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 You know all the insurance statements that come in the mail? How long should a person hang on to these?
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 I have life insurance through my job also. but does it also make sense to have an individual policy?
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 Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?
I am 29 years old, in good health and a non-smoker. We just added a new baby boy to our family and I wanted to get a good life insurance plan. I can't decide between 20 year and 30 year ...


 I don't have health insurance and i wanted to know what kind of plan is the best for me.?
I have a pre-existing conditions namely, palpitation, not yet diagnosed General Anxiety Disorder and Hypothyroidism. High BP, Heart problems and Diabetes runs in my family. I really need health ...


 Have I committed Homeowners Insurance fraud? Please Help!?
I moved out of my house to an apartment. My daughter moved into my house. I quick claimed the house to her. I believe the quick claim put her name on the deed as well as mine. She pays the house ...


 Does being married affect the price of motorcycle insurance?
If I am married will my insurance be higher or lower than if I was single?...


 Is there anyway to get checked for STDs without the insurance company covering it or sending you a bill?
i need to get checked but im under my parents insurance and i cant have them ...


 I work at a large insurance company...my group is filled with jealous females...?
I work at a large insurance company...my group is filled with jealous females...the thing that I just cannot comprehend is this: why do they get mad at you when you don't talk to them? What the ...


 What is property and casualty insurance?
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 Where can I find wealthy clients who may need life insurance?
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 Do i pay taxes on money from home owners insurance,because my house burnt down?
is there ways to avoid paying taxes on the money and keep it legal?...


 My LIC policy jeevansree and one of the agent i paid amount 30.000/-but he jumped what i have to do?
i had complated to lic manger he is telling that u have to pay why u had given cash to him we are not responcable for that hee is tell for that wt i have to ...


 What's the lowest cost medical plan I can get?
I'm talking very high deductible, really just there in case of an emergency. I'm 30 years old, single, in good health. What would be a monthly payment on that type of plan and who offers ...


 Does anybody else have the type of life insurance that pays you back if you don't die?
Both my husband and I pay monthly premiums for a "term" life insurance plan that expires in 20 years. We pay a little bit higher premium I believe but then at the end of the term, if we ...


 Who has authority over insurance companies?
does the federal government have authority over the insurance companies?...


 Who raelly pays when the cost of medical care rises: employers, employees, government, or insurance companies?
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 Go to a doctor consultation before my insurance kicks in or will they not cover if I do?
I have a preexisting problem from having my daughter. I lost my health insurance in August. We are going on a family plan through my husband's work. My old doctor referred me to a specialist. ...


 I would like to get two guaranteed life insurance policies on my dad. Can I do this?
My fathers doctor told him five years ago if he did not quit smoking, he would be dead within three years. Well, my dad is alive and kicking, He has COPD really bad and I don't think he will ...


 Question on life insurance in US?
hi
is it possible for NON US citizens,to take life insurance in US...
how does it work,in case if the insurer passes away here in US and if the beneficiary is another country...
and ...


 If i have hoa payment in my neghborhood but i never signed anything to start with can i be liable for payment?
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KIKI-BX
HELP!!!!!!!! Health Insurance Issues?
I gave birth to my daughter, my insurance was oxford and my daughter's was medicaid. The hopital got paid for both me and my daughter from both oxford and medicaid. The pediatrician whom i have never seen, who i guessed saw my daughter when she was born did not bill medicaid, and has sent me to collections. I had no knowledge of her, i never gave her any of my information but know i'm finding out that she has billed and sent me to collection. Isn't it against the law to to bill the patient the full amount if the patient had insurance at the time. she was the one who did not get the correct information because i never met this doctor or spoke to her.
                     
 




zippythejessi
Rating
No. It's not against the law to bill a patient. It's the patient's responsibility to make sure the provider has the proper information, and if the plan billed denies the claim, for whatever reason it decides to, the claim then becomes the patient's responsibilty to deal with. (You usually sign paperwork to that effect before services are rendered.)

In a hospital setting, every entity is separate and can (and do) bill separately. This will include the hospital, any labs involved, in the case of a newborn: the OB-GYN, and any house pediatrician who examines the child. In the case of a newborn, the hospital bills are often covered, but the pediatricians' bills are sometimes a fight. They usually bill under the mother's plan, because newborns are technically covered under the mother's insurance id# for the first thirty days of life.

Regardless of if you provided your information directly to this provider or not, they were probably provided with it by the hospital -that's commonplace. I'm a little confused about how you're just now finding out you've been billed for it - unless your contact information was incorrect or you ignored anything the provider sent. (It happens - especially if it's a name not recognized.)

What you should do is call Oxford and ask them to reconsider the claim, since your daughter was under thirty days old at the time of service. If they do not reconsider the claims - which Oxford's policy is generally if the baby isn't added to the plan, they don't pay. (Unless you're in New Jersey, then they have to pay.) In which case, call the doctor's billing office and provide them with the medicaid - there's hardly ever a timely filing limit with medicaid.


sarah314
Contact the doctor's office and provide them with your daughter's Medicaid information. You should be able obtain the doctor's phone number from one of the billing statements you've received and/or the collections agency.

Most likely, the doctor's office simply didn't have knowledge of the Medicaid. Its not "against the law" to send a bill to you if they didn't have all of your insurance information. You should be able to handle the situation simply by calling the doctor's office and providing them with the correct info.

You didn't mention, however, how much time has passed since your daughter's birth. Be forewarned that if you've been ignoring statements from the doctor's office and/or collection agency and too much time has elapsed for them to bill your insurance company, you can be held liable for the bill. (Hopefully this isn't the case - you should be okay if your daughter was born this year. I just wanted to mention the possibility, since it was hard to tell from your question if this happened recently or several years ago.)


Lori S
Rating
It is not illegal to bill a patient for services rendered. Dr's bill insurance companies as a courtesy to the patient. Newborns are always checked out by a pediatrician in the hospital. They will usually take the insurance and demographic info from the chart. Either the dr didn't do this or the info wasn't on your daughter's chart. Give the info to the collection agency and to the doctor's office as well. It is in your best interest to get this billed since you may be running up against a statute of limitations for reimbursement. Your insurance may cover your daughter and in any event they should be billed for a denial since Medicaid will require that before considering the charges.


schufs
Rating
direct whoever is trying to collect from you to your insurance company, or in your case, medicaid... let them handle it...


Bell
Rating
From a benefits administrators perspective, I would suggest you contact Medicaid to ask for guidance. You want to make sure that Medicare will pay the bill if/when they receive it and that there are no time limitations on when they pay after you have received medical attention. You can also contact the hospital too. Typically. bills are sent to collections after several attempts to get the bill paid - have you talked to the doctor's billing department? Make sure to keep notes/records of all your conversations. Hope this helps and good luck


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