 Eligibility on your parents Health Insurance.? |
| can you include someone that is not your family in your parents health insurance? We have United health care. How do i find if the person wanting to be added in the insurance plan is eligible? He is 2... |
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 Cheapest Insurance for me? |
| I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I ... |
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 Do I have to get flood insurance? My mortgage company sent me a letter? |
| I got a letter from my mtg company saying flood coverage is required. Apparently, I'm in Zone A. What can I do about this? I can't afford hundreds in additional premiums - I already have to ... |
|
 My insurance pay for my truck but my bank say's i still own 6,000 dollars of interest? |
| well i total my truck but now my bank says that i still need to pay 6000 worth of interest so i dont know what to do im need to get into a car but i still have to pay for my other truck but does this ... |
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 Should I let the policy lapse or surrender it? |
| I hold 2 policies: an endowment and a whole life policy. I have bought these policies for about 1.5 year already. Now, I realized the higher costs are not justifiable and like to terminate these ... |
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 Insurance didn’t pay for my delivery, why?? |
| I had my baby Jan 3, 2.5 weeks early. I looked on the insurance website just a minute ago and they have denied everything that had to do with my hospital stay. Why and how can they do that. I am ... |
|
 Anybody thinks it is a waste of time to have Property Insurance? |
| I live in a hurricane zone and apart from that I have always been afraid of fire or earthquakes. The cost is almost prohibitive, but my house is now insured, in time for the hurricane season and I ... |
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 Do I need a non-owner's insurance policy? |
| I am going to sell my vehicle soon. I will no longer need car insurance. Do I need to purchase a "non-owners" policy? I know that when I eventually do buy another car + insurance, they ask ... |
|
 Does homeowner's insurance pay for...? |
| an injury that was recieved on someone's property? My son, who is an adult, tripped fell and broke his arm at a friend's house. My son has no insurance. Is the friend liable since it was at ... |
|
 Does anyone know an agency or foundation that will help with funeral costs? |
| My mom died 3 months ago and I'm still struggling to pay the remaining burial costs.... |
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 Flooding....? |
Why should those who havent paid for home insurance complain that the government isnt helping them? Surelly, if they recieve financial aid, why bother with insurance?
Its a tragedy and i dont ... |
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 What kind of life insurance do we need? and what is a good company to buy from? |
| My husband and I are 28 years old, have three children and plan to have one more child in the near future. We live in Virginia (DC area). His annual earnings are about $70k; I also work part time ... |
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 Life insurance beneficiary refuses the proceeds |
| assume my father had a life insurance policy for 1,000,000 on his life with me as the beneficiary. upon his death i recieved the proceeds and did not touch one penny. six months later i decide that ... |
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Jane Mac | Group health Insurance? What if my emplyer doesn't offer the best group health insurance? |
Hi
In my last job, my employer offered quite good group health insurance but my new employer doesn't.
The cover they are providing does not offer many benefits and would not cover me if I was to have a bad accident which meant I had to take time off work or go into hospital.
Do they have to provide group health insurance or not? |
 |
 
Neil D
|
Hi Jane
As has been stated by a couple of other people, your employer is obliged, I believe, to provide some sort of insurance cover. When it comes to the level of cover of any health insurance plan they provide, there are no fast rules.
Whilst my employer provides group health insurance for employees, I was advised from the start to consider taking out my own personal health insurance policy.
A few of my fellow co-workers tried talking me out of it as they said it was just extra expense for no reason. No reason!? How can protecting one's life be no reason? OK I was fortunate enough to be able to afford to take out some extra health insurance.
If that is something that you think you can afford to do, I would recommend taking out some form of extra cover on top of what little cover your employer is providing.
It is far better to be safe than sorry. Don't just take any health insurance quote that is thrown at you though. Shop around for quotes and talk to the insurance rep to see exactly what you are going to get for your money.
Hope this helps?
Thx
Neil |
|
Insure Man
|
They are offering it, but you don't have to take it.
If you don't like their group health insurance coverage, then you can search for options on the individual market.
An option you may have is to negotiate with your employer. Ask if they will instead allocate the funds normally used to pay for your portion of the group insurance to you. You can apply those monies to your individual plan. And if you ever leave the job, you won't have their help paying the premium, but you will have the better insurance.
If they won't help, then you have to decide whether it is worth buying insurance on your own.
You can view some health insurance quotes here:
http://www.ohioinsureplan.com/index.php/insurance/carrier-quotes/ |
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mbrcatz
|
No, they aren't required to provide any type of insurance at all, except workers comp.
You can always look for another job. |
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bud68
 |
No, they do not. |
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ebosgramma
 |
There are many places to buy insurance other than through your employer. It will most likely be more expensive but you will be able to get a better plan.
I think most maybe all states require employers of larger companies to offer medical insurance. There are no laws that would make them offer GOOD insurance, though. |
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Cat
|
They don't have to provide GOOD insurance. Actually, they might not have to provide it at all. But the trick is, if they do offer it, it has to be available to all full time employees.
Insurance keeps getting more and more pricey, so often employers deal with it by buying packages that are more and more trimmed down.
Icky, ain't it? I keep wondering why we're they only industrialized ("first-world") country that hasn't been able to figure out how to provide health care for all. |
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Jane W
 |
If you vote for Hillary then you will have access to the same coverage that Senators have with low deductibles and co-payments. |
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