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 Can I buy the life insurance?
My Mother is 52 and has no life insurance what so ever. Long story short I don't forsee her living more than 10 more years. She doesn't have any diseases, cancers, etc. and could probably ...


 Whats with online Insurance?
You keep seeing these firms on the TV advertinsing their policies and saying that if you apply online for a quote you can get a discount. Well great but aftrer you fill out all the forms it come up ...


 Suing home owners Insurance?
a man ranout in the highway and crashed into my Husband while he was riding his bike...the old man was cited for jaywalking on a highway, can my husband sue his home insurance for the damages and way ...


 What is the cheapest self employed health insurance plan?
...


 Can you cancel easily health insurance should you quit your job?
The terms and agreements say that the enrollment will continue until you retire and also if you are in financial hardship, but what about if you quit your job? Is it hard to get rid of health ...


 When buying a home do you have to pay a full years home insurance up front?
...


 How long does it take for a compansation cliam take maximum?
...


 I am in the uk and can anybody tell me where I can get cheap car insurance?
I have just made a claim and lost my 2 year no claim bonus. The insurance company charged me £850 more on top of my original £640 insurance premium when I renewed my policy. Can anyone tell me ...


 Do medical offices charge the same rate for people with insurance versus without insurance?
Do doctors' offices charge the same rates for the same services to people with insurance and people without insurance?
Additional Details
I have actually heard it all ways. On the ...


 Where can i get life insurance without examination?
...


 What is the definition of insurance?
I'm new to the idea and have yet to touch on the subject, I need some help, please?...


 Are small business owners required to prodive health insurance to their employees?
For example, is there any federal law making this a national small business requirement....


 Why do insurance companys screw over their policy holders?

Additional Details
On November 10th my vehicle was totaled, the witnesses said the at fault car had to be going at least 80mph when it lost control, started to skid, over corrected and ...


 Has anybody dropped their car insurance or home owner's policy to save money?
Some states allow you to prove "financial responsibility" instead of purchasing car insurance. If you don't have a mortgage, nobody will force you to buy homeowner's insurance. H...


 Why buy life insurance if you are young?
What is the benefit of buying life insurance if you are young and not married and have no kids?...


 Insurance questions......?
if your 16 can you get a car insured by yourself, like without your parents having to sign or anything?...


 Smokers paying more for health insurance? Why should I pax tax to put your children through public school?
As a smoker I would be happy to pay more for health insurance. That is...if I do not have to pay school tax to put others' children through school. My child went to a private school. Having ...


 Has canoe man spoilt it for anyone just about to go missing and try insurance fraud?
anybody got aby tips?...


 Travel insurance?
Does anyone know a travel insurance company that will be sympathetic to raised cholesterol. The post office with whom I usually insure want a cholesterol test - my surgery cant give me one in time -...


 Can a daughter cover her mother in her company's health insurance?
A friend of mine is expecting her daughter to get a full-time job after graduation in summer of 2007. She is a 58-year old widow and doesn’t have health insurance. She is planning to have her ...



dave_watts_2000
HOME BUILDINGS INSURANCE - rebuild value ?????
I am trying to renew my home building insurance. The forms ask what is the rebuild cost would be. How do I find that out ??
                     
 




mbrcatz
Your agent should come out there and do a "replacement cost estimator". It's not a simple calculation - in the US, cost to rebuild usually averages $125 to $200 per square foot, depending on geographical location.

Call your agent. This is what they do for a living. If your agent doesn't want to help you, then your agent is too lazy, and you need a new one.


Hibee
Rating
Find an online site which will give you a calculation for this.

The older the building, generally, the higher the rebuild cost.


Queen B
depends on where you live, the square footage, if you have any custom in the home. on average if you take $100 times the square footage you are ok


Lynda Lou
Rating
Did you know you can ask for a blanket cover which in effect is a maximum of say £400,000 for the rebuild cost of your house. I found this out last year as the specified re-build cost on the renewal was too low and to have this blanket cover works out cheaper that specifying an amount. Have a word with your Insurer - it may save you money.


angel09
most companies should have an evaluator to go through with you. If not, you can get an apraiser to come in. Most times if you and the company disagree, they'll send on out on their dime, just to ensure you're properly covered.


parsonsel
Rating
Ask your insurance agent. Ours went by how much sq. footage we had and amenities (i.e. fireplace, tiling, deck, etc.) and looked in their book for rebuild value.


blb
Rating
Call your agent and ask them to do a replacement cost calculator for you. Know what the square footage of your house is before calling. Your agent will ask you questions about your house, sq footage, one story, two story, etc and they have a program that will calculate it for you. I would never try to guess.


dbharrold
Rating
There is a rebuilding cost calculator per square meter depending on your postcode on the net. your insurance broker should be able to help or take out a policy with a huge rebuiliding cost cover. The insurer would replace any loss like for like and you never have to worry about being under insured. Try the Abbey or the Halifax


thirsty mind
We opted to get replacement cost insurance. Meaning no matter what the current cost at the time would be we are covered. Hope that helps.


Helen
just half it's market value unless you live in a very expensive area , then i would quarter it .


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