 Can my husband & I both carry health insurance cov. thru work? |
| My questions is I guess...Can you have two health insurance coverages for the same people? Like if I got health insurance coverage through work on me & my husband and family and then he did the ... |
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 Individual short term disability insurance for maternity leave? LOTS OF ANSWERS PLEASE!? |
| My employer does not offer short term disability insurance. Anybody know of good insurance companies that offer INDIVIDUAL short term disability insurance? I want to purchase own, personal ... |
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 What car insurance company is affordable for a student with a part time job with a fair amount of pay? |
Additional Details
Im a student who is looking to get off my parents insurance and is wondering if there is a good insurance company for students that dont have alot of money to play ... |
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 My mom is fighting with social security and the life insurance. please help? |
| i live in ohio. my mom does not have enough money to pay for a lawyer but life insurance and my dads work is dicking around with the life insurance and social security is also dicking around paying ... |
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 Life insurance policy that covers whether the policy holder lives or dies is? |
A life insurance policy that pays whether the policyholder lives or dies is called??
Im trying to find out good insurance, and figure out what they all mean.
Thank you!!
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 When a person elects to take COBRA, is the check made out to your former employer or the insurance company? |
| I am starting a new job and will not have benefits until January 26. I have to pay COBRA for health benefits that being on December 1 but the office manager did not tell me whom to make out the ... |
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 Help! Pregnant with no insurance!? |
| Hi, i'm 21, from VA and pregnant with my first child. I'm guessing I'm right around 5 weeks and my first prenatal visit is May 20. I'm getting married this summer and super ... |
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 Car insurance for a 16 year old in miami? |
| how much do you have to pay monthly??year??... |
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 Health Insurance for the self-employed? |
| After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to ... |
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 Can I remain on my mother's insurance? |
| My mother divorced my father when I was 3 and remarried when I was 5. My step dad adopted me, so my biological dad lost all rights and guardianship to me. He subsequently moved to New York. When I ... |
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 Homeowners insurance?? |
| Does anyone know about how much insurance, per month, would be on a $79,500, single home, in McAlester OK? If you need more info just ask. I dont know much about this stuff, soon to be first time ... |
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 How can I get home insurance for a vacant house ? |
My Father died recently and the Company has cancelled his coverage. Although I live there (part-time) I am told the house is no longer "owner occupied"
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TMy D... |
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 How can I get my Social Security check switched over to my name from my mom's? |
| I need to get my check switched into my name so I can have the money to move out of state. How can I switch everything over to my name and switch it over to a different state? Can I do this online? A... |
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 Can insurance coverage be cancelled retroactively? |
| My coverage ended 5 months after I reduced my hours and my employer refused to let me elect COBRA after coverage ended.... |
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 How come no dental coverage from medicare? |
| Like teeth do not count as part of your health ... |
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 How much do you pay monthly for your benefits plan through your workplace? |
| I am just deciding whether to sign up for mine. But I don't totally understand the details. I would really appreciate if you could tell me who you work for, and what your plan is like (briefly)... |
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 Can my father take life insurance out on me (adult)? |
| I am in my twenties and not living at home. However, I am currently driving my dad's car and he is paying the insurance. My mom recently told me that she found out once he had secretly purchased ... |
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 How much liability should one get on auto insurance ? |
| How does one determine the appropriate liability insurance to get on an automobile?... |
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 Will renters insurance (for a house) generally cover damages from a backed up sewer drain? |
| Apparantly tree roots grew into the pipes and caused it to back up and spill into the basement. We have over 50 boxes with water and "more" type damage. Farmers insurance won't tell ... |
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 What insurance do i need? i need help with life!? |
| ok, i just turned 18, and i want to move out of my house with my boyfriend, into an apartment we found. ( dont tell me how much of a bad idea that is, ive already heard it) so anyway, what insurance ... |
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Sarah E | Good or Bad Idea about car insurance: I am a broke college student with a $200 car payment a month.........? |
I am a broke college student with a $200 a month car payment. My monthly insurance is $240. So every month I am paying almost $450 for a car plus full coverage.And that is with a deductible of $500. NOW....i found online that if a pick a deductible of $1,000 or higher I can save over a hundred dollars a month on car insurance. Is this a good or bad idea???????? |
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Scotty Doesnt Know
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As long as you're prepared to fork over $1000 when you are in an accident, its a good idea. If you can save $100 per month, you just have to go for five months without an accident and you'll break even. Go longer without an accident, and you're saving money.
BE SURE that you have $1000 to pay for your deductible, though, if you get in an accident. |
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amonamarthshitgiveittome
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the best idea for you would be to buy a $600 car for cash then you would be NOT a broke college student with a $200 car payment a month |
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buffy
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I would say if you have $1,000 that you COULD spend if you do get in an accident than have the lower deductible if you don't than you need to keep your insurance, as soon as you get rid of it you will be in an accident, "murphys law"
If you can't afford $1,000 out of your pocket at this current time then keep the higher payment |
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dwp_ins@verizon.net
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This may not be a good move. If you are strapped for cash now how do you plan on paying out of pocket a $1,000 to get your car fixed if you are in an accident?
A better alternative or at least something I would try first is comparison shopping. Rates can vary hundreds of dollars per year from one company to the next. By spending a half hour on the computer filling out 5 or 6 free quote requests you can easily request quotes from hundreds of companies.
There are many free quoting services available that make it easy to get quotes. One of the better ones is http://www.InsuranceEasy.org they provide multiple links to free quoting services and links direct to companies that will provide you quotes.
It will only take you about 30 or 40 mins to request quotes through each of their links. If you can't find a better rate then as a last resort I would consider increasing the deductible. |
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src50
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Yes, your premium will be lower if you choose a higher deductible. You have to decide whether to take the risk of a higher deductible in return for the premium saving. Since your car is financed, make sure you check your lender's insurance requirements first. |
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George D
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You are paying to much.
Try this one instead - http://carinsurance.enacre.net - I personally have their car insurance, cause it is the cheapest for my family in our area.
As I know they have lowest rates for young drivers. |
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