 Steps to getting your life insurance license in CA? |
| I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is ... |
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 How do i claim life insurance for my mother after my dad has deceased? |
| My father has 2 different life ins policies, when calling bankers life they said they need the original policy. One of the policies was over 50 years ago, no way i will find the original. Where do ... |
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 I am going to have surgery in the next couple of months and do not have disability coverage at my current job.? |
| I am leaving my job in a few weeks to prepare for the surgery so I won't be freaking out afterwards. Now b/c I do not have disability at this current job, what about disability that I've ... |
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 High risk occupations?? |
What is the highest and lowest risk occupation band for insurance purposes??
I've heard that engineers are lowest and journalists are the highest, this can't be true??????
A... |
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 I just got my property and casualy license and was wandering if i should get my life and health also? |
| i'm wandering if both of them will benefit me , and would it be better to get them and open up my own company as soon as i get enough ... |
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 Does my employer who recieves a group rate for health insurance have to offer it to me? |
| I have been at my job for 2 and a half years and both my boss, his wife and son have health insurance through their business at a group rate and all three are employees, but they have not offered it ... |
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 Significant other health insurance? |
| My significant other's employer offers health insurance for domestic partners of the same sex, but not for partners of different sex. This would seem to be discriminatory? Any thoughts on this?... |
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 Please explain how universal life insurance works in details? |
| is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want ... |
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 Best insurance? |
Additional Details
just stared a new business and need to know what insurance company is ... |
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 Can an insurance company deny my family health care because I'm pregnant even though I'm not in the plan? |
| I have my own health insurance and my husband and kids were looking at health insurance just for them, and because I'm pregnant they were denied even though I would not be on the same plan or ... |
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 I dont know how to claim, Please help!!!? |
| Ok, I am 19 years old, I was married Novmeber 18th,2006 and I turned 19 Oct.11th, 2006. I lived with my mom until november 18th, and was on her health insurance ect.. and once i got married and moved ... |
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 Our financial advisor is telling us to get permanent life insurance, is this a good idea? |
| My husband and I are 24/26 and in great health. The payout is $250K each if we die and there is a cash balance that we can pull out after 10 years. It will cost $63/month for me and $78/month for ... |
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 How hard is it to work in insurance? |
| I'm just wondering because I am constantly being called by insurance industry people about jobs. Are those scams? They're local and big names, so I don't know. I am wary.... |
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Kick IT | Grad. Student needs health insurance? |
I will be quitting my full-time job to attend Grad school full-time in May. Unfortunately I will lose my health insurance covered by my employer. I really cannot go with out health insurance. I need affordable coverage. Any suggestions? |
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sarah314
 |
Find out whether or not the university you're attending has a student health plan. Generally, that's going to be the most affordable option for any full time student (who doesn't have coverage through their own or their parents' employer). |
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Tom Z
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If you want "affordable" health insurance I would look into plans that have higher deductibles, no prescription drug coverage and no coverage for doctors office visits. This is based on the premise that you are young and healthy.
Why pay every month for a drug plan if you don't use prescription drugs? Why pay higher premiums to pay for a doctors visit when you see a doctor once a year or less?
I would suggest that you get a policy that is going to pay for the large unexpected hospital bill and, in effect, self insure the prescription drugs and doctors visit because you will be able to pay for those occasional expenses from what you save every month. That is the only way to make health insurance affordable.
If your employer is large enough that COBRA is made available be sure to exercise that option until your own individual coverage is in place. (Get ready for sticker shock when you see the monthly COBRA premium).
An independent agent can help you sort out your options and propose a plan that fits your needs and budget.
Best wishes. |
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Lea
|
Your university will probably offer its own insurance. In some states, it is required by law. At my university, for fall and spring semesters, it is $415, but it is a closed HMO. |
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JaredBalis
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You can get health insurance quotes from different agents in your area by filling out a quote form at http://www.myinsurancequotes.net. Make sure you are getting the best deal because prices vary alot from company to company.
Jared Balis
http:www.utahinsurance.org |
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Rick
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When researching health insurance you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you with your question about researching affordable insurance.
http://www.healthinsurance-guide.net/ |
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the d
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you can go on the cobra health insurance by your employer which can be expensive, like 250 to 450 dollars per month depending on what kind of plan your employer has.,
or you could shop around for private insurance like through blue cross or maney other companies, If your in your later 20's it's like around 155 per month with a 500 dollar deductible and 80 percent coverage therafter.
However in order to qualify for this coverage,
1. you need to healthy.
2. 2, 1 or no doctor visits in the last two years.
3. have had no major health problems in the last FIVE years, cancer, heart, diabetes.
otherwise you will probabbly be denied. |
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mbrcatz
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Coverage isn't based on "affordable". It's expensive. If you're 25 & healthy, it WILL cost $300 a month, unless you want to take a monster deductible.
I'd strongly suggest picking up Cobra coverage through your employer. |
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