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 Why is it important to have medical insurance?
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 What makes you, you???
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 I wrecked my car running a errand for my work are they responsible for it?

Additional Details
The car was in a parking lot when I was inside the store....


 If a woman was to get life insurance and commit suicide, would her minor children be financially set?
how long would she have to pay for her kids to be able to get any money? would it happen right away or would she have to be paying for a while before they could get anything?
just for the record ...


 Why do they ask your occupation when appliying for insurance?
Does it really matter? Or is it for marketing purposes?
Additional Details
I'm thinking mostly about car ...


 Can you carry more than one life insurance policy?
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 I dropped our 42inch plasma?
which was secondhand our insurance is new for old but would they reinburse the new price of a tv or the price I paid for it ...


 Why should my taxes pay for FAT people! NO UNIVERSAL HEALTHCARE!!!?
Fat people are much more likely to have fat-related illnesses (diabetes, heart atttacks). Only 2% of people are forced to be fat through genetics, the other 98% choose to be fat. It's a FACT ...


 My car was stolen and totaled-my insurance company refuses to pay what do i do?
this happened in march 2006 and i am still making payments -help
Additional Details
i was at a bar had to much to drink called aco-worker to pick me up must have left my keys and phone ...


 Will a guys health insurance cover his girlfriends pregnancy?
not married, she dosen't have insurance. Will his insurance cover it since its his baby?...


 Sex Discrimination?
In the madness of correctness etc how can some insurance companies openly offer better deals for women drivers. I thought the premium was based on the vehicle/value/previous claims etc, not on your ...


 Should I lie about my mobile being stolen?
I lost my mobile 3 or 4 weeks ago but my crappy insurance, which I pay £7 per month for, only covers theft. Should I just phone up the police and get a crime number (fairly easy I've been told) ...


 How long can you keep your kids on your Insurance?
What happens when a kid turns 18 as far as health insurance goes? Can you keep the kid on until they get a full time job ( like even after college)? Does it vary from company to company or is there a ...


 My car was stolen from the parking lot of my workplace is my employer liable?
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 Will this insurance trick work?
Recently I broke my Motorola RaZer's front screen, when I phoned the insurance company they said I hadnt reported it within the 48 hrs required. So I was wondering if I were to "lose" ...


 Here is a good question i guess lalalala~?
ok do phone number's from out of state show up on your caller ID or on your cell phone?...


 My friend agreed to an online modeling contract and now she has to pay $300?
What should she do? Does she have to comitt to it if it was over the internet? Will she get in trouble if she doesn't pay? This is in Austria. Help please. Thanks!...


 Should these people be allowed to have life insurance?
Sky divers, mountain climbers, people trekking to the north pole. They all know and are aware that a mistake, no matter how insignificant it seems, could cost them thier lives and yet they spend a ...


 Do you think that the taxpayer should foot the bill for those who didn't get house insurance?
in the recent floods here in the U.K....


 Why do people bother buying life insurance, if they are going to be dead when they receive it?
I mean, who cares if your family is going to be left with bills and stuff...your going to be dead, and theyre not going to bill you in the afterlife......



temluvsthetv
Grandmother Died-No Assets-Creditors Sending Bills?
What legal responsibility do I, as the grandson, have towards her bills? She did not have a will, lived on social security in a HUD apartment and had no life insurance outside of what covered her funeral. (there was nothing left over and my Aunt, my Cousin and myself had to pay a total of 2600.00 out of our pockets for the balalnce).
                     
 




Tunka
I am sorry for your loss and my condolences to you and your family.As long as you or any family member has not co-signed on any of her debts the creditors will have to just eat that debt, as far as their constant harrasment you may want to provide them with a copy of the death certificate or mark the correspondence deceased return to sender and that may get most of them off your back .


Nancy Kay
Let me first extend condolences for your family's loss. Unless a family member co-signed on her debts or signed any agreement with a hospital or medical provider to pay her expenses, only your late grandmother is liable for her debts out of her estate...since there was no estate, her creditors are out of luck...they cannot make relatives pay.


dancingfool229
You shouldn't have any legal responsibilities if there is no estate to sell to pay the bills. We still get phone calls for my dead uncle who has been dead almost 10 years, it's crazy.


