 Health insurance group - Do I have to give medical records? |
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?
Thank ... |
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 Health insurance? |
| i'm a self employed 28 y/o male, where in the hell can i get health insurance that isn't like 800 bucks a month?... |
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 When you are geting health insurance, what does coin insurance mean? |
| i am comparing insurances right now and some have coininsurance, some say 20% after deductible and some say 20% coininsurance after deductible.. what is coininsurance?... |
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 Insurance scam? |
ATTENTION ALL MEMBERS OF THE PUBLIC, ESPECIALLY ANYONE LOOKING TO PURCHASE CAR INSURANCE IN THE UK
DO NOT, I repeat, DO NOT under any circumstances, accept a policy of Insurance from A... |
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 Do I have the right to ask for a doctor who is in-network (insurance)? |
| I recently tried making an appointment at a local health center which employs about 30 different physicians. They assigned me to a doctor which Blue Cross Blue Shield of Alabama claims is not "... |
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 Insurance for immigrants? |
| when me and my son were in Minnesota last year, we had our vaccinations in a hospital, and my husband has no insurance yet at that time until now, the shots were so expensive that costs us 1500usd. ... |
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 Is there any a way that I can find the insurance carrier of the person that hit my car? |
| The problem is that I only have a policy number. I don't have a phone number or the insurance carrier. HELP!!!... |
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 Is there an insurance company that will insure you after you've not had any for almost a year? |
| A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers ... |
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 My house is appraised at 93K. My insurance agent says I need 157K worth of house insurance.? |
| This seems high to me. He claims that the replacement value is the reason this. In the case of a complete loss, I doubt they would pay me 157K, but he disputes this. He also says that the state ... |
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 Who has the lowest rate for car insurance? How much do you pay for yours? |
| my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?... |
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 Health Insurance? |
| Can an unmarried never been married man purchase health insurace or recieve it through his employer?... |
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 Health insurance policy number...what the heck does that mean? |
| I was filling out a medical history sheet and it asked me my health insurance company (i know that..) and then it asked me what my policy#: was...... |
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 Do I need insurance for my company? |
| Have a Computer programming business, and went ahead and created it under multi member LLC, why because if something happens the company is responsible and I'm not which I declared in the O... |
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| Going to gym while on disability (insurance)? |
| I has spine surgery a few months ago and have since stopped working while I stay home recovering...the surgery has not resolved my pain and I have gained weight since I am home everyday. I have ... |
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 If I am on my parents' insurance...are they financially responsible for my medical bills? |
| I am 23 years old but my parents pay for my health insurance (we are on a family plan). My parents always say they will pay for my medical bills, but lately I've been wondering if my mom really ... |
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 What is required to work successfully in Insurance field? |
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?... |
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 Need health insurance but dont have any? |
| I want to have some health insurance or some type of health care insurance for me. I don't have a job right now and i am 25. I am wondering how i can apply for some insurance if i don't ... |
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 Regarding health insurance contracts? |
I feel stupid asking this. The answer seems obvious. but, maybe I am wrong.
I am looking into buying new health insurance. I am self employed.
I had a salesman here, great ... |
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Charles B | Group Health Insurance with Pregnancy? |
I know I can’t get an exact answer without all the group details, I’m just looking for a general idea. I currently don’t have health insurance with work. They do offer it, however it is not open enrollment right now. My wife is two months pregnant and we just found out her health insurance doesn’t cover pregnancies. They are saying I can’t join the group with my wife and have the pregnancy covered. My understanding was that pregnancies could not be considered pre-existing conditions for group policies. Please help!!! |
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jmrob29
 |
You can only add people to your group health plan at the beginning of the year and your original enrollment date, and if there are any family changes such as marriage or divorce.
The reason why you can't add her now isn't necessarily just because she's pregnant, it's because it is not an open enrollment period.
Depending on how far along she is you hopefully should be able to enroll her in your plan at the beginning of the year - just before the baby is born.
Or, if worst comes to worst, you can quit your job and find another employer that offers health benefits and enroll her then. OR...Sometimes employers are willing to "fire" and rehire you the same day-thereby making you eligible for new enrollment.
Good luck...and congrats! |
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the great queen
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browse here please
http://www.tkqlhce.com/click-1748196-10307963 |
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saywhat
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From what I have know, in order to have a pregnancy covered, you must have the insurance in place before conception. |
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anu
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Here is an excellent site with some wonderful options 4 U. |
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deep5223
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The problem is that you are not in an open enrollment time. If you were, you could add her and pregnancy is not considered pre-existing if it is part of a group plan for over 50 employees. Why didn't you get the health insurance when it was offered? Things like this do happen and that is what it is for. |
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mbrcatz
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I think that's going to depend on what state you are in. I've certainly seen pregnancies considered "pre-existing" on group policies.
More importantly - when is open enrollment for your company? Most of the time, it's end of the year - effective january 1st. If she's 2 months along now, it's a moot point, as the baby will be here by then. |
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jessica b
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Wow that sounds weird.. doesn't make sense to me...sounds like your company doesn't want to pay...but why not offer the plan to you and split the cost if cost is actually a factor...
If you cannot obtain coverage, you should consider Ameriplan. It's $59.95 per month for a family plan and although it's not "traditional" insurance, if you get stuck without any coverage at all, you will end up with a big bill, especially with pregnancy. Ameriplan has a great hospital advocacy plan which can save you thousands..
I would talk to your HR manager and get some more FACTS..
There is no way pregnancy can be considered a pre-existing condition, in my opinion...
Jess
http://JBogosian.onesimplecard.com
http://www.ameriplanusa.com |
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