insurance,birla sunlife insurance policies for individual? |
I am looking for life insurance plans. i am 23years old . |
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satheesh
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It is not the companies plan but what you plan for your future is that counts. your age you have provided. then there are other thinks. how much insurance you need. how much premium you have to afford. your family , are they dependent of you? explain all these and ask for an advise. the ULIP policies are having high risk. so when you go for them go for a long period. be expert in switching between funds. and select the one with minimum charges and good investment portfolio. Means there is no difference in me or you buying SBI shares but difference is there me buying sbi and you icici shares. |
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Rumit S
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for all the detail on policies for individual of all insurance company
just click the link http://www.zibika.com/a/insurance |
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vishu bharal
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HDFC YOUNG STAR PLUS, INVESTMENT PER YEAR, 12500RS OR 1500RS PER MONTH, U CAN CHOOSE ANY MODE FROM THEM 1500 OR 12500 ANNUALLY,
IN THIS PLAN INVESTMENT SHULD BE FOR MINIMUM 10 YEARS, AFTER WHICH U GET 30000 AND ABOVE AFTER COMPLITION OF POLICY, YOUR TOTAL INVESTMENT WOULD BE 125000RS AND RETURN WOULD BE RS 300000 OR MORE,MINIMUM 300000 U WOULD GET, FOR MOE U CAN CALL ME 09350479971 |
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Vinod S
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Hi, ULIPs are safe if u choose DEBT fund but returns are very low so its not a good instrument ,if u choose equity fund then risk is high and return is based on market conditions and there is a chance to loose all of ur investment , the only feature is insurance coverage.HDFC SLIC offers different type of ULIPS like Endowment plus11 , pension maximiser 11, youngstar plus11 e.t.c
Before investing u must read the charges of ULIPS , usually the charges are
1, allocation charges
2, Fund Management Charges
3, Surrender Charges e.t.c......
Example = HDFC SLIC UNITLINKED YOUNG STAR PLUS 11
Minimum investment
Monthly 1500/- or 12000/- annualy
Charges (monthly mode)
First year 66%, means ur total investment in 12 months=1500*12=18000/- but ur account shows only 6120/-
(RS 11880 first year allocation charges)
Second year 13%
Third year onwards 8%
These charges changed based on mode of payment and amt of premium
So when ur going to invest first study about charges.
I suggest u , dont put ur money in ulips, invest in bluechip shares with the help of good advisor and take a term insurance plan for insurance coverage( if u spend 3000 pa u will get a coverage of 10 lakhs including critical insurance coverage) |
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annjee
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buddy I have been investing money in different insurance companies but I think for an Individual HDFC SLIC Young Star Plus II is the best, with min premium of 12000/- (Annual) and you get 5 to 40 times life cover and critical illness benefit and also WOP |
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