Kimberly H
Rating
Send the creditors a copy of her death certificate, if there is no estate, you have no obligation, morally, or legally to pay any bills.


D S
Rating
As far as I know, if she has passed, you should have no responsiblity to her bills...you might want to check with a lawyer or someone who would know more about this.


Outside the box
Rating
You are NOT legally responsible for any of grandmas debts, just write deceased on the bills and have them returned to sender.


justcurious
Rating
There isn't a legal obligation, it's just a matter if you want tp preserve her name. Most Grandmas felt their credit and name were important. Also, Depends on the kind of debt. For instance if it was your spouse and you knew that you had benefited from the charges on a credit card(like going out to dinner). Just contact the companies and let them know she is deceased. Another option is to send the mail back and mark on it return to sender deceased.


CHUCK
Rating
You have no responsibility at all!!!! Any attorney will tell you that over the phone.. Send the bills back!!


roy40372
once you paid for the funeral you are not responsible for any more of her bills. you can not be held responsible for your relatives after their death. if they leave any money or property then that should be used to pay her bills as far as it will go after that the bills do not have to be paid.


tinamaries43
You have no responsibility. They are professionals at harassment, just hang up on them.


sngozig
my mom passed away and they forwarded some of her bills to me but never sent another and it's been over a year now. I wouldn't worry about it. her bills go when she goes in my opinion


mytwodogs60463
Your not responsible for her bills. When my dad died I thought the same thing but I found out your not responsible for any bills that they had. Take the mass cards and enclose them with the bill showing she has past on. I did that and they never bothered me again because I showed them the proof they needed.


luckylindy0
You are not responsible in any way for your grandmothers bills and don't let them try to tell you that you are. Just explain to them what happened and there is NO money. They just write it off. Don't worry about it. When my Parents passed away they had many bills and no money, me and my sibblings were not responsible for their debt in any way. Some comps. may call several times but just keep telling them and eventually they will stop.


torskie
You have no responsibility for her bills other that to be sure her executor pays with her assets. If she was broke, the creditor should get a note or a copy of death certificate.


bud13kv
Rating
don't send them a dime. let them collect from your grandmother.


J Somethingorother
As each bill arrives, contact the billing company and explain what you've just said above. They have internal ways of verifying that no estate exists and will save everybody's money by writing off the balances that insurance won't pay and close their books.

Relatives are not liable unless they inherited something of value that could in turn be used to pay the debt. Once they verify that no estate existed, they write the debt off their books.


just me
Would they go after any remaining social security benefits? I don't think they can go after anyone except maybe a spouse.


too funny
Rating
I would explain the situation to them and tell them flat out-I'm not paying for someone else's bills. Maybe not that bluntly, of course, but holding you and the rest of your family resposible for someone elses bills is bulls*it.


mbrcatz
NONE. YOu have NO obligation to pay anything. Debt is NOT inheritable.

Now, that's not going to stop sleezy bill collectors from trying to nag/guilt you into paying, but legally, they can't. Just say, ok, see ya in court, if they call, and mark the bills "deceased - return to sender".


miamac49616
When my husband passed away he had bills from before we were married. That meant I was not legally responsible for them. All you have to do is send these creditors a copy of the death certificate. Unless she had an executor of estate they can not come after anyone in the family for the money.


Phil O' Brien
You have no legal responsibility as her grandson. Ignore the bills. You have no obligation to send a death certificate, you have no obligation to notify them that she died, you have no obligation to give them the time of day.

They'll figure it out sooner or later.


tjnstlouismo
Rating
See a lawyer but I think her creditors are just up a creek. Sorry for your loss.


Mr. Right
For the balance of what?

Give the creditors a fake address and phone number. If they keep calling or writing, just hang up or throw the letters away. You don't owe anyone anything!


The Advocate
Rating
Unless there are some assets, any of you would be fool of the year to quality as personal representative, executor, executrix.
Do not file anything, pretend you never knew her. The creditors will come if you look like you might collect something and pay the debts. Aunts and Cousins tend not to be interested in zero balances, so you need to bail out, before you get played for a fool.
Put the court on notice, it goes something like this in a small newspaper ad, "I, named so and so, am only responsible for debts of my own."


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