 Car theft...would it be reporting this(read on)? |
My sister in law is 17 and had her car stolen last night
also can you beleive the police want paying to find it?!?!
If she claims on the insurance(as it was only a cheap little runner) ... |
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 Cash Value Life Insurance, Is there a value? |
| A friend of mine recommended me to an investment group who deals in all areas of insurance, mutual funds, money markets, etc. I met with them to discuss savings options and they immediately jumped ... |
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 How can I find out if the previous owners of my house covered up a fire? |
| We discovered a leak in our kitchen ceiling. When we took the sheet rock down, we discovered evidence of fire in the beams. The previous ownes did not disclose this information. What options do we ... |
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 Can you pay insurance deductible with a credit? |
| can you pay insurance deductible with a credit?... |
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 Fire insurance, any one know if it covers the san diego fires? |
| after seeing the distruction of the current wild fires here in San Diego I am considering getting renters insurance for my apartment to cover my belongings. I told a friend this and he said that the ... |
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 Can you lie about smoking/non on a health insurance application? |
| So many people say "check non" but it seems so easy to get caught.... |
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 HELP FRAUD!!!I found out today that someone has been using my social security number to get insurance!!!? |
| I originally wasn't going to get insurance with my company then i did, but didn't recieve a card. the benefits manager called me back with this info, i faxed her my social security number ... |
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 Health Insurance Gap? |
| okay, so i turn 19 in may and then i can no longer use the insurance my dad gets through his work. my new insurance through my employer doesn't kick in until i've been there six months. so, ... |
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| Is it possible to get a payment extension for my car insurance with state farm? |
| I had some unexpected things pop up and I need an extension, generaly how long do I have to make the payment?... |
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 What are the "bad sides" of a Universal Life policy? |
| I have heard people talk about the good and bad sides of this policy. What are the bad? I cannot ... |
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 Lapsed Life Insurance Question...? |
| My father had a 50K Life Ins. policy that he was paying on for many, many years. I was listed as the only beneficiary. My father passed away in March of this year. When I called the insurance company ... |
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 Medicaid application denied....can't afford my medical bills. Please read I need advice!? |
| I am 19 and my husband is 22. I applied for medicaid last week because I am 5.5 weeks pregnant and today I got a letter telling me that we were denied because our income is over the limit. We can ... |
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 Anyone work for an insurance company? |
| i am interested in working for an insurance company. where do i start as far as degrees, ect?... |
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 Insurance?? |
| okay, so i'm getting my wisdom teeth out in may...but i got a check up and was told since they have to cut my gum and part of my jaw, my dental insurance won't cover it...but medical ... |
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 How much do you pay for car insurance? |
| I am currently a 24 year old male and I think my car insurance company is not giving me the best deal. Who do you get insurance from, how much do you pay and if you don't mind me asking, how old ... |
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 I have an insurance question? |
| If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?... |
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 Self-employed.. Hate individual Health insurance..any alternatives? |
| Just got off the phone with our health insurance company who charges our family $400/month (4 of us). They basically cover nothing, and have raised our co-pay for Dr. visit. They said after my $3000 ... |
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webster | Have been served with law suit. Must I use the insurance company attorney or can I choose my own attorney? |
insurance and legal represention
Additional Details
insured with The Hartford property |
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jean
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don't know, but if you use the one they offer, you don't have to pay attorney fee |
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Brent J
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The insurance company will want to defend itself and thus you by default, but if your potential liability may extend beyond the policy you may wish to seek outside cousel (and you will be required to pay for this representation out of pocket, the insurance company will not pick up this tab). |
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Good♥Gyrl
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You can get your own, but in your insurance contract, it says they'll defend you on any suit. Why in the world would you want to pay out of your own pocket for an attorney? Do you think the insurance company wants to lose money?? If they've gotten the attorneys involved, believe me...they'll vigorously defend. It's their money, too. Unless, of course, they've already paid up to your limits...then, oh well. It's YOUR money, but at least you an save on the lawyer. |
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ﺸÃïåMóñdÃôññåﺸ
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Everyone is titled to their own attorney. |
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OneManWrites
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You can always hire your own lawyer. Someone will take the case. The thing to consider is the claim at hand. What sort of claim do you have against you/your insurance policy and do you have any personal exposure not covered by your policy? By the terms of your insurance policy (which is a contract between you and the insurance company), the insurer has the duty and the right to defend you. But that duty ends at the limits of the policy you purchased. (There are some instances in which the duty to defend exceeds the policy but for the most part that is the extent of the insurer's obligation.) So are there any aspects of this insurance claim that would affect you even after the insurance policy has paid what it can? This could be due to some aspect of the claim not covered by your policy or possibly because the limits of your policy are exceeded by damages claimed. Only you can know the answer to that question. |
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Carol O
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If the insurance company is going to pay for the settlement (if any) then go with their lawyer. Let them cover the costs as much as possible. Because this is obviously a property claim, your reputation isn't on the line. If you were being sued as a doctor/lawyer/broker, etc., then you might want to have your own counsel involved, because an insurance company might just settle for the least amount they can get away with while your reputation could be ruined. Remember, the reason you've been paying premiums to the insurance company is to cover just this sort of occurrence. |
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C R
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First of all, turn it in to the company right away. Your policy requires you to do that. Insurance companies usually do the attorney hiring.
If there are coverage issues, you can always hire your own attorney to monitor or act as co counsel, but it would probably be a waste of time. The insurance company usually retains the right to settle or not settle, and all he would be doing is making money off you doing things that won't be necessary as someone else is providing the defense. |
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