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 Does a public liability insurance cover accidental damage to a proprty that i have worked on?
i am a self emplyed builder and carried out some work for a client and accidently spilt some resin on imprinted concrete and i want to know if i can claim through my public liability ...


 Car Insurance vs.Health Insurance?
I was in a car accident a few months ago. I was at fault 100%, so my insurance company paid for the property damage but the amount for bodily damage is set too high by their attorney.Does n't ...


 Does unitedhealthcare insurance cover fertility treatment?
i got it but i don't know....


 Schools insurance question? they obviouslyhave to be well insured public liability i should think?
but is it true that the school is uninsured during the school holidays?...


 Is there any other insurrance for her?
my neice has alot of medical problems, she has severe asthma, she also has major learning disabilities, she is 14 and at about a 6 yr old level, she is in EMH classes at school she was receiving SSI ...


 How do I find out who my neighbor has his home owners insurance with?
...


 What expenses are involved in fixed and variable annuities? Are they less than with mutual funds?
How does the insurance company make money from annuities?...


 I have All State Insurance...will it cover me if?..?
will it cover me for THE FIRST ACCIDENT if my name is not on the policy? My dad's name is on it ...


 Can a person on Federal Probation buy life insurance?
Can a person that serve time for marijuana conspiracy have a life insurnace policy?...


 How much does getting a traffic ticket add to your insurance?
I literally just got a ticket for supossedly driving 48 miles in a 35 zone. It is $132.50. How much do you think this will increase my insurance? I have never gotten a ticket before. My husband ...


 Doctor's appt. but I don't have medicaid yet.?
I was supposed to receive medicaid by last week but they called me and said that they needed info about my student loans, which will take a little to process. I have an appt. on Wednesday(I'm ...


 What´s the meaning of "property and casualty"?
property and casualty ...


 Pregnancy Pre Exisiting!?!?!?!?
So I have had my individual health coverage plan through Anthem for 2 years. When I signed up for my plan, I specifically asked the agent what would happen if I became pregnant. She told me that I ...


 Son may have been left insurance money, how to find out?
My son, who lives with me full time had his great grand parents die with in a years time. Since then my Ex-wife (who he has not seen him more than twice in the past five years, and barely scraping ...


 Insurance claim mis-information?
So, my car got pranged in a supermarket carpark, the other guy disappeared before I returned to the car.
Phoned the insurance company. They said that my 7 years no claims would reduce to 5 but ...


 I was in a car accident and I did not have insurance at the time (I do now). The person i (more in details)?
The person I was in an accident with is taking me to court to try and get $3300 for the damages. Now I know his vehicle is not worth more than $1000. Could that mean that I can pay the price that ...


 Who knows about V.U.L. insurance policys?
I went to a financal planner wanting to start a retirement account and he keeps pushing this life insurance. Whats it about?...


 Life insurance after positive drug screen?
My husband tested positive for cocaine 6 years ago when he had a physical for life insurance. He was a recreational drug user and has not used in 5 years. Since then we met, married, and had a child....


 If an uninsured motorist?
forces the other parties insurnce company to pay out,will they try to sue the uninsured motorist to try and recoup their ...


 Adjuster wants a statement?
Can you write your own statement, sign it and give it to an adjuster? I have seen many people get the short end of the stick having an adjuster from the other party interview you. they interview and ...



warpedhybrid
Good insurance agency in the Katy, Tx area for help in finding a home owners ins. that doesn't suck?
got 1 to recommend?
                     
 




mbrcatz
Rating
Texas homeowners insurance policies generally suck. Most companies write a very limited form, except for State Farm, which writes a slightly less limited form, and charges you through the nose. Me, I took the State Farm policy.

They all base rates on your credit score, and if you currently have unrepaired damage or a pit bull or trampoline, good luck finding ANYONE to take you.

Having said that, insuranceman here on YA has an agency North Houston, send him an email. Or you can check with www.usi.biz, they do homeowners, they're near I10 and the beltway.


linze2go
I would find an Agency that is not a 'direct writer' like State Farm or Allstate, meaning that they can only 'write' policies with one Company. They have very limited opportunities to shop around for you and find firstly the best coverage and secondly the best premium.

Find an Agent who has Safeco, Travelers, Hartford, Kemper they will be hundreds of $$ cheaper and with much better coverage.

Good luck with the new home


Megan R
First off, avoid local agents. That is the easiest way to get ripped off...

try this site:
http://www.playsfetch.net/msc/mysurance.html

I was able to get a good deal from a major home owner insurance provider (state farm...) at a much better rate than any local agent could quote me. Seriously, stay away from local agents, they are going to try and increase their commission every chance they get.


Douglas T
Rating
The most reputable nationally are Farmers, Allstate, Nationwide, Liberty Mutual, and State Farm. I bet there are local agents in your town you can contact.


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