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 How do I Opt-out of my employers Health Insurance plan?
I can be covered by my spouse's health insurance plan and it is much cheaper than what I have with my employer. Do I need some kind of legal letter or can I simply write a short letter of my own?...


 Can my health insurance ask for reimbursement from car insurance?
Had a car accident and was in the hospital for close to a week. Health insurance covered everything except copays and deductible. The car insurance is waiting to see if my health insurance is going ...


 Family Insurance?
where's a good place to get health, auto and life insurance for my whole family that is cheap?...


 Maternity Insurance??
I am pregnant, and was just turned down for medicaid, because we supposively make to much money..I'm a full-time student and my husband is self employed. Is there such a thing as maternity ...


 What is an insurance premium? Deductable?
...


 A deer ran into mom's car, what does she need to do next?
My mom was coming home from work & a deer ran into her truck. She got an estimate from her insurance comp yesterday for $555. They wrote out a check to her & the finance company where her ...


 Can you get insurance while being treated in the hospital??
My fiance is in the hospital, and has no health insurance... is there a place when i can apply for insurance and have them pay for whatever he needs in the hospital now? he has been there since 6am......


 I believe my grandpa was tricked into buying an Accident Life Insurance Policy. Is there anything we can do?
My grandpa died from cancer. He believed he was leaving our family with enough money from the life insurance policy to be able to pay off our home. We were suprised to find out he has Accidental L...


 Home insurance?
My partner and I have buidlings and contents insurance, my question is...is this classed as home insurance or with this just being buildings and contents do i need separate home insurance.
I ...


 Should I enroll in a health Ins. Plan this year? It is that time again, and I don't know should I?
Last year we enrolled in Aetna hmo, a dental plan and vision. We pay 600.00 monthly, deducted from my husband's pay check bi-weekly. If we choose to not enroll can we get charity care? 600.00 ...


 How can i sign up with insurance carriers as an independent insurance agent?
i am very interested in becoming an independent isurance agent, but how do i find the insurance carrier companies? how do i know witch co. would be good to work with?...


 I am moving from MA to FL and I want to cancel my car insurance..?
will this cost me money? or does it depend on the car insurance carrier or....


i have safety insurance if that makes any difference
Additional Details
well..im not ...


 Does anyone know any affordable cheap family plan health insurance company ?
...


 My business got flooded because of a bad roof, and I don't have insurance. What should I do?
Should I get an attorney or deal directly with the landlord's insurance?...


 Is there any insurance for stock market melt down.?
...


 Which insurance company is the cheapest when insuring an unoccupied house?
Approx how much is it for a 3 bed semi detached house?...


 Health and safety risk assements?
...


 If a cashier's check is cashed by auto insurance company does this imply auto coverage?
My niece is really heart-sick. She is only 20 and just financed her first car. About a week ago someone hit her beautiful car and drove off. It was a hit and run. She has insurance, but deliquent ...


 Where can I find a website to compare health insurance rates?
My husband and I are both full-time students and we're looking to compare rates for a plan starting 4/1/09. All of the sites I find via google have disclaimers at the bottom that by hitting ...


 I am a diabetic, being offered Term Life or Whole Life insurance, which one should I take?

Additional Details
I am in pretty good health. No diabetic complications...and I do my best to keep it under control......



yoyo
Have life insurance on myself & spouse,would like to know is there away to get half of the funds now?
                     
 




pennstatepomo
It depends on whether you have term or whole life insurance. Term insurance is "pay-as-you-go", and has no cash value (unless you die during the covered term)

Whole life on the other hand, builds cash value (with the idea that that cash value will pay for the costs of insurance at the point that you are older and not working). If you have a whole life policy with cash value you may be able to 1) cash it out, or 2) borrow against its value. Certainly consult with your insurance professional since doing either of these may ending up costing you your coverage at some later point (perhaps when you need it the most.)


peeweespike13
thats sick......very very sick....try a vacation in iraq


� Fuzzy Dice
you can get half now, but there is a downside.

one of you has to die now for this to be possible.


Doing the Right Thing
Rating
i'm guessing you want to withdraw some of the savings from your life insurance??

Well, you can withdraw half of it, but you will have to pay it back with interest (it is stated in your life policy)


southafrica0009
Dunno, dude; but did you know that there's a direct link between how much a guy has on his insurence and how likely his wife is to bump him off? Get rid of the thing, especially if she's nasty or has recently become so.


Badkitty
Depending on the type of policy you have and also the situation you are in. If you have a terminal illness and are expected to live less than 2 years, inquire to your agent regarding viatical settlement of the policy. This could help. If you just want money and it is whole or permanent life policy it accumulates a cash value which you may borrow against. If it is term life there is no cash value. Talk to your insurance professional to weigh all of your options.


Germacidal
Rating
yeah, but you have to be really clever. how much do you get for your spouse?


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